RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
RBI’s 2025 Directions establish a clear framework for voluntary amalgamation of UCBs, focusing on depositor protection, capital adequacy, and regulatory approval.
RBI introduces a comprehensive framework mandating uniform, transparent, and non-negotiable interest rates for Payments Banks. The Directions clarify rules for savings deposits, prohibit inducements, and repeal earlier guidelines.
RBI introduces flexible on-tap licensing for Small Finance Banks to boost financial inclusion, regulate promoters, and ensure robust banking operations.
Banks raising green deposits must comply with policies on project selection, fund allocation, and monitoring. Eligible projects include renewable energy, clean transport, energy efficiency, and biodiversity conservation.
The RBI introduces updated prudential norms requiring Payments Banks to maintain adequate regulatory capital. The Directions aim to strengthen financial stability and ensure disciplined risk management.
RBI’s 2025 Directions set strict rules for managing financial and IT outsourcing risks, including Board oversight, data security, and vendor accountability. Banks must comply to safeguard operations and customer data.
The regulator has issued binding directions standardising how Local Area Banks present and disclose financial statements, effective immediately to enhance transparency.
Dividend payouts by banks are restricted by capital adequacy and asset quality metrics, ensuring prudent financial management. The Directions prevent declaration from unrealised gains or extraordinary profits.
RBI issues clear guidelines for identifying wilful and large defaulters to ensure transparency and prevent misuse of bank credit. Banks must report defaults and monitor fund usage to strengthen accountability.
RBI mandates early recognition, monitoring, and resolution of stressed assets by banks, including compromise settlements, technical write-offs, and structured restructuring plans to ensure timely recovery.
