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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


How to become a successful mutual fund investor?

December 8, 2016 4276 Views 1 comment Print

In the current oscillating economy and soaring inflation, investing for return is a big challenge. Investors are becoming more growth and return savvy. Mutual funds have become one of the most popular investment vehicles in India, as they come in different flavors to suit the varied needs of the investors

All you wanted to know about Travel Insurance

December 1, 2016 781 Views 0 comment Print

Just imagine, you are surfing on the blue green waters of Mauritius, sipping the serene and spiritual beauty of Bhutan in your soul or just wandering on the green pastures of Switzerland! Then all of a sudden, you develop severe stomach- upset in Mauritius, lost your baggage in Bhutan or misplace your passport during night train travel in Switzerland/Germany.

How much life insurance cover you need?

November 29, 2016 3463 Views 1 comment Print

No one likes to talk about death. We must accept the fact that everyone born in this world must face the reality of death. Not only losing the loved ones, most of the times, families get into serious financial crisis.

3 Important Questions to Answer before Taking Any Investment Decision

November 28, 2016 3928 Views 2 comments Print

Have you ever taken an investment decision and later regretted for taking such decisions? If you could answer the following 3 questions before taking any investment decision the chances of regret will come down and the chances of pride will go up.

5 Financial Ratios to check your financial health

November 26, 2016 9319 Views 3 comments Print

Managing your personal finance is the key to to a happy and stable life. But it is not that easy in these uncertain times. There are many issues that complicate the matter further. And financial goals and needs are not same for everyone. So it is not possible to draw universal financial ratios that work for everyone.

3 Things to Check before Investing in Stock Market

November 25, 2016 3985 Views 1 comment Print

Learning is a continuous process. Each day we enrich our experience and knowledge by coming across new events and various interactions. Investors relentlessly strive to get their decisions right. Clinical precision is what they seek, some like Warren Buffet succeed, some other wannabe Buffets are not as fortunate.

7 steps to overcome shopping addiction & becoming financially healthy

November 24, 2016 2461 Views 1 comment Print

There are many negative consequences of shopping addiction that can be emotional, financial, and physical and otherwise making the addict’s life hell

What should you do with non-performing investments?

November 23, 2016 2293 Views 0 comment Print

I am following all key models suggested by the advisors, specialists while investing. Still I haven’t seen the growth in my portfolio as it should be. There are some investments which are not performing. What to do with them?

A step by step guide to write a will

November 19, 2016 11323 Views 9 comments Print

It is better to make a will to bequeath your assets to your near and dear. Before doing this, it is important to follow the following steps, which will ensure preparation of a will which will smoothly transfer the properties to only those persons to whom the person making the will desires.

5 Money Mistakes that can hurt Your Wealth Building Process

November 18, 2016 2791 Views 1 comment Print

Our motive to build wealth should not Just be focused on saving money but it should be focused on a dream of a peaceful and wealthy retirement period.

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