Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...
Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...
Finance : A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decid...
Finance : Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly ...
Finance : Traditionally lender’s uses Credit Scoring as a major tool in its Credit Underwriting process. Traditionally lender verifies the...
CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...
Finance : ♦ Patna reports lowest literacy levels with only 22% of borrowers aware of their CIBIL score, followed by Kolkata (25%) and Mumb...
Finance : Moody’s Investors Service (“Moody’s”) has upgraded the Government of India’s local and foreign curre...
Fema / RBI : WEF 01.01.2017, all Credit Information Companies shall provide, upon request provide a Free Full Credit Report popularly known as ...
Fema / RBI : The information contained in the CIR (which contains credit score) would be one of the factors that banks would consider before gr...
Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...
Finance : The issue under consideration is whether the writ petition filed against credit rating agency by stating that they are not authori...
Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...
SEBI : SEBI updates Credit Rating Agencies Regulations, defining "liquid asset" and ensuring effective rating processes. Learn about the ...
SEBI : Explore SEBI latest circular enhancing ease of doing business for Credit Rating Agencies (CRAs) with updated timelines and disclos...
SEBI : Introduction: The Securities and Exchange Board of India (SEBI) has recently released Circular No. SEBI/HO/DDHS/DDHS-POD2/P/CIR/20...
SEBI : Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores t...
Fema / RBI : Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy...
Getting approved for online loans with low credit score is a nightmare. Sometimes, your application might get rejected due to your credit history. If you have had a low CIBIL score & want to repair it, then you must know the options to improve and get approved for a personal loan you want. Why don’t […]
Article explains what is CIBIL Score, What are the things which impacts CIBIL Score, How much Score holds well and What to do to improve CIBIL score. Most of the time we hear about CIBIL score. Many of the loan seekers face this issue while applying loan, that there CIBIL score is bad. I am […]
What is a credit score? What is the importance of it? How is it determined? For knowing the use of anything, these questions are a must ask! A credit score is the three digit number valuing from 300 – 900 where 300 is considered as the lowest score and 900 is considered as highest.
When applying for any kind of credit, lenders determine your creditworthiness for securing themselves against any potential losses. There are several factors which can determine your eligibility, however, the key indicator of ability and creditworthiness to honor a debt is your CIBIL score. Every lender follows different parameters for issuing you any particular loan amount. RBI […]
A credit information report is a detailed record of a person’s credit history that includes his identity information, loans and credit card accounts that are opened in his name, payment information, current balances, defaults if any, and enquiries made on the credit. All the member banks and financial institutions registered with the credit bureau, report […]
Now a day, top online financial aggregators are offering free credit report/score on yearly as well as on monthly basis, are these credit scores really free?
Negative flags on your credit report not only remind you of your past financial mistakes but they also ruin your future financial plans. Whether the negative remarks occur due to your own mistakes or due to the negligence on the part of the credit bureau, you must make efforts to get rid of them. After all your credit report affects the most important financial measure, that is the credit score.
Moody’s Investors Service (“Moody’s”) has upgraded the Government of India’s local and foreign currency issuer ratings to Baa2 from Baa3 and changed the outlook on the rating to stable from positive. India’s rating has been upgraded after a period of 13 years. India’s sovereign credit rating was last upgraded in January 2004 to Baa3 (from […]
Economies are ranked on their ease of doing business, from 1–190. A high ease of doing business ranking means the regulatory environment is more conduzcive to the starting and operation of a local firm.
Indians today are far more aware about the credit score and its importance. And as the awareness levels grow, so does the inquisitiveness on how does one manage and maintain the credit score. At Credit Sudhaar, we have experienced people having lots of views on this which can be passed on as nothing but misconceptions. […]
