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Digital Lending and RBI Strictness

Fema / RBI : Discover RBI's stringent guidelines on digital lending post-COVID. Learn key regulations for banks and NBFCs, ensuring fair practi...

June 26, 2024 501 Views 1 comment Print

RBI circular on investment in overseas funds by resident individuals & listed Indian companies

Fema / RBI : Gain insight into the RBI circular clarifying overseas investment rules for resident individuals and listed Indian companies, incl...

June 24, 2024 285 Views 0 comment Print

RBI – Three forward looking surveys

Fema / RBI : Explore RBI's forward-looking surveys on consumer confidence, inflation expectations, and economic forecasts. Understand their imp...

June 22, 2024 516 Views 0 comment Print

FAQs on Master Directions on Priority Sector Lending Guidelines

Fema / RBI : Learn how to compute Adjusted Net Bank Credit (ANBC) for Priority Sector Lending (PSL) targets, including adjustments for PSLC, TL...

June 22, 2024 6292 Views 0 comment Print

RBI – New vistas for deposit insurance in India (DICGC)

Fema / RBI : Explore the evolution of the Deposit Insurance and Credit Guarantee Corporation (DICGC) and its impact on safeguarding deposits in...

June 21, 2024 525 Views 0 comment Print


Latest News


Credit card latest rules: You can now decide billing cycle of your card

Fema / RBI : The ability for cardholders to determine their billing cycle signifies that credit cards are not merely tools for cashless transac...

May 14, 2024 1860 Views 0 comment Print

RBI FAQs on Credit Card and Debit Card – Issuance and Conduct Directions, 2022

Fema / RBI : Explore FAQs on Credit Card Issuance, Activation, Usage, and Complaints. Understand rules, rights, and procedures in the Master Di...

March 9, 2024 390 Views 0 comment Print

Rising UPI Transactions: A Paradigm Shift in India’s Digital Payment Landscape

Fema / RBI : Discover exponential growth of UPI transactions in India, from Rs. 1 lakh crore in FY 2017-18 to Rs. 139 lakh crore in FY 2022-23....

December 19, 2023 1290 Views 0 comment Print

RBI Report on Internationalisation of INR: Prospects and Recommendations

Corporate Law : Reserve Bank of India (RBI) has released a comprehensive report by the Inter-Departmental Group (IDG) on the internationalisation...

July 8, 2023 1803 Views 0 comment Print

RBI Framework for Compromise Settlements & Technical Write-offs – FAQs

Corporate Law : Delve into the RBI’s 2023 Circular highlighting regulatory guidelines on compromise settlements with wilful defaulters and fraud...

June 21, 2023 1524 Views 0 comment Print


Latest Judiciary


RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 732 Views 0 comment Print

GVK Energy Vs Axis Bank: IBC Prevails Over RBI Directions

Corporate Law : Unraveling the NCLAT Chennai verdict in the GVK Energy Vs Axis Bank case, underscoring the supremacy of IBC over RBI's directions ...

August 5, 2023 846 Views 0 comment Print

NCLT admits RBI application for initiating CIRP against Srei Infra

Company Law : Reserve Bank of India Vs Srei Infrastructure Finance Limited (NCLT Kolkata) 1. The Court convened via video conferencing. 2. This ...

October 12, 2021 1179 Views 0 comment Print

SC Lays Down Guidelines for Operation & Safety of Lockers

Fema / RBI : Supreme Court mandates strict procedures for bank lockers. Ensure compliance, notify changes, maintain records. Judgment details i...

February 19, 2021 5262 Views 0 comment Print

SC refuses to interfere with period of validity of cheque

Fema / RBI : In re Cognizance for Extension of Limitation (Supreme Court) With reference to the prayer, that the period of validity of a cheque...

July 10, 2020 18930 Views 1 comment Print


Latest Notifications


RBI keeps Repo Rate unchanged at 6.50%

Fema / RBI : fter a detailed assessment of the evolving macroeconomic and financial developments and the outlook, it decided by a 4 to 2 majori...

June 7, 2024 438 Views 0 comment Print

RBI Releases Final Framework for FinTech SRO Recognition

Fema / RBI : RBI unveils the definitive framework for recognizing Self-Regulatory Organizations (SROs) in the FinTech sector, aiming for balanc...

May 30, 2024 294 Views 0 comment Print

RBI launches PRAVAAH Portal for streamlining some regulatory approvals for individuals & entities

Fema / RBI : Discover the RBI's new PRAVAAH portal, streamlining regulatory approvals. Apply online seamlessly with key features. Track your ap...

