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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Inside RBI’s Sweeping Cancellation of 135 NBFC Registrations

Fema / RBI : Explains RBI's cancellation of 135 NBFC registrations under Section 45-IA, the SBR framework, cancellation grounds and the regulat...

July 20, 2026 474 Views 0 comment Print

Next Corporate Governance Challenge Isn’t AI—It’s Data Governance

Fema / RBI : RBI's draft guidance highlights Board oversight, data governance and accountability as key foundations for responsible AI adoption...

July 18, 2026 262 Views 0 comment Print

FLA Return under FEMA: Applicability, Due Date, Filing Process & Practical FAQs

Fema / RBI : Know the FLA Return filing requirement under FEMA, due date, FLAIR portal process, reporting rules, revisions and key compliance r...

July 18, 2026 357 Views 0 comment Print

New FEMA Compounding Framework: Shift from Enforcement to Compliance

Fema / RBI : FEMA Compounding Rules, 2024, RBI Directions and April 2025 amendments revise compounding, digital filing, jurisdictional limits a...

July 16, 2026 273 Views 0 comment Print

FEMA: NRI Status, Current and Capital Account Transactions

Fema / RBI : Explains NRI and resident status under FEMA, Section 3 restrictions, current and capital account transactions, and examples of per...

July 13, 2026 552 Views 0 comment Print


Latest News


Portfolio Investment Positions by Counterpart Economy (formerly CPIS) – India: FAQs

Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...

June 2, 2026 969 Views 0 comment Print

Draft RBI (Local Area Banks – Financial Statements: Presentation and Disclosures) Third Amendment Directions, 2026

Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...

April 9, 2026 624 Views 0 comment Print

Draft RBI (Commercial Banks – Financial Statements: Presentation and Disclosures) Sixth Amendment Directions, 2026

Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...

April 9, 2026 618 Views 0 comment Print

Draft RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...

April 9, 2026 603 Views 0 comment Print

Draft RBI (Regional Rural Banks – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...

April 9, 2026 729 Views 0 comment Print


Latest Judiciary


Wilful Defaulter Proceedings Remanded After Natural Justice Violations: Bombay HC

Fema / RBI : Bombay HC permitted withdrawal of wilful defaulter orders and directed fresh proceedings after disclosure of relevant material, pe...

July 21, 2026 96 Views 0 comment Print

Calcutta HC Directs Borrower to RBI Ombudsman Over Undervalued Truck Auction

Fema / RBI : Calcutta HC permitted the borrower to file a fresh RBI Ombudsman complaint in the prescribed format and directed its consideration...

July 18, 2026 108 Views 0 comment Print

Calcutta HC Orders Completion of 32 Banking Company Liquidation

Fema / RBI : Calcutta HC directed completion of liquidation of 32 banking companies within six months with periodic reporting to RBI....

July 1, 2026 174 Views 0 comment Print

No FEMA Violation Where Foreign Nationals Qualify as Persons Resident in India: Karnataka HC

Fema / RBI : The Karnataka High Court upheld the Appellate Tribunal's finding that the respondents satisfied the definition of person resident ...

June 20, 2026 288 Views 0 comment Print

₹50.13 Lakh Seized Cash Held Benami; Subsequent ITR Filing Cannot Defeat Proceedings

Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...

May 29, 2026 399 Views 0 comment Print


Latest Notifications


RBI Invites Comments on Draft Foreign Investment Rules 2026 Replacing NDI Rules

Fema / RBI :  RBI released draft Foreign Investment Rules, 2026 for public comments until August 31, 2026, proposing a simplified, principle-b...

July 22, 2026 339 Views 0 comment Print

RBI issues draft Guidance on Regulatory Expectations for Data Governance

Fema / RBI : RBI released draft data governance guidance for regulated entities, inviting comments by August 17, 2026, on governance, data qual...

July 21, 2026 255 Views 0 comment Print

RBI Consolidates SRVA Framework & Rationalises INR Cross-Border Settlement Rules

Fema / RBI : RBI consolidates SRVA instructions, supersedes earlier circulars, permits FEMA transactions through SRVAs, and updates reporting w...

