Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank b...
Fema / RBI : The requirement applies if foreign assets or liabilities exist as of 31 March, even without fresh transactions. The rule ensures d...
Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Reimbursement of interim payments from insured banks in priority to other liabilities was a valid exercise of legislative competen...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : RBI has reiterated that old series banknotes issued before 2005 remain legal tender but should not be re-issued by banks. The circ...
Fema / RBI : The RBI has consolidated all directions relating to the withdrawal of ₹2000 banknotes from circulation. The circular reiterates ...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements until September 30, 2026. The measure is aimed at attract...
Fema / RBI : RBI has exempted fresh FCNR(B) deposits mobilized between June 8 and September 30, 2026 from CRR and SLR requirements. The move ai...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements for urban co-operative banks. The move aims to attract fo...
The RBI issues comprehensive guidelines for issuance, conduct, and co-branding of debit cards by Local Area Banks, ensuring transparency, consent, and grievance redressal for customers.
The regulator introduced a consolidated framework strengthening board oversight, audit committees, market conduct, and regulatory compliance for AIFIs, with immediate effect.
The RBI revised branch authorisation norms for regional rural banks to prioritise financial inclusion. Banks must meet eligibility conditions and ensure at least 25% outlets are opened in unbanked rural centres.
The RBI has introduced a comprehensive 2025 framework governing how Regional Rural Banks may transfer and distribute credit risk. The key takeaway is that RRBs are tightly regulated and largely restricted to selling only stressed loans under strict conditions.
The RBI has issued new directions on loan pricing for Local Area Banks, introducing benchmark-linked interest rates and standardised spreads. These rules aim to enhance transparency and protect borrowers.
The Directions impose Board-level accountability, strict due diligence, and audit rights for material IT outsourcing. AIFIs must strengthen cyber security, data protection, and exit planning under a unified framework.
The RBI (Local Area Banks – Miscellaneous) Directions, 2025 lay down comprehensive regulatory requirements for Local Area Banks covering unclaimed deposits and the DEA Fund, AIF investments, governance, compliance, donations, prohibited activities, HR policies, and operational controls, consolidating and replacing earlier instructions with effect from November 28, 2025.
The Directions stipulate that all loans must be disbursed and repaid directly through borrower accounts, prohibiting third-party control, including LSPs, to safeguard borrower interests.
The new Directions prescribe strict limits on single and group borrower exposures and require Board-approved lending policies. The key takeaway is tighter governance to prevent excessive risk build-up in RRB balance sheets and promote diversification.
The 2025 Directions standardise overdue, SMA and NPA classification through day-end processes, borrower-wise tagging and stricter recovery-based tests, reducing scope for delayed recognition.
