Fema / RBI : RBI plans to ease registration norms for low-risk NBFCs to reduce compliance burden. The move aims to encourage innovation while m...
CA, CS, CMA : CBDT corrected multiple ITR forms to fix structural and computational errors. The update ensures accurate tax reporting and reduce...
Fema / RBI : The issue concerns liability in unauthorised digital transactions. The ruling insight highlights that absence of a clear definitio...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
CA, CS, CMA : The latest amendments aim to simplify compliance and promote investment while reducing penalties. The update signals a major shift...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : Rajasthan High Court stays a ₹7 crore deposit for Tijaria Polypipes' OTS, directing Bank of India to comply with RBI circulars a...
Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...
Fema / RBI : The RBI has consolidated all previous e-mandate guidelines into a single framework governing recurring digital payments. The key t...
Fema / RBI : The update prohibits most INR derivative contracts with related entities. Only specific transactions such as cancellations and non...
Fema / RBI : The issue involved restrictive branch approval requirements for NBFCs. RBI removed prior approval norms, allowing easier expansion...
Fema / RBI : The RBI proposes replacing the existing dual methodology with a single asset-based criterion for identifying NBFC-UL entities. The...
Fema / RBI : The discussion paper addresses increasing APP frauds and proposes preventive safeguards like transaction delays and authentication...
The regulator has issued binding directions standardising how Local Area Banks present and disclose financial statements, effective immediately to enhance transparency.
Dividend payouts by banks are restricted by capital adequacy and asset quality metrics, ensuring prudent financial management. The Directions prevent declaration from unrealised gains or extraordinary profits.
RBI issues clear guidelines for identifying wilful and large defaulters to ensure transparency and prevent misuse of bank credit. Banks must report defaults and monitor fund usage to strengthen accountability.
RBI mandates early recognition, monitoring, and resolution of stressed assets by banks, including compromise settlements, technical write-offs, and structured restructuring plans to ensure timely recovery.
RBI mandates clear policies for interest on savings, term, and foreign currency deposits, ensuring transparency, fairness, and board-approved uniformity across commercial banks.
RBI has notified new Directions governing miscellaneous regulatory and operational aspects of RRBs. Certain provisions also apply to sponsor banks, reinforcing shared oversight. The key takeaway is immediate, mandatory compliance across the rural banking framework.
RBI introduces comprehensive 2025 Directions revising CRR and SLR norms for Small Finance Banks, including phased CRR rates, clarified NDTL rules, and updated eligible assets. The framework strengthens liquidity discipline and regulatory reporting.
The rules require realistic repayment schedules, timely renewals, strict monitoring of working capital accounts and mandatory stock audits for large NPAs. The strengthened IRACP norms aim to reduce slippages and ensure sound risk management across the banking sector.
RBI has issued new Directions consolidating customer service and fair conduct norms for RRBs. The rules take effect immediately and aim to strengthen ethical banking practices. The key takeaway is mandatory adherence to unified conduct standards.
RBI’s 2025 Directions overhaul how banks set, benchmark, and reset interest rates on advances. The framework mandates transparent pricing, external benchmarks for key loan categories, and uniform rules for spreads and rate resets.
