The regulator issued a consolidated KYC framework for ARCs, mandating risk-based due diligence, digital/V-CIP safeguards, and stricter governance to curb money laundering and terrorist financing.
RBI has notified revised capital adequacy norms for RRBs, mandating a 9% CRAR with detailed rules on Tier 1, Tier 2 capital, and risk weights. The key takeaway is tighter prudential discipline and stronger capital buffers for RRBs.
The regulator has overhauled asset-liability management norms for rural co-operative banks, setting clear Board responsibilities, ALCO governance, and risk limits. The key takeaway is a unified, risk-focused ALM regime effective immediately.
New directions mandate standard balance sheet formats and comprehensive disclosures for UCBs. The key takeaway is tighter uniformity and transparency aligned with statutory schedules and accounting standards.
The RBI has laid down a comprehensive framework requiring uniform, non-negotiable interest rates on deposits of Regional Rural Banks, strengthening transparency and supervisory oversight.
The Directions lay down eligibility norms, MHP–MRR requirements and governance standards to ensure safer securitisation by AIFIs and better risk alignment for originators and investors.
The RBI issues updated CRR and SLR directions for Regional Rural Banks, defining maintenance, reporting, and penalties to ensure liquidity and compliance.
Explains RBI’s 2025 framework requiring approvals, rural outreach targets, and strict monitoring of Banking Outlets. Key takeaway: Payments Banks must prioritise financial inclusion and comply with structured authorisation norms.
RBI introduces new 2025 Directions to identify and manage wilful defaulters, ensuring transparent procedures, accountability, and restrictions on future credit for non-repaying borrowers.
The Directions lay down a unified framework for RRBs to market mutual funds, distribute insurance, and undertake merchant acquiring, with strict governance and customer protection norms.
