Fema / RBI : RBI plans to ease registration norms for low-risk NBFCs to reduce compliance burden. The move aims to encourage innovation while m...
CA, CS, CMA : CBDT corrected multiple ITR forms to fix structural and computational errors. The update ensures accurate tax reporting and reduce...
Fema / RBI : The issue concerns liability in unauthorised digital transactions. The ruling insight highlights that absence of a clear definitio...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
CA, CS, CMA : The latest amendments aim to simplify compliance and promote investment while reducing penalties. The update signals a major shift...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : Rajasthan High Court stays a ₹7 crore deposit for Tijaria Polypipes' OTS, directing Bank of India to comply with RBI circulars a...
Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...
Fema / RBI : The update prohibits most INR derivative contracts with related entities. Only specific transactions such as cancellations and non...
Fema / RBI : The issue involved restrictive branch approval requirements for NBFCs. RBI removed prior approval norms, allowing easier expansion...
Fema / RBI : The RBI proposes replacing the existing dual methodology with a single asset-based criterion for identifying NBFC-UL entities. The...
Fema / RBI : The discussion paper addresses increasing APP frauds and proposes preventive safeguards like transaction delays and authentication...
Fema / RBI : The issue was fragmented regulations on NRI debt investments. RBI consolidated and updated directions to streamline compliance und...
The RBI now permits acquisition finance only for strategic control transactions, subject to strict eligibility, valuation standards, 25% borrower contribution, and a 3:1 debt-equity ceiling. The move strengthens prudential safeguards and limits excessive leverage in takeover funding.
The RBI capped aggregate CME at 40% of eligible capital and expanded the definition to include acquisition finance, bridge finance, and IPCs, strengthening concentration risk oversight.
The new directions modify risk-weighted asset treatment, limiting capital maintenance to CME exposure and aligning with concentration risk rules.
The RBI amended NBFC Credit Facilities Directions to align asset classification and provisioning with updated prudential norms. The change ensures uniform application of income recognition and provisioning standards.
Rural Co-operative Banks can now recognise income on accrual basis for Standard assets, but must follow cash basis for non-Standard loans and reverse unrealised income on NPA classification.
The RBI has amended IRACP norms to permit NBFCs to factor in Default Loss Guarantee arrangements while computing Expected Credit Loss, subject to IndAS conditions. The changes apply immediately.
The amendment sets a 40% aggregate CME ceiling and a 20% cap on direct investments. It strengthens prudential controls over market-linked exposures and intra-day risk management.
The draft norms introduce a structured six-year Kisan Credit Card facility covering crop, allied and investment credit. Limits are linked to the Scale of Finance with annual escalation provisions.
RBI has amended Housing Finance Company directions to align advertising and sales norms with NBFC Responsible Business Conduct rules. The move ensures uniform compliance standards from July 1, 2026.
RBI’s 2026 amendment introduces strict norms on advertising, consent, bundling, and dark patterns for NBFCs. The move strengthens customer protection and responsible business conduct.
