RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
The new RBI Directions introduce prudential norms restricting dividend payouts by Local Area Banks based on capital adequacy and adjusted profits to protect financial stability.
The central bank repealed the 2025 Directions governing dividend payouts by Local Area Banks. However, it clarified that investigations, penalties, and obligations arising under the repealed Directions will continue unaffected.
RBI amended capital adequacy directions to clarify computation of Counterparty Credit Risk (CCR) and align Indian banking rules with international standards. Banks must include consolidated CCR exposures and apply revised add-on factors.
The new RBI Directions mandate that dividend payments cannot reduce regulatory capital below required thresholds, ensuring stronger financial resilience among regional rural banks.
Under the 2026 Directions, dividend payouts by Small Finance Banks cannot exceed 75% of Profit After Tax. The framework links dividend limits to Tier 1 capital ratios to safeguard banks’ capital strength.
The Reserve Bank of India revised prudential norms on counterparty credit risk for Small Finance Banks. The amendment updates add-on factors and exposure treatment to align with international capital adequacy practices.
RBI’s 2026 amendment clarifies the computation of Owned Funds and specifies that Tier 1 capital for concentration norms must be determined using the latest audited or reviewed financial statements.
RBI’s 2026 amendment allows Core Investment Companies to include audited quarterly profits in Owned Funds, subject to dividend adjustments and statutory auditor review.
RBI amended the Housing Finance Companies Directions, 2026 to clarify how Owned Fund should be calculated. The amendment allows inclusion of audited quarterly profits subject to dividend adjustments and auditor review.
The 2026 amendment replaces rigid interest rate ceilings with market-determined pricing. The reform expands borrowing flexibility and aligns India’s external borrowing framework with global financing practices.
