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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Choosing Growth Capital: NCDS vs CCDS

Fema / RBI : This article explains how NCDs offer fixed-return debt without dilution, while CCDs convert into equity, impacting ownership and l...

December 26, 2025 156 Views 0 comment Print

Raising Foreign Funding? One FEMA Mistake Can Kill Your Startup

Fema / RBI : Many companies face penalties for ignoring share valuation, late filings, and KYC lapses when receiving foreign investment. Learn ...

December 24, 2025 207 Views 0 comment Print

FEMA Compliance: A Two-Decade Odyssey of Missing APRs — A Company Secretary’s Real-Life Case Study

Fema / RBI : A long-standing lapse in APR filings blocked remittances and triggered litigation. The case shows how systematic reconstruction an...

December 23, 2025 888 Views 1 comment Print

Basics of Overseas Investment from regulatory perspective

Fema / RBI : Explore the eligibility, modes, and compliance obligations under FEMA for Indian entities investing abroad, ensuring regulatory ad...

December 21, 2025 618 Views 0 comment Print

RBI’s 2025 Co-Lending Directions Explained for Multi-Lender Platforms

Fema / RBI : The new framework mandates real-time compliance, transparency, and risk-sharing, transforming platforms into core governance and c...

December 21, 2025 363 Views 0 comment Print


Latest News


Government Cracks Down on Unauthorized Digital Loan Apps

Fema / RBI : RBI and MeitY block and monitor illegal digital lending apps, while regulatory guidelines and awareness campaigns protect citizens...

December 9, 2025 723 Views 0 comment Print

Portfolio Investment Positions by Counterpart Economy (formerly CPIS) – India: FAQs

Fema / RBI : India submits consolidated portfolio investment data to IMF twice a year, covering equity and debt securities, enhancing transpare...

December 3, 2025 240 Views 0 comment Print

BCAS Feedback on Draft ECB Regulations 2025

Fema / RBI : BCAS submits comments on RBI’s draft External Commercial Borrowings (ECB) regulations, seeking clarity on eligibility, KYC norms...

October 31, 2025 489 Views 0 comment Print

Draft RBI (NBFC – Scale Based Regulation) Amendment Directions, 2025

Fema / RBI : RBI drafts amendments to NBFC Scale Based Regulation, introducing 'High-quality infrastructure projects' and tiered risk weights o...

October 27, 2025 1731 Views 0 comment Print

Draft RBI (Small Finance Banks – Capital Market Exposure) Directions, 2025

Fema / RBI : RBI releases draft rules for Small Finance Banks’ Capital Market Exposure, capping aggregate CME at 40% of Tier 1 Capital and se...

October 27, 2025 618 Views 0 comment Print


Latest Judiciary


Affidavits Alone Cannot Displace Proceeds of Crime Presumption

Fema / RBI : The issue was whether handwritten lists and affidavits of relatives were sufficient to explain cash deposits. The Tribunal ruled t...

December 20, 2025 126 Views 0 comment Print

Undervalued Imports via Hawala Attract FEMA, Not Exorbitant Fines

Fema / RBI : The tribunal confirmed liability for Hawala transactions under FEMA but reduced the penalty from Rs. 23 Cr to Rs. 7 Cr, emphasizin...

December 20, 2025 108 Views 0 comment Print

Fake Degree Scam: Personal Properties Upheld as Proceeds of Crime by SAFEMA

Fema / RBI : The Tribunal confirmed that personal and university-linked assets of accused in a massive fake degree fraud are liable to attachme...

December 19, 2025 180 Views 0 comment Print

Pre-2016 Property Transfers Can Still Be Benami If Held Post-Amendment

Fema / RBI : The SAFEMA Tribunal confirms that even properties transferred before the 2016 amendment fall under benami rules if the property co...

December 19, 2025 132 Views 0 comment Print

Benami Transaction Upheld Due to Direct Payment and Future Benefit

Fema / RBI : SAFEMA Tribunal confirms attachment of property bought in a third party’s name where the actual consideration was paid directly ...

December 19, 2025 228 Views 0 comment Print


Latest Notifications


RBI (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025

Fema / RBI : The Directions introduce a unified responsible-business framework for NBFCs, focusing on transparency, fair pricing, and ethical r...