July 17, 2026 312 Views 0 comment Print

RBI Amends Local Area Bank Income Recognition Rules for Specified Non-Financial Assets

Fema / RBI : RBI amends Local Area Bank Directions on SNFA income recognition, reversal of unrealised income and accounting treatment, effectiv...

July 17, 2026 114 Views 0 comment Print

RBI Amends RRB Income Recognition Rules for Specified Non-Financial Assets

Fema / RBI : RBI amends RRB income recognition norms for SNFAs, prescribing treatment of unrealised income and realised receipts from October 1...

July 17, 2026 168 Views 0 comment Print


Assocham demands 50-100 new private banking licences

November 26, 2010 426 Views 0 comment Print

Taking all stakeholders by surprise, industry body Assocham today suggested that the Reserve Bank of India (RBI) issue between 50-100 new private bank licences in the current round of allowing new entrants.

Submission of information to Credit Information Companies

November 25, 2010 610 Views 0 comment Print

It is therefore, advised that SC/RCs on becoming member /members of any Credit Information Company / Companies may provide them the current data in the existing format if not already furnished by the banks/FIs from whom SC/RCs acquire the assets. Care should be taken to ensure that accurate data / history regarding borrowers is given to Credit Information Companies.

Cash Handling Charges levied by Banks should be reasonable not more then cost of providing such services

November 23, 2010 2466 Views 0 comment Print

Normally banks do not charge from their customer for depositing money to their own account. However, some banks levy charges for cash payment against credit card bills. Charges are collected at the time of accepting cash. As per the Reserve Bank of I

Transfer funds to any bank account via mobile phone

November 23, 2010 456 Views 0 comment Print

In a new service that is set to revolutionise the retail money payment sector in India, consumers will now be able to transfer money from their accounts to any other account in the country using their cellphones via the National Payment Corporation o

RBI allows Urban cooperative banks to lend more with regard to home loans and advances to the realty sector

November 23, 2010 417 Views 0 comment Print

Urban cooperative banks (UCBs) have been allowed to lend more freely now, especially with regard to home loans and advances to the realty sector. The new rules were part of a slew of notifications by Reserve Bank of India easing the norms last week.

Oriental Bank of Commerce starts unique ID enrolment process for its customers and Staff

November 21, 2010 1637 Views 0 comment Print

Oriental Bank of Commerce (OBC) on Friday commenced the enrolment process for issuance of unique identification number (Aadhaar) for its customers and staff of the bank. The enrolment process which has begun at the head office will move in phases to

RBi adivises bank to disclose all information relating to processing fees / charges

November 19, 2010 556 Views 0 comment Print

With a view to bringing in fairness and transparency, banks are advised that they must transparently disclose to the borrower all information about fees/charges payable for processing the loan application, the amount of fees refundable if loan amount is not sanctioned/disbursed, pre-payment options and charges, if any, penalty for delayed repayments if any, conversion charges for switching loan from fixed to floating rates or vice versa, existence of any interest reset clause and any other matter which affects the interest of the borrower. Such information should also be displayed in the website of the banks, if any, for all categories of loan products.

'RBI scrutinising IPL related transactions of banks'

November 19, 2010 396 Views 0 comment Print

The government today said the Reserve Bank is scrutinising IPL related transactions of certain banks to check compliance under the foreign exchange rules. “The Reserve Bank of India (RBI) has undertaken scrutiny of IPL (cricket matches) related trans

Section 23 of the Banking Regulation Act, 1949- Relaxations in Branch Licensing Policy

November 18, 2010 3213 Views 0 comment Print

Accordingly, Reserve Bank of India hereby permits Regional Rural Banks to open branches in Tier 3 to Tier 6 centres (with population up to 49,999 as per Census 2001 – details of classification of centres tier-wise furnished in Annex II) without having the need to take permission from Reserve Bank of India in each case, subject to reporting, provided they fulfil the following conditions as per the latest inspection report.

Minimum amount for RTGS increased to 2 lakh with effect from 15 November

November 18, 2010 985 Views 0 comment Print

The Reserve Bank of India (RBI) has increased the minimum amount that can be transferred through the real time gross settlement (RTGS) facility among bank accounts. In its quarterly review, RBI increased the lower limit to Rs.2 lakh from Rs.1 lakh wi

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