Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank b...
Fema / RBI : The requirement applies if foreign assets or liabilities exist as of 31 March, even without fresh transactions. The rule ensures d...
Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Reimbursement of interim payments from insured banks in priority to other liabilities was a valid exercise of legislative competen...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : RBI has reiterated that old series banknotes issued before 2005 remain legal tender but should not be re-issued by banks. The circ...
Fema / RBI : The RBI has consolidated all directions relating to the withdrawal of ₹2000 banknotes from circulation. The circular reiterates ...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements until September 30, 2026. The measure is aimed at attract...
Fema / RBI : RBI has exempted fresh FCNR(B) deposits mobilized between June 8 and September 30, 2026 from CRR and SLR requirements. The move ai...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements for urban co-operative banks. The move aims to attract fo...
The 2025 Directions introduce a consolidated regime for restructuring, settlements, and write-offs. Key takeaway: faster, more disciplined resolution with tighter governance and provisioning norms.
RBI sets prudential norms for small finance banks, linking dividend eligibility to CRAR and NNPA ratios. Boards must ensure payouts maintain financial stability and comply with regulations.
The regulator ties branch authorisation to financial strength and ratings, allowing wider expansion only for stronger entities while retaining supervisory veto powers.
RBI introduces new 2025 Directions to identify and manage wilful defaulters, ensuring transparent procedures, accountability, and restrictions on future credit for non-repaying borrowers.
RBI mandates structured board procedures, risk management, and audit oversight for Regional Rural Banks, repealing previous guidelines while maintaining regulatory compliance.
The RBI released fresh Directions on asset liability management applicable to commercial banks. The Directions take immediate effect and define the regulatory scope under the Banking Regulation Act.
The Directions lay down a unified framework for RRBs to market mutual funds, distribute insurance, and undertake merchant acquiring, with strict governance and customer protection norms.
A comprehensive process is prescribed for NBFC mergers with other NBFCs or non-NBFC entities. The ruling ensures orderly consolidation under regulatory supervision.
The Directions require prior regulatory approval for significant shareholding transfers and changes in control. The is stricter oversight to protect governance and financial stability.
The RBI mandates clear procedures for identifying wilful and large defaulters, reporting them, and enforcing penalties, ensuring accountability and transparency in lending practices.
