Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank b...
Fema / RBI : The requirement applies if foreign assets or liabilities exist as of 31 March, even without fresh transactions. The rule ensures d...
Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Reimbursement of interim payments from insured banks in priority to other liabilities was a valid exercise of legislative competen...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : RBI has reiterated that old series banknotes issued before 2005 remain legal tender but should not be re-issued by banks. The circ...
Fema / RBI : The RBI has consolidated all directions relating to the withdrawal of ₹2000 banknotes from circulation. The circular reiterates ...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements until September 30, 2026. The measure is aimed at attract...
Fema / RBI : RBI has exempted fresh FCNR(B) deposits mobilized between June 8 and September 30, 2026 from CRR and SLR requirements. The move ai...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements for urban co-operative banks. The move aims to attract fo...
The RBI has overhauled capital adequacy norms for rural co-operative banks, mandating a 9% CRAR and detailed Tier 1 and Tier 2 capital rules. The move strengthens prudential regulation and risk management across the sector.
The regulator introduces uniform concentration risk rules for NBFCs, setting clear exposure caps and governance standards to prevent excessive borrower or sectoral risk.
The Directions standardise income recognition and NPA identification with strict, day-end based timelines. The key takeaway is faster, more transparent classification without reliance on security or net worth.
Rural co-operative banks must now report suit-filed and non-suit large defaulter accounts to credit bureaus every month. The ruling strengthens transparency and early risk detection for lenders.
The 2025 Directions overhaul credit risk management through board-approved policies, stricter appraisal norms, and enhanced oversight. The key takeaway is stronger governance and reduced systemic risk across NBFCs.
The RBI has notified fresh Asset Liability Management Directions for RRBs, setting uniform standards for liquidity, interest rate, and currency risk management. The move strengthens Board oversight and balance sheet discipline.
The central bank has notified fresh Directions under enhanced statutory powers. They apply immediately to all urban co-operative banks to strengthen regulatory oversight.
The issue was whether outsourcing IT services can dilute regulatory responsibility. RBI clarified that CICs, their boards, and management remain fully accountable despite third-party arrangements.
While restructuring remains prohibited for fraud and wilful default, settlements are permitted to maximise recovery. The ruling balances recovery speed with safeguards and ongoing penal action.
The 2025 Directions introduce uniform formats, strict timelines, and mandatory CIC membership for NBFCs. The key takeaway is tighter compliance and improved accuracy in credit information across the financial system.
