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T. R. Radhakrishnan

Latest Articles


Importance of Perseverance

Corporate Law : Discover the transformative force of perseverance in achieving success amidst challenges. Explore real-life examples and timeless ...

May 9, 2024 528 Views 0 comment Print

Non-compliance of RBI Guidelines

Fema / RBI : Explore the necessity for a robust monitoring regime post the Paytm Payment Bank failure. Understand RBI's observations and measur...

March 14, 2024 810 Views 0 comment Print

Non-Compliance of RBI Guidelines: Impact on Financial Sector

Fema / RBI : The Paytm Bank breach of RBI's KYC norms raises concerns about compliance in the financial sector. Explore the implications of non...

February 7, 2024 1455 Views 0 comment Print

Customer Service Insights: Dual Perspectives in Professional Life

CA, CS, CMA : Explore a bank manager's unique take on customer service, blending business development and career progression. Discover dual pers...

September 28, 2023 336 Views 0 comment Print

The Joy of Giving: Happiness That Knows No Bounds

Corporate Law : Discover heartwarming story of a compassionate act that brought immeasurable happiness. Learn why giving is more fulfilling than r...

September 19, 2023 957 Views 1 comment Print


Latest Judiciary


Hail! Principles Of Natural Justice!

Corporate Law : In a historic ruling, the Supreme Court mandates adherence to natural justice principles in bank fraud classifications, impacting ...

April 22, 2023 1830 Views 0 comment Print

2G Judgement of Trial Court; Travesty of Truth and Justice

Corporate Law : The recent judgment of the Trial Court in the matter of 2G scam denotes yet another failure of the conscience and consciousness of...

December 21, 2017 2259 Views 0 comment Print


The Farmers’ Agitation and The Farm Reforms

December 1, 2020 2409 Views 0 comment Print

The enraging ongoing agitation of the farmers of Punjab, Haryana and the Western U.P is an ill-conceived wrongly motivated incident affecting the peace and tranquillity of the nation especially viewed in the background of the resurging COVID 19 cases.  The three-part bill of the Agri reforms consists of (1) The Farmers’ Produce Trade and Commerce […]

Is Man The Master of His Own Destiny or Fate?

October 8, 2020 6324 Views 5 comments Print

When I was taking one of the classes for the MBA (Finance) students, I was asked a question by a curious student. He asked me, ‘Sir, can we make our own destinies?’. I said that it was a very good thought-provoking question to be pondered over. I asked the other students whether anyone knew the […]

Financial Stability of Banking Sector – Bank & Borrower

July 26, 2020 1284 Views 0 comment Print

THE FINANCIAL STABILITY OF THE BANKING SECTOR THE BANK AND THE BORROWER A RELATIONSHIP OF TRUST, FAITH, HOPE AND UNDERSTANDING. The advent of banking reforms in India has brought the concept of NPA (Non-Performing Asset) which has changed drastically the perception and approach of the bank and the customer when dealing with loans financed by […]

Supervision of co-operative banks by RBI

July 2, 2020 1575 Views 2 comments Print

The Government ordinance to empower Reserve Bank of India to supervise the Urban Co-operative Banks is a welcome step in the right direction so that they have a control over the affairs and performance and particularly the lending portfolios of the Urban Co-operative Banks. Many of them are already under RBI watch list with some […]

The Willful Defaulter Syndrome in Banks

May 13, 2020 6201 Views 0 comment Print

‘When virtue is lost, benevolence appears, when benevolence is lost right conduct appears, when right conduct is lost, expedience appears. Expediency is the mere shadow of right and truth; it is the beginning of disorder’. A good and faithful banker ever prefers honourable settlement to the expedient action and expediency cannot be a policy for […]

Challenging The Impact of Covid 19 on Economy

May 6, 2020 1014 Views 0 comment Print

Amidst the prevailing holocaust caused by the devastating effect of the Corona Virus spread globally, yet another impending threat of recession is looming large over the entire world affecting the world economy which if not treated effectively is going to impact the lives of the people. The world has faced the problems of recession from […]

Growing Old Gracefully

February 13, 2020 3825 Views 2 comments Print

We are much concerned about growing old forgetting the fact that it is an inevitable part and act of the nature which nobody can escape.  Since it is a reality that we have to accept and reconcile, then what purpose will it serve if we are to grieve about it other than to indulge in self-imposed stress and pity?

Importance of Decision Making In Life

November 22, 2019 105513 Views 2 comments Print

Success or failure in our life, be it personal, professional or social, are the results of the actions initiated by us depending upon our decisions. The quality of our life and destiny are directly connected with our decisions. Nobody’s life is ever all balanced. It’s a conscious decision to choose your priorities every day.

Criminalisation of Indian Politics

November 10, 2019 1758 Views 2 comments Print

Recently one of the leading English Dailies published the statistic pertaining to the criminal cases being faced by the sitting legislators of Madya Pradesh Vidhan Sabha which has given a glimpse of what is the reality of the political scenario of the Indian electoral system. As per the statistic, out of the total 230 sitting […]

Importance of Risk Based Internal Audit in Banks

July 26, 2019 6177 Views 0 comment Print

Deregulation and liberalization of Indian financial sector call for effective and crucial risk management and internal control system in the conduct of banking business especially after the recent unsavory incidents of fraud and cheatings by some of the prominent borrowers causing a grave crisis in the financial market.

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