Reserve Bank of India

RBI/2021-2022/127
CO.DPSS.OVRST.No.S929/06-08-001/2021-2022

November 16, 2021

The Chairman / Managing Director /
Chief Executive Officer
Authorised Payment System Operators / Banks

Madam / Dear Sir,

Withdrawal of Obsolete Regulatory Circulars / Instructions – Interim Recommendations of the Regulations Review Authority 2.0

Please refer to the Press Release on Interim Recommendations of the Regulations Review Authority (RRA) 2.0 dated November 16, 2021.

2. A comprehensive review of the circulars issued by the Department of Payment and Settlement Systems (DPSS) was undertaken as part of the rationalisation exercise under RRA 2.0 and as per recommendations of the RRA, the regulatory instructions / circulars listed in the Annex stand withdrawn with immediate effect.

Yours faithfully,

(P. Vasudevan)
Chief General Manager

Encl.: As above.

Annex

List of Circulars withdrawn with effect from November 16, 2021

(Enclosure to CO.DPSS.OVRST.No.S929 / 06-08-001 / 2021-2022 dated November 16, 2021)

Sr. No. Reference Number Date Subject
1 DPSS (CO) No.590/ 01.01.15/2005 October 17, 2005 Electronic Clearing Service (ECS)
2 DPSS (CO) No.950/ 04.01.01/2005-06 December 23, 2005 ECS (Debit Clearing) – Revocation of mandate by the customers
3 DPSS CO No.704/ 03.01.14/2007-08 November 15, 2007 Access Criteria for Clearing Houses at MICR Centres – Procedural Guidelines
4 DPSS.CO. No. 1407 / 02.10.02 / 2007-08 March 10, 2008 Use of electronic mode of payment for large value transactions
5 DPSS.CO. No. 611 / 03.01.03(P) / 2008-09 October 08, 2008 Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection
6 DPSS.CO. No. 711 / 02.10.02 / 2008-09 October 23, 2008 Reconciliation of transactions at ATMs failure-Time limit
7 DPSS (CO)RTGS No. 1288/04.04.002/2008-09 January 28, 2009 Extension of service window for RTGS transactions
8 DPSS.CO. No. 1424 / 02.10.02 / 2008-09 February 11, 2009 Reconciliation of transactions at ATMs failure-Time limit
9 DPSS (CO) EPPD No.2283 / 04.01.04 / 2008-09 June 25, 2009 National Electronic Clearing Service (NECS) – Optimal Usage and Expansion
10 DPSS (CO) EPPD No. 191/ 04.01.01 /2009-10 July 29, 2009 Electronic Clearing Service (ECS) – Accuracy of Input Data and Completeness of Account Number Information in ECS Mandates/Files
11 DPSS(CO)RTGS No. 1313/04.04.002/2009-10 December 18, 2009 Extension of Service Window for RTGS Transactions
12 DPSS.CO.AD.No.1320/ 02.27.005/2009-10 December 22,
2009
Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/ Combating the Financing of Terrorism (CFT) obligation of Payment System Operators under Prevention of Money Laundering Act, (PMLA), 2002, as amended by Prevention of Money Laundering (Amendment) Act, 2009
13 DPSS CO No. 2232 / 02.27.005/2009-2010 April 13, 2010 Know Your Customer (KYC) Norms/ Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)
14 DPSS.CO (CHD) No. 2387/ 03.06.01 /2009-10 May 06, 2010 Levy of interest on clearing-related overdraft extended by Clearing House managing banks for settling clearing obligations of member banks
15 DPSS.CO.CHD.No.485/ 03.06.01/2010-11 September 01,
2010
Dishonour / Return of Cheques – Need to Mention the ‘Date of Return’ in the Cheque Return Memo
16 DPSS.CO.AD. No.552/ 02.27.004/2010-2011 September 15,
2010
Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies,  Financial Institutions and Intermediaries) Second Amendment Rules, 2010-obligation of entities authorized to operate Payment System in India
17 DPSS(CO) RTGS No. 1008/04.04.002/2010-11 November 03,
2010
Electronic Funds Transfer Infrastructure in India – Usage of RTGS and NEFT
18 DPSS (CO) RTGS No. 1051/04.04.002/2010-11 November 09,
2010
Electronic Funds Transfer Infrastructure in India – Usage of RTGS and NEFT
19 DPSS (CO) RTGS No. 1605/04.08.002/2010-11 November 12,
2010
Up-gradation of CFMS System to Windows 2008
20 DPSS.CO.CHD.No.1514 /03.01.03/2010-2011 January 04, 2011 Enhancing the scope of Speed Clearing
21 DPSS.CO.AD.No.1568/