January 3, 2026 15 Views 0 comment Print

RBI (Asset Reconstruction Companies) Directions, 2025

Fema / RBI : The 2025 Directions comprehensively revamp rules governing Asset Reconstruction Companies. They tighten governance, capital, valua...

January 3, 2026 24 Views 0 comment Print

RBI (Non-Operative Financial Holding Company) Directions, 2025

Fema / RBI : The new Directions mandate a single holding company structure for banks and group financial entities. They aim to prevent contagio...

January 3, 2026 21 Views 0 comment Print

RBI (Non-Banking Financial Companies – Microfinance Institution) Directions, 2025

Fema / RBI : Mandatory board-approved policies, diversification limits, and alignment with group risk frameworks are prescribed. The decision u...

January 3, 2026 27 Views 0 comment Print

RBI (Non-Banking Financial Companies – Peer to Peer Lending Platform) Directions, 2025

Fema / RBI : The updated Directions clarify that P2P platforms can only act as intermediaries and cannot lend, guarantee returns, or absorb los...

January 3, 2026 30 Views 0 comment Print


RBI (Payments Banks – Financial Statements: Presentation and Disclosures) Directions, 2025

December 11, 2025 252 Views 0 comment Print

RBI’s 2025 Directions mandate standardized presentation and disclosures in Payments Banks’ financial statements, improving transparency and regulatory oversight.

RBI (Payments Banks – Asset Liability Management) Directions, 2025

December 11, 2025 567 Views 0 comment Print

Explains the RBI’s 2025 Directions mandating structured liquidity risk governance, SLS reporting, and strict mismatch limits for payments banks. Highlights the emphasis on board oversight and Basel-aligned practices.

RBI (Payments Banks – Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025

December 11, 2025 198 Views 0 comment Print

The RBI’s 2025 Directions mandate proper classification, valuation, and operation of Payments Banks’ investments, ensuring stronger portfolio governance and financial stability.

RBI (Payments Banks – Debit Cards: Issuance and Conduct) Directions, 2025

December 11, 2025 297 Views 0 comment Print

RBI introduces a comprehensive framework governing issuance, conduct, security, and co-branding of debit cards by Payments Banks. The Directions strengthen customer protection, transparency, and operational discipline.

RBI (Payments Banks – Interest Rate on Deposits) Directions, 2025

December 11, 2025 414 Views 0 comment Print

RBI introduces a comprehensive framework mandating uniform, transparent, and non-negotiable interest rates for Payments Banks. The Directions clarify rules for savings deposits, prohibit inducements, and repeal earlier guidelines.

RBI (Payments Banks– Prudential Norms on Capital Adequacy) Directions, 2025

December 11, 2025 153 Views 0 comment Print

The RBI introduces updated prudential norms requiring Payments Banks to maintain adequate regulatory capital. The Directions aim to strengthen financial stability and ensure disciplined risk management.

RBI (Rural Co-operative Banks – CRR & SLR) Amendment Directions, 2025

December 11, 2025 186 Views 0 comment Print

The RBI amended fortnightly CRR and monthly SLR reporting for rural co-operative banks, redefining the fortnight and updating Form B and Form I submissions.

RBI (Urban Co-operative Banks –CRR and SLR) Amendment Directions, 2025

December 11, 2025 288 Views 0 comment Print

The Reserve Bank of India issued the Urban Co-operative Banks – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) Amendment Directions, 2025, following the Banking Laws (Amendment) Act, 2025. Key amendments include redefining the “fortnight” as either the 1st–15th or 16th–last day of each month, revising reporting requirements for CRR and SLR in Form […]

RBI (Local Area Banks – CRR and SLR) Amendment Directions, 2025

December 11, 2025 171 Views 0 comment Print

RBI amends CRR and SLR reporting periods for Local Area Banks, introducing calendar-based fortnights and electronic submission of Form A and Form VIII returns.

RBI (Regional Rural Banks – CRR and SLR) Amendment Directions, 2025

December 11, 2025 141 Views 0 comment Print

RBI amends fortnight definition and reporting for CRR and SLR, requiring electronic submission of Form A and Form VIII, effective December 15, 2025.

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