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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


Parenting To Raise Financially Smart Children

January 29, 2017 8061 Views 0 comment Print

Smart parents should assume a vital role to render useful lessons of financial management to their children. Smart parents would not only render useful finance lessons, but would also be a prominent example and take effective feedback by making their children a partner in their financial decisions.

8 Investment Myths To Be Avoided

January 21, 2017 5170 Views 0 comment Print

Today I am going to debunk a few investment myths. You will know why individual investors are failing miserably and how you can avoid being one of them.

How safe are your mutual fund investments?

January 11, 2017 2758 Views 0 comment Print

As an investor, we invest money with the primary objective of making positive returns through them. Mutual funds are one of the most popular investment vehicles across the globe. It is so very lucrative that it has the magnetic effect of luring more and more investors.

Purchase & sale of property by NRIs & repatriation of sale proceeds

January 6, 2017 39184 Views 6 comments Print

It is not that complicated for Non-Resident Indians to buy or sell immovable property in India and remittance of sale proceeds, but there are certain rules and regulations to be followed during such transactions. The Reserve Bank of India governs them and they fall under the purview of the Foreign Exchange Management Act (FEMA).

How these credit facilities make you fall prey for debt trap?

January 4, 2017 2437 Views 1 comment Print

What most of us don’t realize that most of the lenders have grace period for making payments? While these additional days do make us feel great initially, the feel good factor doesn’t last long.

3 secret keys to achieve success with saving money

December 30, 2016 3721 Views 0 comment Print

For those who are surprised on knowing this thought, let us put it short and straight –yes, there are a few secrets to save money. However, what is all the more surprising is to know that these secrets have already been made public for decades.

Most important points to consider in selecting right health insurance

December 26, 2016 2644 Views 0 comment Print

How to choose the right health insurance plan? With many organizations entering the insurance forte, deciding the best health insurance plan requires careful analysis

Here’s a Quick way to manage your Personal Finance Documents

December 20, 2016 2971 Views 0 comment Print

We all come across situations wherein our personal finances go beyond control. Despite trying hard to maintain it every month, we fail.

5 financial planning tips that makes achieving your financial goals easy

December 15, 2016 5872 Views 0 comment Print

Introduction: Mr. Kumar, aged 47, a marketing professional, is an ambitious investor. He wanted to save funds for the rainy day and lead a comfortable living. He had read and seen people invest in stock, mutual funds and many other investment vehicles.

5 Major Risks of Retiring Early and How to take early retirement by overcoming them?

December 10, 2016 2209 Views 1 comment Print

Dreaming on How to take early retirement or How can I get early Retirement? seems fantastic. Just say goodbye to your work and pursue your passion, hobbies, engage in charity activities, travel or just sit and enjoy life.

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