RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Explains RBI's cancellation of 135 NBFC registrations under Section 45-IA, the SBR framework, cancellation grounds and the regulat...
Fema / RBI : RBI's draft guidance highlights Board oversight, data governance and accountability as key foundations for responsible AI adoption...
Fema / RBI : Know the FLA Return filing requirement under FEMA, due date, FLAIR portal process, reporting rules, revisions and key compliance r...
Fema / RBI : FEMA Compounding Rules, 2024, RBI Directions and April 2025 amendments revise compounding, digital filing, jurisdictional limits a...
Fema / RBI : Explains NRI and resident status under FEMA, Section 3 restrictions, current and capital account transactions, and examples of per...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Bombay HC permitted withdrawal of wilful defaulter orders and directed fresh proceedings after disclosure of relevant material, pe...
Fema / RBI : Calcutta HC permitted the borrower to file a fresh RBI Ombudsman complaint in the prescribed format and directed its consideration...
Fema / RBI : Calcutta HC directed completion of liquidation of 32 banking companies within six months with periodic reporting to RBI....
Fema / RBI : The Karnataka High Court upheld the Appellate Tribunal's finding that the respondents satisfied the definition of person resident ...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : RBI released draft data governance guidance for regulated entities, inviting comments by August 17, 2026, on governance, data qual...
Fema / RBI : RBI consolidates SRVA instructions, supersedes earlier circulars, permits FEMA transactions through SRVAs, and updates reporting w...
Fema / RBI : RBI amends Local Area Bank Directions on SNFA income recognition, reversal of unrealised income and accounting treatment, effectiv...
Fema / RBI : RBI amends RRB income recognition norms for SNFAs, prescribing treatment of unrealised income and realised receipts from October 1...
Fema / RBI : RBI amends income recognition norms for SNFAs, requiring reversal of unrealised income and prescribing accounting treatment from O...
The regulator introduced a consolidated framework strengthening board oversight, audit committees, market conduct, and regulatory compliance for AIFIs, with immediate effect.
The RBI revised branch authorisation norms for regional rural banks to prioritise financial inclusion. Banks must meet eligibility conditions and ensure at least 25% outlets are opened in unbanked rural centres.
The RBI has introduced a comprehensive 2025 framework governing how Regional Rural Banks may transfer and distribute credit risk. The key takeaway is that RRBs are tightly regulated and largely restricted to selling only stressed loans under strict conditions.
The RBI has issued new directions on loan pricing for Local Area Banks, introducing benchmark-linked interest rates and standardised spreads. These rules aim to enhance transparency and protect borrowers.
The Directions impose Board-level accountability, strict due diligence, and audit rights for material IT outsourcing. AIFIs must strengthen cyber security, data protection, and exit planning under a unified framework.
The RBI (Local Area Banks – Miscellaneous) Directions, 2025 lay down comprehensive regulatory requirements for Local Area Banks covering unclaimed deposits and the DEA Fund, AIF investments, governance, compliance, donations, prohibited activities, HR policies, and operational controls, consolidating and replacing earlier instructions with effect from November 28, 2025.
The Directions stipulate that all loans must be disbursed and repaid directly through borrower accounts, prohibiting third-party control, including LSPs, to safeguard borrower interests.
The new Directions prescribe strict limits on single and group borrower exposures and require Board-approved lending policies. The key takeaway is tighter governance to prevent excessive risk build-up in RRB balance sheets and promote diversification.
The 2025 Directions standardise overdue, SMA and NPA classification through day-end processes, borrower-wise tagging and stricter recovery-based tests, reducing scope for delayed recognition.
RBI has notified binding Directions prescribing prudential capital adequacy norms for UCBs. The key takeaway is mandatory compliance to strengthen financial stability and depositor protection.
