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RBI’s NBFC Exemption: Unlocking a Surge of Specialized Lenders?

Fema / RBI : RBI plans to ease registration norms for low-risk NBFCs to reduce compliance burden. The move aims to encourage innovation while m...

April 13, 2026 273 Views 0 comment Print

Analysis of Notifications and Circulars for Week Ending 12th April 2026

CA, CS, CMA : CBDT corrected multiple ITR forms to fix structural and computational errors. The update ensures accurate tax reporting and reduce...

April 13, 2026 2529 Views 0 comment Print

Bank Liability in Digital Payment Fraud: Is India’s Legal Framework Adequate?

Fema / RBI : The issue concerns liability in unauthorised digital transactions. The ruling insight highlights that absence of a clear definitio...

April 10, 2026 456 Views 0 comment Print

RBI Monetary Policy April 2026 – Key Rates and Measures

Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...

April 9, 2026 2022 Views 0 comment Print

Analysis of Notifications and Circulars for Week Ending 5th April 2026

CA, CS, CMA : The latest amendments aim to simplify compliance and promote investment while reducing penalties. The update signals a major shift...

April 9, 2026 1353 Views 0 comment Print


Latest News


Draft RBI (Local Area Banks – Financial Statements: Presentation and Disclosures) Third Amendment Directions, 2026

Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...

April 9, 2026 264 Views 0 comment Print

Draft RBI (Commercial Banks – Financial Statements: Presentation and Disclosures) Sixth Amendment Directions, 2026

Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...

April 9, 2026 288 Views 0 comment Print

Draft RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...

April 9, 2026 258 Views 0 comment Print

Draft RBI (Regional Rural Banks – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...

April 9, 2026 258 Views 0 comment Print

Draft RBI (Rural Co-operative Banks – Classification, Valuation & Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...

April 9, 2026 138 Views 0 comment Print


Latest Judiciary


Calcutta HC Quashed Wilful Defaulter Tag for Non-Executive Director Due to RBI Clause Breach

Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...

January 19, 2026 444 Views 0 comment Print

Banks Cannot Rely on Assumed Negligence in Cyber Fraud Cases: HC Directs Refund to Customer

Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...

December 8, 2025 909 Views 0 comment Print

No Relief Under RBI Cyber-Fraud Circular When Customer Negligence Is Established: Allahabad HC

Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...

December 8, 2025 759 Views 0 comment Print

Rajasthan HC Stays ₹7 Cr Deposit Over RBI OTS Non-Compliance

Fema / RBI : Rajasthan High Court stays a ₹7 crore deposit for Tijaria Polypipes' OTS, directing Bank of India to comply with RBI circulars a...

July 18, 2025 495 Views 1 comment Print

RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 2220 Views 0 comment Print


Latest Notifications


RBI issues consolidated directions on Digital Payments – E-mandate framework, 2026

Fema / RBI : The RBI has consolidated all previous e-mandate guidelines into a single framework governing recurring digital payments. The key t...

April 21, 2026 126 Views 0 comment Print

RBI Restricts INR Derivative Deals with Related Parties for Authorised Dealers

Fema / RBI : The update prohibits most INR derivative contracts with related entities. Only specific transactions such as cancellations and non...

April 20, 2026 213 Views 0 comment Print

RBI (Non-Banking Financial Companies – Branch Authorisation) Amendment Directions, 2026

Fema / RBI : The issue involved restrictive branch approval requirements for NBFCs. RBI removed prior approval norms, allowing easier expansion...

April 15, 2026 375 Views 0 comment Print

RBI Invites Comments on Draft Directions for NBFC-UL Identification & Govt NBFC Inclusion

Fema / RBI : The RBI proposes replacing the existing dual methodology with a single asset-based criterion for identifying NBFC-UL entities. The...

April 11, 2026 321 Views 0 comment Print

RBI Seeks Public Comments on Digital Payment Fraud Safeguards Paper

Fema / RBI : The discussion paper addresses increasing APP frauds and proposes preventive safeguards like transaction delays and authentication...

April 11, 2026 417 Views 0 comment Print


RBI Amends ECB Rules, Consolidates Borrowing Norms in 2026 Regulations

February 16, 2026 3708 Views 0 comment Print

The central bank has notified amendments to the ECB framework and consolidated borrowing provisions under updated Regulations. Authorised Dealer banks must follow the revised rules and note deletion of key master direction paragraphs and FAQs.

RBI Liberalises Acquisition Finance, Lending Against Securities & Capital Market Exposure

February 15, 2026 1296 Views 0 comment Print

The RBI has introduced a consolidated framework covering acquisition finance, loans against securities and CMI lending. The new regime balances flexibility with stricter exposure caps and risk controls.

All about recent Major Changes in Commercial Bank Credit Definitions

February 14, 2026 660 Views 0 comment Print

Amendments redefine collateral, introduce acquisition and bridge finance, and clarify key lending concepts to strengthen credit regulation and risk management.

Revised Draft RBI (Small Finance Banks – Prudential Norms on Capital Adequacy) Second Amendment Directions, 2026

February 13, 2026 357 Views 0 comment Print

IPCs issued to clearing corporations will now carry a 100% CCF, but capital must be maintained only on the CME portion at 125% risk weight. The amendment clarifies regulatory capital treatment.

Revised Draft RBI (Small Finance Banks – Financial Statements: Presentation and Disclosures) – Second Amendment Directions, 2026

February 13, 2026 276 Views 0 comment Print

Small Finance Banks must now disclose granular capital market exposures in their financial statements. The amendment enhances transparency and aligns reporting with updated risk management norms.

RBI issues Amendment Directions on Capital Market Exposure

February 13, 2026 618 Views 0 comment Print

The revised framework enables acquisition financing and enhances lending limits against shares and REIT/InvIT units. Regulatory ceilings on listed debt-backed lending have been removed.

RBI invites public comments on the Draft Circular on Lead Bank Scheme (LBS)

February 13, 2026 567 Views 0 comment Print

RBI has issued revised LBS guidelines to strengthen coordination among banks and government agencies. The framework enhances priority sector lending, credit planning, and accountability mechanisms.

RBI Issues Draft Amendment Directions for instructions on ‘Lending to Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs)’

February 13, 2026 438 Views 0 comment Print

RBI proposes permitting commercial banks to finance REITs subject to prudential exposure ceilings. The draft introduces safeguards to manage concentration and credit risk.

RBI (Small Finance Banks – Credit Facilities) Amendment Directions, 2026

February 13, 2026 453 Views 0 comment Print

The amendment introduces LTV caps, valuation norms, and exposure limits for loans against eligible securities. It strengthens risk controls and integrates such lending within capital market exposure norms.

RBI (Commercial Banks – Undertaking of Financial Services) – Amendment Directions, 2026

February 13, 2026 663 Views 0 comment Print

The revised Directions formally recognize acquisition finance and bridge finance for promoter stakes under banks’ permitted financial services. The move aligns operational guidelines with updated credit norms.

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