Reserve Bank of India (RBI) has issued the updated Master Circular – Basel III Capital Regulations (RBI/2025-26/08) on April 1, 2025, applicable to all Scheduled Commercial Banks, excluding Small Finance Banks, Payments Banks, and Regional Rural Banks. This circular supersedes the previous Master Circular No. DOR.CAP.REC.4/21.06.201/2024-25 and consolidates the latest prudential guidelines on Basel III capital adequacy issued up to the current date. The document incorporates necessary amendments and updates based on recent regulatory developments. A detailed list of circulars integrated into this Master Circular is provided in Annex 26. Small Finance Banks and Payments Banks must adhere to their respective licensing and operating guidelines prescribed by the RBI for capital adequacy requirements.
Master Circular – Basel III Capital Regulations
RBI/2025-26/08
DOR.CAP.REC.2/21.06.201/2025-26 Dated: April 01, 2025
All Scheduled Commercial Banks
(Excluding Small Finance Banks, Payments Banks
and Regional Rural Banks)
Madam / Dear Sir,
Master Circular – Basel III Capital Regulations
Please refer to the Master Circular No. DOR.CAP.REC.4/21.06.201/2024-25 dated April 01, 2024, consolidating therein the prudential guidelines on Basel III capital adequacy issued to banks till that date.
2. The instructions contained in the aforesaid Master Circular have been suitably updated / amended by incorporating relevant guidelines, issued as on date. A list of circulars consolidated in this Master Circular is contained in Annex 26.
3. Small Finance Banks and Payments Banks may refer to their respective licensing guidelines and operating guidelines issued by Reserve Bank, for prudential guidelines on capital adequacy.
Yours faithfully,
(Usha Janakiraman)
Chief General Manager-in-Charge
Encl.: As above
