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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


What can bring Economic Bloom to India?

July 6, 2017 909 Views 1 comment Print

How bad is bad? Or for that matter how much sugar is there in sweetness, really? Perhaps we rarely stop to think. Bad or good are more or less absolute to us, and we often refrain from probing further into their causes. Personal health is one area however, which we do not leave to chance. So why should we not do the same about our financial and economic health?

How to bequeath wealth to our legal heirs using nomination, joint accounts and will?

July 5, 2017 1527 Views 0 comment Print

However, other than writing and registering a Will, there are other ways to pass on the wealth without any hassles is by having joint accounts with the person whom you want to pass on the wealth (namely, one’s spouse). Joint accounts are more hassle free even compared to a Will.

How to protect yourself from credit card frauds?

July 5, 2017 1869 Views 1 comment Print

I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. I consoled him and asked him to talk to the bank immediately. Even though he was not charged by the bank after they confirmed that the purchase was not done by him, the mental torture he undergone was unbearable.

3 different types of NRI banking/ savings accounts and how to make use of them?

July 4, 2017 5727 Views 4 comments Print

An Indian living abroad doing a service, running a business or pursuing any vocation is a non-resident Indian. It is estimated there are over 25 million NRIs spread across the globe. With this huge Diaspora, banking needs for transfer of funds, savings, investments and repatriation of NRIs have also expanded.

Why Company provided Group health insurance is not sufficient?

July 2, 2017 1710 Views 0 comment Print

When we come to this life – parent provide a cover from unseen dangers. A tree –provides a cover from wind and water. Whereas water protects us, further from fire. Therefore, by the law of nature somewhere, someone is always protecting other.

Do you have a Risk Management Plan?

July 1, 2017 1257 Views 0 comment Print

Risk management plan is an integral part of any financial plan. Creating a financial plan without risk management plan is like starting a journey without doing any preparation for the vehicle such as checking the stepney, break oil level and other conditions of the vehicle. Not doing all these can make your journey towards a destination halt in between.

Amazing discovery in stock market investing that will make you wealthy

June 29, 2017 7665 Views 1 comment Print

Do I need to wait patiently in the stock market? Can I make quick money with selling or buying stocks quite often? Read ahead to understand the answers and the amazing discovery in stock market investing that will make you wealthy.

Why We Need Personal Financial Advice on Investment

June 29, 2017 1611 Views 0 comment Print

Most of us tend to think that planning on investment portfolios for attainment of goals is a one time job. However it is not true; we all need to review our investment portfolios on a regular basis and also take the help of professional financial planners.

Who is an “Independent” Financial Advisor?

June 28, 2017 2145 Views 1 comment Print

What do investors expect from a Financial Advisor? The straight forward answer for the above question will be unbiased advice. Investors expect the advice given by the financial advisor to be unbiased, neutral and independent.

Money Personality and your investment style

June 26, 2017 2583 Views 0 comment Print

Everyone relates with money in a different way. How good is your relationship with money? Is there a better way to improvise your relationship with money? Many money problems or issues arise out of the way we look at money. Here’s a guide to understand the various level of relationship with money that decides our money personality.

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