02.27.005/2010-11

January 07, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
22 DPSS (CO) RTGS No. 1654/04.08.002/2010–11 January 18, 2011 Centralised Funds Management System (CFMS) – Extension of timings
23 DPSS.CO.AD.No.1569/ 02.27.005/2010-11 January 18, 2011 Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards
24 DPSS.CO.AD.No.1568 /02.27.005/2010-11 January 18, 2011 Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards
25 DPSS.CO.AD.No.2068/ 02.27.005/2010-11 March 10, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
26 DPSS(CO)CHD No.2099 /03.02.03/2010-11 March 14, 2011 Automation of non-MICR Clearing Houses – Implementation of a new Clearing Software –Express Cheque Clearing System
27 DPSS.CO.AD.No.2181    /02.27.005/2010-11 March 23, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
28 DPSS.CO.AD.No.2317 /02.27.005/2010-11 April 08, 2011 Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT)-Standards
29 DPSS.CO.AD.No.2318 /02.27.005/2010-11 April 08, 2011 Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards
30 DPSS.CO.AD.No.2390 /02.27.005/2010-11 April 19, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
31 DPSS.CO.AD.No.2545 /02.27.005/2010-11 May 11, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
32 DPSS.CO.AD.No.2818 /02.27.005/2010-11 June 22, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
33 DPSS.CO.AD.No.2858 /02.27.005/2010-11 June 27, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
34 DPSS.CO.AD.No.2868 /02.27.005/2010-11 June 30, 2011 List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
35 DPSS.CO.AD.No.208 /02.27.005 /2011-12 August 04, 2011 List of Terrorist Individuals / Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban / Al-Qaida Organisation
36 DPSS.CO.AD.No.313 /02.27.005/2011-12 August 18, 2011 Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
37 DPSS.CO.AD.No.314 /02.27.005/2011-12 August 18, 2011 Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards
38 DPSS(CO)RTGS No.388 /04.04.002/2011-2012 September 05,
2011
RTGS service charges for members
39 DPSS.CO.AD.No.604 /02.27.005 /2011-12 October 03, 2011 List of Terrorist Individuals / Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban / Al-Qaida Organisation
40 DPSS.CO.AD.No. 1321 /02.27.005/2011-12 January 23, 2012 Implementation of Section 51-A of UAPA, 1967- Splitting of UNSC 1267 Committee’s list of individuals and entities linked to Al-Qaida and Taliban
41 DPSS.CO.AD.No.1328 /02.27.005/2011-12 January 24, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
42 DPSS.CO.AD.No.1425 /02.27.005/2011-12 February 09, 2012 Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT)-Standards
43 DPSS.CO.AD.No.1524 /02.27.005/2011-12 February 17, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
44 DPSS.CO.AD.No.1877 /02.27.005/2011-12 April 11, 2012 Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
45 DPSS.CO.AD.No.1891 /02.27.005/2011-12 April 12, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988 (2011) Sanctions List
46 DPSS.CO.AD.No.1892 /02.27.005/2011-12 April 12, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
47 DPSS(CO)EPPD No. 1918/04.03.01/ 2011-12 April 18, 2012 ECS (Debit) mandate management procedure by the banks – adherence to Procedural Guidelines
48 DPSS.CO.AD.No.2058 /02.27.005/2011-12 May 09, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
49 DPSS.CO.CHD No.2073 /03.02.01/2011-12 May 11, 2012 Guidelines for clearing of cheques where there is no formal clearing house
50 DPSS.CO.AD.No.2218  /02.27.005/2011-12 June 07, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
51 DPSS.CO.PD.No.2361 /02.14.003/ 2011-12 June 28, 2012 Merchant Discount Rates (MDR) structure for debit card transactions
52 DPSS.CO.PD.No. 27 /02.14.003 /2012-13 July 04, 2012 Merchant Discount Rates (MDR) structure for debit card transactions
53 DPSS.CO.AD.No..47 /02.27.005/2012-13 July 06, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
54 DPSS.CO.AD.No.48 /02.27.005/2012-13 July 06, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988 (2011) Sanctions List
55 DPSS.CO.AD.No. 426 /02.27.005/2012-13 September 06,
2012
Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
56 DPSS.CO.AD. No.427/ 02.27.005/2012-13 September 06,
2012
Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
57 DPSS.CO.AD. No.666/ 02.27.005/2012-13 October 19, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) and 1989 (2011) Committee’s Al Qaida Sanctions List
58 DPSS. CO. AD. No. 667/ 02.27.005/2012-13 October 19, 2012 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988 (2011) Sanctions List
59 DPSS.CO.EPPD. No. 825/ 04.03.02/2012-13 November 21,
2012
National / Regional Electronic Clearing Service (NECS/RECS) – Extension of service to remaining branches
60 DPSS. CO. AD. No. 1121/ 02.27.005/2012-13 January 08, 2013 Implementation of Section 51-A of UAPA, 1967 -Updates of the UNSCR 1267 (1999) and 1989(2011) Committee’s Al Qaida Sanctions List
61 DPSS. CO. AD. No. 1120/02.27.005/2012-13 January 08, 2013 Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
62 DPSS. CO. AD. No. 2051/02.27.005/2012-13 May 08, 2013 Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
63 DPSS. CO. AD. No. 2050/02.27.005/2012-13 May 08, 2013 Implementation of Section 51-A of UAPA, 1967 -Updates of the UNSCR 1267 (1999) and 1989(2011) Committee’s Al Qaida Sanctions List
64 DPSS.CO.CHD. No.133/ 04.07.05 / 2013-14 July 16, 2013 Standardization and Enhancement of Security Features in Cheque Forms/Migrating to CTS 2010 standards
65 DPSS. CO. AD. No. 626/ 02.27.005/2013-14 September 13,
2013
Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
66 DPSS. CO. AD. No.627/ 02.27.005/2013-14 September 13,
2013
Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988 (2011) Sanctions List
67 DPSS. CO. AD. No.628/ 02.27.005/2013-14 September 13,
2013
Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) / 1989(2011) Committee’s Al Qaida Sanctions List and Consolidated List
68 DPSS. CO. AD. No.919/ 02.27.005/2013-14 October 25, 2013 Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of PSOs under Prevention of Money Laundering Act (PMLA), 2002 – e-KYC Service of UIDAI – Recognizing on­line Aadhaar authentication (electronic verification process) to be accepted as an ‘Officially Valid Document’ under PML Rules
69 DPSS. CO. AD. No. 1502/02.27.005/2013-14 January 07, 2014 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267 (1999) / 1989(2011) Committee’s Al Qaida Sanctions List and Consolidated List
70 DPSS. CO. AD. No. 1503/02.27.005/2013-14 January 07, 2014 Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
71 DPSS.CO.AD.No.1968/ 02.27.005 /2013-14 March 18, 2014 Anti- Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards
72 DPSS.CO.AD.No.2501 /02.27.005/2013-14 May 30, 2014 Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of PSOs under Prevention of Money Laundering Act (PMLA), 2002 – Amendment to Section 13(2)
73 DPSS.CO.AD.No.2646

