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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


What Differentiates a Financial Planner from Investment Advisor?

July 18, 2017 1602 Views 1 comment Print

A few decades ago, there was confusion with what sales and marketing are. People thought they are one and the same. But it is to be understood that sales is just an important ingredient of the functions of marketing.

Are you up for these 3 Financial Challenges?

July 17, 2017 1416 Views 0 comment Print

Kin Hubbard is right in saying that if we do not spend money unnecessarily we would be able to save money and double it. However most of us like to spend and would find it difficult to not spend at all. We feel that it could stress us further.

How to transform mis-buying /selling into a smart buying?

July 15, 2017 1425 Views 0 comment Print

Are you completely satisfied with the financial products you have bought or investments sold to you? If your answer is No, is it because of mis-selling or mis-buying? Mis-selling means that you were given unsuitable advice, the risks were not explained to you or you were not given the information you needed, and ended up […]

Complete NRI Guide to Property in India

July 15, 2017 3663 Views 0 comment Print

This article attempts to dispel the doubts in the minds of such prospective NRI investors by addressing key issues pertaining to property dealings in India.

4 Bad Behavioral Biases Investors need to Avoid

July 15, 2017 2538 Views 1 comment Print

When the heart speaks, the mind finds it indecent to object feels author Milan Kundera. Yet, people like Warren Buffet, have followed their mind and won handsomely in the stock market. This is perhaps explained by William Blake’s statement A fool does not see the same tree that a wise man sees.

Who Else Wants More Returns and a Simple, Hassle-free Investment Method?

July 13, 2017 1212 Views 0 comment Print

What is the best investment strategy to earn more return on investments? Is there a simple, hassle-free, proven, sure-fire investment method available? Having a routine on investing, yield more rewards. Is this a true statement? How can we set a routine, that too, on investments? Is it really possible? Confused with lots of things spinning in your mind? Read ahead to get all your doubts clarified.

How to be Savings Friendly in today’s world?

July 13, 2017 1344 Views 3 comments Print

India, unlike many developed countries of the west, is more savings friendly. By being savings friendly we yearn to save more out of our disposable income, irrespective of the level of our earnings. Warren Buffet advocates that one should focus on savings first and then whatever is left should be spent.

3 Successful Strategies to Re balance your Portfolio

July 12, 2017 2301 Views 0 comment Print

I get reminded of previous generation mom when someone advises me to re balance my investment portfolio. I feel like my mom telling me to take oil bath on all Fridays. When everything is going fine, why I should re balance my portfolio? one of my client asked me with a smile in his face. I reciprocated his smile and explained him why it is necessary to re balance his portfolio periodically.

6 critical factors those decide whether the life insurance claim is accepted or rejected

July 7, 2017 2448 Views 1 comment Print

How many times have you asked yourself Will the insurance company for which I am paying premiums regularly will settle the claims or reject the claims in case of any mishappening to me? Will my family get the claim benefits or not?

Accidental Insurance: Stitch in time Saves nine!!

July 7, 2017 990 Views 0 comment Print

What do we do to show our love to our loved ones? We buy property, gold, vehicles etc. Then to secure or protect that love we keep insuring that property, gold and vehicles too. Not only that we cover our lives too! However,if you are a bread-earner of the family then you miss insuring the very important entity of the family – that is you!

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