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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


5 Things to Know About Term Insurance

January 24, 2019 1602 Views 0 comment Print

Then take up this opportunity to know about Term Insurance. Term Insurance is one of the best and affordable insurance for all low and high-income people. It also provides tax-  free lump sum of money for a financial safety net. 1. What is Term Insurance? Term insurance is a life insurance policy that pays out […]

A Wake Up Call for All Young Investors!

January 24, 2019 1152 Views 0 comment Print

Are you one of the Young Minds…? Bored of 8 to 9 hours job…? Want to achieve your financial freedom at the earliest? Then, no worries here are few guidelines to be followed for your better investments. “Make your money work for you, not the other way around”. 1. How do you think most of […]

4 reasons: Why financial planning NOT only for rich people

January 11, 2019 2538 Views 2 comments Print

Why investors think financial planning is only for rich people? As a Financial Planner this question is bugging me for a while. So I started my work to find the answer and now I am here. Now, I want to rephrase this question. “Why financial planning is NOT only for rich people?” First of all […]

Why planning well in advance for your retirement matters?

November 10, 2018 2376 Views 0 comment Print

Have you ever wondered about financial independence at the time of retirement? Have you ever contemplated on how your retirement life will look like? Will it be something where you reside in your dream house, which is like a fairy tale?

Discover how to get the best out of your investments. Avoid these common mistakes!

November 4, 2018 1512 Views 0 comment Print

Doesn’t this saying fit well for your investment strategy? When you deal with your investments you should be diligent enough in not making the same mistakes again and again.

When should I start planning for retirement?

September 20, 2018 1500 Views 0 comment Print

When it comes to our life, we ask a lot of questions. Particularly, when we think about our retirement, the first question we ask is When should I start planning for retirement?

Here’s what to do in a volatile stock market

September 19, 2018 1485 Views 0 comment Print

If you have a strong and specific “why”, you will have a clear “how”. If you have a stronger financial goal which is not vague but well defined, you will be clear on how to respond to the market volatility.

3 crucial factors that make your well-written financial plan successful

September 3, 2018 1425 Views 0 comment Print

It is an illusion that a well-written financial plan will automatically bring financial success. Investors, at times, underestimate the challenges they need to overcome when executing their plan.

Are you investing in the best Performing Mutual Fund?

August 24, 2018 1971 Views 1 comment Print

When it comes to a Mutual Fund, everyone wants to know Which is the best performing Mutual Fund Now.

Now You Can Transfer Funds from NRO to NRE a/c.

March 27, 2018 198795 Views 32 comments Print

Since the significant announcement by the Reserve Bank of India on May 7, 2012 many NRIs have expressed interest in transferring funds from the Non-Resident Ordinary Account (NRO) to Non-Resident External Account (NRE). The Reserve Bank of India (RBI) permitted NRO to NRE fund transfer subject to payment of applicable taxes within the overall ceiling of $ 1 million in a financial year.

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