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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


Factors to Consider Before Selecting a Location for Property

November 17, 2016 3139 Views 0 comment Print

When you are buying a property ,you are also entering into a huge commitment with the place where it is located. The location of your purchase will have nonpareil effect on the future value of the real estate investment and affect your everyday life.

How to Construct and Invest in Mutual Funds Portfolios

November 16, 2016 5080 Views 3 comments Print

Buying mutual funds is a great way of saving, both for short and long term financial needs. One of the outcomes of investing in mutual funds is building of portfolios

How to bring your personal finance under your control

September 30, 2016 2218 Views 0 comment Print

I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 years. The liquid fund where I kept the sizable emergency fund was not giving me good returns. So I invested that money in a small property. Now I have an emergency and the property is not easily liquidable

Demystifying common myths relating to Financial Advice

September 29, 2016 1153 Views 0 comment Print

Finances can be sometimes tough to take it all alone. Seeking financial advice from your planner can benefit you no matter you are young or old, single or married, have high or low income.

7 Harmful House-Hunting mistakes and how to avoid them

September 26, 2016 2884 Views 0 comment Print

Purchasing a house is a very significant decision in one’s life, and tends to have numerous implications depending on an individual. Therefore, when taking such a big decision in one’s life it is very crucial to keep your emotions controlled, to help you settle upon the most rational choices possible.

A parent guide to ensure the financial security of differently abled child

September 22, 2016 1264 Views 0 comment Print

Becoming a parent is like a blessing from the almighty. Since the day, a couple is blessed with an offspring, his/her security and well-being becomes the primary concern for the parents. Taking care of your child’s complete growth and development that includes everything from his overall well-being and a good education, is challenging.

Steps NRIs should take to sell their inherited property in India

September 17, 2016 3481 Views 1 comment Print

Selling an inherited property could appear to be quite a challenging and troublesome job in India, especially when one is not aware of the procedures. For people staying abroad for a long time can find this process even more horrifying.

Have you stress tested your personal finances?

September 17, 2016 1732 Views 0 comment Print

Stress testing is about demonstrating how a particular process balances in a condition, when you try to push the same beyond its usual operations. We can also state the same about a stress test in other words. It implies a condition, where you push your system into the crash mode and find means to recover from that.

A checklist for NRIs returning back to India

September 16, 2016 7354 Views 0 comment Print

As an NRI, you have decided to return to India and are wondering how you should go about it. Well, Non-resident Indians, wishing to return to India may get perplexed determining what exactly they should do so as to move back to their homeland seamlessly.

How to Identify A Reliable Financial Advisor?

September 15, 2016 1978 Views 1 comment Print

How do you determine that your financial expert is actually providing you with genuine or fake advice? Can you easily trust any financial advice that you get? Are you sure, whether the financial advice you have received, will fill your pockets or your advisor’s? There are a few questions that one must address, before going […]

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