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Senior Citizens Savings Scheme

Latest Articles


Senior Citizen/ Super Senior Citizen – Income Tax Benefits allowable

Income Tax : Learn about tax benefits for senior and super senior citizens, including deductions on health insurance, medical expenses, interes...

September 6, 2024 1599 Views 0 comment Print

All about Senior Citizen Savings Scheme (SCSS)

Income Tax : Introduction: The Senior Citizen Savings Scheme (SCSS) has undergone significant updates following the November 2023 notification ...

January 17, 2024 46356 Views 1 comment Print

Retirement Planning Options & Strategies: From PPF to NPS

Finance : Discover key retirement planning options and strategies, from PPF to NPS. Explore government schemes, mutual funds, bank deposits,...

April 16, 2023 2334 Views 0 comment Print

वरिष्ठ नागरिकों के लिए लाभकारी कानूनों और योजनाओं का विश्लेषण

Income Tax : बुढ़ापा एक सामान्य मानवीय प्रक्रिया है जो मानव ज...

March 19, 2022 47052 Views 3 comments Print

Save Taxes the Right Way (Invest+Tax Savings)

Finance : It’s that time of the year when you need to invest in different investment products to enable tax savings for FY 2021-22 OR else...

March 6, 2022 8313 Views 0 comment Print


Latest News


Changes in Senior Citizen Savings Scheme

Finance : Stay informed about recent updates in small saving schemes post-retirement, including rules for opening accounts and time limits f...

February 7, 2024 2271 Views 0 comment Print

Clarification in operation of Senior Citizens’ Savings Scheme

Finance : In the operation of Senior Citizens’ Savings Scheme (SCSS), it has been noticed in few cases on the death of the account holder,...

September 30, 2022 2511 Views 0 comment Print

Investment Limit for Sr Citizens doubled to Rs.15 lakh under PMVVY

Corporate Law : The Union Cabinet chaired by chaired by Prime Minister Shri Narendra Modi has given its approval for extending the investment limi...

May 3, 2018 2379 Views 2 comments Print

Govt proposes single act for PPF & Govt small savings schemes

Finance : At present, premature closure of a Public Provident Fund (PPF) account is permitted on specified grounds on completion of five fin...

March 10, 2018 1764 Views 0 comment Print

Interest rate cut by 0.10% on KVP, PPF, SCSS 2004 & Sukanya Samriddhi

Finance : The interest rates of Public Provident Fund (PPF), Kisan Vikas Patra (KVP), Senior Citizens Savings Scheme, 2004 (SCSS 2004), and ...

November 30, 2016 3952 Views 0 comment Print


Latest Notifications


Small Savings Schemes Interest Rates for January to March 2025

Finance : Interest rates for Small Savings Schemes for Q4 of FY 2024-25 will remain unchanged from Q3, effective January 1, 2025....

January 1, 2025 5613 Views 0 comment Print

Revised Small Savings Schemes Interest Rates for October to December 2024

Finance : The Government of India keeps interest rates unchanged for Small Savings Schemes for Q3 FY 2024-25, effective from October 1 to De...

September 30, 2024 18525 Views 0 comment Print

Revised Small Savings Schemes Interest Rates for July to September 2024

Finance : Discover the latest interest rates for Small Savings Schemes for April-June and July-September 2024. Get detailed insights and com...

June 28, 2024 6648 Views 0 comment Print

Revised Small Savings Schemes Interest Rates for April-June, 2024

Finance : Read about the official memorandum from the Ministry of Finance on small savings schemes interest rates for the first quarter of F...

March 8, 2024 10665 Views 0 comment Print

Revision of interest rates for Small Savings Schemes w.e.f. 01.01.2024

Finance : Explore SB Order No. 23/2023 issued by the Government of India, Ministry of Communications, on the revision of interest rates for ...

