"AAshok Kakkar is an Advocate, Insolvency Professional, former Chief Manager of Punjab National Bank, with over 40 years of professional experience in banking, finance, credit management, recovery, insolvency, and legal practice. He holds M.Com., LL.B., LL.M., and CAIIB qualifications. His writings aim to simplify complex concepts in banking, finance, insolvency, company law, and allied legal subjects for students, professionals, entrepreneurs, and the general public. His articles have been published on platforms including CAclub India and IBC Laws. He also regularly shares educational content through his website https://legalwisdomhub.in, Substack, Blogger, and books published on Amazon Kindle Direct Publishing (KDP).
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Education
M.Com., LL.B., LL.M., and CAIIB
Job Experience
Over 40 years of professional experience in banking, finance, legal, and insolvency matters. Served with Punjab National Bank and retired as Chief Manager, with extensive experience in credit appraisal, working capital finance, MSME and corporate lending, loan documentation, recovery, NPA management, and branch administration. Presently practising as an Advocate, Insolvency Professional, and Banking Consultant, handling matters relating to Corporate Insolvency Resolution Process (CIRP), Personal Guarantor (PG) insolvency, banking laws, corporate compliance, and financial advisory. Regularly write educational articles on banking, finance, insolvency, company law, and allied legal subjects based on practical professional experience.
Job Skills
Banking and Financial Advisory
Credit Appraisal and Risk Assessment
Working Capital and MSME Finance
Corporate and Retail Lending
Loan Documentation and Securities
NPA Management and Recovery
SARFAESI Act and Debt Recovery
Insolvency and Bankruptcy Code (IBC) Advisory
Corporate Insolvency Resolution Process (CIRP)
Personal Guarantor (PG) Insolvency Matters
Banking and Commercial Laws
Corporate Compliance and Regulatory Matters
Legal Drafting and Documentation
Banking Litigation Support
Training, Research, and Technical Writing on Banking, Finance, Insolvency, and Company Law