/02.27.005/2013-14

June 20, 2014 Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of Payment System Operators under Prevention of Money Laundering Act (PMLA), 2002 – e-KYC Service of UIDAI – Recognizing E- Aadhaar as an ‘Officially Valid Document’ under PML Rules
74 DPSS.CO.AD.No. 27/

02.27.005/2014-15

July 03, 2014 Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of Payment System Operators under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address.
75 DPSS.CO.AD.No.283/

02.27.005/2014-15

August 14, 2014 Inter-Government Agreement (IGA) with United States of America (US) under Foreign Accounts Tax Compliance Act (FATCA) – Registration
76 DPSS.CO.AD.No.320/

02.27.005/2014-15

September 03,
2014
Anti-Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
77 DPSS.CO.AD.No.628/

02.27.005/2014-15

October 09, 2014 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989(2011) Committee’s Al Qaida Sanctions List
78 DPSS.CO.AD.No.627/

02.27.005/2014-15

October 09, 2014 Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List
79 DPSS.CO.AD.No.890/

02.27.005/2014-15

November 24,
2014
Simplification of Know Your Customer (KYC) Norms – Creating Public awareness
80 DPSS.CO.AD.No.891/

02.27.005/2014-15

November 27,
2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of Payment System Operators under Prevention of Money Laundering Act (PMLA), 2002 Obligation of Payment System Operators – Amendment to Prevention of Money-Laundering (Maintenance of Records) Rules 2013
81 DPSS(CO)RTGS No.