December 29, 2023 2115 Views 0 comment Print


Govt to freeze MIS/SCSS/TD/KVP/NSC/RD accounts matured but not closed

December 16, 2022 7014 Views 0 comment Print

SB ORDER NO. 25/2022 F. No. FS-13/7/2020-FS-Part(1) Government of India Ministry of Communications Department of Posts Dak Bhawan, Sansad Marg, New Delhi-110001. Date: 16.12.2022 To, All Heads of Circles/Regions Subject: – Freezing of Small Savings Schemes accounts get matured but not closed after 3 years of maturity reg. Sir / Madam, As part of continuous […]

Senior Citizens’ Savings (Amendment) Scheme, 2022

November 22, 2022 2682 Views 0 comment Print

Senior Citizens’ Savings (Amendment) Scheme, 2022- Deposit made under Senior Citizens’ Savings Scheme, 2019 on or after the 1st day of October, 2022 shall bear interest at the rate of 7.6 per cent. per annum.

Clarification in operation of Senior Citizens’ Savings Scheme

September 30, 2022 2511 Views 0 comment Print

In the operation of Senior Citizens’ Savings Scheme (SCSS), it has been noticed in few cases on the death of the account holder, operating agencies are closing the SCSS account by treating it as premature closure. In this context, attention is drawn to Rule 7(2) of SCSS, and the following is clarified: i. in cases […]

Interest rates of small saving schemes for October 22 to December 22

September 29, 2022 10494 Views 0 comment Print

Revision of interest rates for Small Savings Schemes for Q3 of 2022-23 (i.e. from 1st October, 2022 to 31st December, 2022) Interest rates of small saving schemes for the Third quarter of financial year 2022-23 starting from 1st October, 2022 and ending on 31st December, 2022. Small saving schemes includes PPF, NSC, Senior Citizen Savings Schemes, Sukanya Samriddhi […]

Interest rates of small saving schemes for July 22 to September 22

June 30, 2022 17562 Views 1 comment Print

Revision of interest rates for Small Savings Schemes for Q2 of 2022-23 (i.e. from 1st July 2022 to 30th September 2022) Interest rates of small saving schemes for the Second quarter of financial year 2022-23 starting from 1st July, 2022 and ending on 30th September, 2022 shall remain unchanged from the current rates applicable for […]

Revision of interest rates for Small Savings Schemes w.e.f. 01.04.2022

March 31, 2022 1269 Views 0 comment Print

Rate of interest on various Small Savings Schemes (National Savings Schemes) for the first quarter of financial year 2022-23 (starting from 1st April, 2022 and ending on 30th June, 2022) shall remain unchanged from the current interest rates applicable for the fourth quarter (1st January, 2022 to 31st March, 2022) of Financial Year 2021-2022.

Interest rates of small saving schemes for April 22 to June 22

March 31, 2022 9462 Views 0 comment Print

Revision of interest rates for Small Savings Schemes for Q1 of 2022-23 Interest rates of small saving schemes for the First  quarter of financial year 2022-23 starting from 1st April, 2022 and ending on 30th June, 2022 shall remain unchanged from the current rates applicable for the Forth quarter (1st January, 2022 to 31st March, […]

वरिष्ठ नागरिकों के लिए लाभकारी कानूनों और योजनाओं का विश्लेषण

March 19, 2022 47052 Views 3 comments Print

बुढ़ापा एक सामान्य मानवीय प्रक्रिया है जो मानव जीवन चक्र में स्वाभाविक रूप से चलती रहती है। इस प्रकिया में मानव शरीर के अंगों के कामकाज की क्षमता में गिरावट आती है, परंतु, ज्ञान, गहन अंतर्दृष्टि और विविध अनुभवो का भंडार होता है। प्राचीन भारत के गुरुकुलों व विद्यालयों में “मातृ देवो भवः, पितृ देवो […]

Save Taxes the Right Way (Invest+Tax Savings)

March 6, 2022 8313 Views 0 comment Print

It’s that time of the year when you need to invest in different investment products to enable tax savings for FY 2021-22 OR else regret after March that you did not utilize the benefit of various deductions available for you Now a days, nobody wants to invest just for Tax savings, everybody wants such investment […]

Interest rates of small saving schemes for Jan 22 to Mar 22

December 31, 2021 10176 Views 0 comment Print

Interest rates of small saving schemes for the Fourth quarter of financial year 2021-22 starting from 1st January, 2022 and ending on 31st March, 2022 shall remain unchanged from the current rates applicable for the third quarter (1st October, 2021 to 31st December, 2021) for FY 2021-22. Small saving schemes includes PPF, NSC, Senior Citizen […]

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