May 28, 2024 1407 Views 0 comment Print

CBDT exempts RBI from Section 206CCA provisions (TCS Collection at higher rate)

Income Tax : The Ministry of Finance exempts RBI from Section 206CCA of Income Tax Act, 1961 through Notification No. 46/2024 dated 27th May, 2...

May 27, 2024 3609 Views 0 comment Print

RBI Withdraws 8 Obsolete Circulars issued between 1995-2006

Fema / RBI : RBI's internal review leads to withdrawal of outdated circulars from 1995 to 2006. Learn the details, implications, and analysis o...

May 21, 2024 339 Views 0 comment Print


Report on Feasibility of introducing more Long-Term Fixed Interest Rate Loan Products by Banks

January 22, 2013 495 Views 0 comment Print

The banks which have not issued long-term bonds (minimum maturity of 5 years) to the extent of their exposure to the infrastructure sector (minimum residual maturity of 5 years) could utilize the room available to issue more Long Term bonds which would help release resources for extending long-term fixed rate loan products.

Managing Liquidity in wake of new Basel III Liquidity Ratios

January 14, 2013 1502 Views 0 comment Print

In the latest Basel accord (Basel III), Basel Committee introduced two new liquidity ratios in addition to the increase in existing ratios, to reduce the vulnerability of banks to unfavorable situation like 2008 crisis. By introducing these new ratios, the Basel Committee intends to fortify banks against adverse and distressed situations, abolish mismatches between assets and liabilities and push more sound and reliable sources of funding such as long term funding.

RBI releases Draft Report of its Working Group on Gold

January 3, 2013 898 Views 0 comment Print

The Reserve Bank of India (RBI) today placed on its website, the Draft Report of the Working Group to Study the Issues Related to Gold and Gold Loans by Non-Banking Finance Companies (NBFCs) in India (Chairman: Shri K.U.B.Rao, Adviser, Department of Economic and Policy Research). The Reserve Bank has sought comments on the draft report […]

RBI keeps key rates unchanged in mid-quarter policy review

December 18, 2012 513 Views 0 comment Print

The Reserve Bank of India has decided to keep all the key rates unchanged in its mid-quarter policy review today. The repo rate has been kept unchanged at 8 per cent and the cash reserve ratio has also been kept unchanged at 4.25 per cent. Consequently, the reverse repo rate will remain unchanged at 7 per cent, and the marginal standing facility (MSF) and the Bank Rate at 9 per cent.

Who is Willful Defaulters?

December 7, 2012 5149 Views 0 comment Print

Reserve Bank of India (RBI) collects on quarterly basis, the information on Willful Defaulters (non-suit filed accounts) of Rs. 25 lakh and above from Banks. Besides RBI, the Credit Information Companies, including Credit Information Bureau of India Ltd. (CIBIL) are maintaining a database on suit filed accounts, including willful defaulters with Rs. 25 lakhs and above.

Relaxation in ECB Policy for Upcoming 2G Spectrum Auction

November 12, 2012 1565 Views 0 comment Print

The External Commercial Borrowing (ECB) Policy is reviewed periodically by the Government in consultation with RBI keeping in view the evolving macro economic situation, external sector assessment, needs of the corporate sector and sectoral requirements.

Get your Post dated cheques (Dated After 31.12.2012) replaced

November 8, 2012 1911 Views 0 comment Print

The Reserve Bank today asked non- banking financial companies (NBFCs) to replace post-dated cheques issued to them by customers with new standardised cheques with improved security features.

2nd Quarter Review of Monetary Policy 2012-13 – RBI Cuts CRR by 25 basis points

October 30, 2012 684 Views 0 comment Print

A short while ago, we put out the Second Quarter Review. Based on an assessment of the current macroeconomic situation, we have decided to: Cut the cash reserve ratio (CRR) of scheduled banks by 25 basis points from 4.5 per cent to 4.25 per cent of their net demand and time liabilities (NDTL) effective the fortnight beginning November 3, 2012.

What is LIBOR and should it be scrapped

October 24, 2012 2594 Views 0 comment Print

Libor is an average interest rate which is calculated from the interest rates given by key banks in London on a daily basis. It is controlled by the British Bankers Association in London. Libor is one of commonly used interest rate in the world for various loans & banking transactions. It is also used in derivatives transactions globally (especially in US derivate markets) which are one of complex contracts in the world.

NDS-OM web – FAQs

October 18, 2012 1125 Views 0 comment Print

Q.1 What is NDS-OM? Ans. NDS-OM is a screen based electronic anonymous order matching system for secondary market trading in Government securities owned by RBI. Presently the membership of the system is open to entities like Banks, Primary Dealers, Insurance Companies, Mutual Funds etc. i.e entities who maintain SGL accounts with RBI. These are Primary […]

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