1064/04.04.002/2014-15

December 15,
2014
Extension of RTGS time window
82 DDPSS.CO.AD.No.1195/

02.27.005/2014-15

January 02, 2015 Anti-Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
83 DPSS.CO.AD.No.1196 /

02.27.005/2014-15

January 02, 2015 Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List
84 DPSS.CO.AD.No.1197/

02.27.005/2014-15

January 02, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989(2011) Committee’s Al Qaida Sanctions List
85 DPSS.CO.AD.No.1273/

02.27.005/2014-15

January 09, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989(2011) Committee’s Al Qaida Sanctions List
86 DPSS.CO.AD.No.1274/

02.27.005/2014-15

January 09, 2015 Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List
87 DPSS.CO.AD. No.1279/ 02.27.005/2014-15 January 09, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989(2011) Committee’s Al Qaida Sanctions List
88 DPSS.CO.AD.No.1390/ 02.27.005/2014-15 January 21, 2015 Inter-Government Agreement (IGA) with United States of America (US) under Foreign Accounts Tax Compliance Act (FATCA) – Registration
89 DPSS.CO.AD.No.1925/ 02.27.005/2014-15 April 16, 2015 Anti-Money Laundering (AML) / Combating of Financing of Terrorism (CFT) – Standards
90 DPSS.CO.AD.No.745/ 02.27.005/2015-16 October 15, 2015 Reporting requirement under Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standards (CRS)
91 DPSS.CO.AD.No.1487 /02.27.005/2014-15 February 04, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989(2011) Committee’s Al Qaida Sanctions List
92 DPSS.CO.AD.No.1550 / 02.27.005/2014-15 February 12, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989(2011) Committee’s Al Qaida Sanctions List
93 DPSS.CO.AD.No.1555/ 02.27.005/2014-15 February 18, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989 (2011) Committee’s Al Qaida Sanctions List
94 DPSS.CO.AD.No.1605/ 02.27.005/2014-15 February 27, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989 (2011) Committee’s Al Qaida Sanctions List
95 DPSS.CO.AD.No.1759/ 02.27.005/2014-15 March 24, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989 (2011) Committee’s Al Qaida Sanctions List
96 DPSS.CO.AD.No.1760/m 02.27.005/2014-15 March 24, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989 (2011) Committee’s Al Qaida Sanctions List and UNSCR 1988(2011) Taliban Sanctions List – Modification in the Listing Format
97 DPSS.CO.AD.No.1924/ 02.27.005/2014-15 April 16, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989 (2011) Committee’s Al Qaida Sanctions List
98 DPSS.CO.AD.No.1923/ 02.27.005/2014-15 April 16, 2015 Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List
99 DPSS.CO.AD.No.1982/ 02.27.005/2014-15 April 23, 2015 Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) / 1989 (2011) Committee’s Al Qaida Sanctions List
100 DPSS(CO)PD No.2112/ 02.14.003/2014-15 May 07, 2015 Security and Risk Mitigation Measures for Card Present and Electronic Payment Transactions
101 DPSS(CO)RTGS No.492 /04.04.002/2015-16 September 01,
2015
Changes in RTGS time window
102 DPSS.CO.OD No.803/ 06.08.005/2018-19 October 15, 2018 Directions for Central Counterparties (CCPs)
103 DPSS (CO) RTGS No. 2488/ 04.04.016/2018-19 May 28, 2019 Real Time Gross Settlement (RTGS) System – Extension of Timings for Customer Transactions
104 DPSS(CO)RTGS No.364 /04.04.016/2019-20 August 21, 2019 Real Time Gross Settlement (RTGS) System – Increase in operating hours

Join Taxguru’s Network for Latest updates on Income Tax, GST, Company Law, Corporate Laws and other related subjects.

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Whatsapp

taxguru on whatsapp WHATSAPP GROUP LINK

Join Taxguru Group on Telegram

taxguru on telegram TELEGRAM GROUP LINK

More Under Fema / RBI

Leave a Comment

Your email address will not be published. Required fields are marked *

Search Posts by Date

November 2021
M T W T F S S
1234567
891011121314
15161718192021
22232425262728
2930