Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank b...
Fema / RBI : The requirement applies if foreign assets or liabilities exist as of 31 March, even without fresh transactions. The rule ensures d...
Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Reimbursement of interim payments from insured banks in priority to other liabilities was a valid exercise of legislative competen...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : RBI has reiterated that old series banknotes issued before 2005 remain legal tender but should not be re-issued by banks. The circ...
Fema / RBI : The RBI has consolidated all directions relating to the withdrawal of ₹2000 banknotes from circulation. The circular reiterates ...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements until September 30, 2026. The measure is aimed at attract...
Fema / RBI : RBI has exempted fresh FCNR(B) deposits mobilized between June 8 and September 30, 2026 from CRR and SLR requirements. The move ai...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements for urban co-operative banks. The move aims to attract fo...
The Directions overhaul classification, valuation, and governance of UCB investments. The key takeaway is tighter Board oversight, clearer MTM norms, and uniform risk controls.
RBI’s Local Area Banks KYC Directions, 2025 set out a comprehensive AML/CFT framework covering customer acceptance, risk-based KYC, digital and video-based identification, beneficial ownership, and ongoing transaction monitoring to prevent money laundering and terrorist financing while ensuring financial inclusion.
RBI’s 2025 Directions set out rules for classification, valuation, and operation of investment portfolios in Local Area Banks, emphasizing compliance with statutory requirements.
RBI released updated CRR and SLR Directions for Local Area Banks, outlining new reserve ratios, eligible assets, and reporting requirements. The framework aims to strengthen liquidity discipline and ensure monetary stability.
The RBI has issued comprehensive directions governing digital banking channels for UCBs. The rules clarify eligibility, approval requirements, and customer protection norms, effective from January 1, 2026.
RBI mandates ALM guidelines for small finance banks, strengthening risk management and ensuring prudent liquidity and interest rate practices.
The Directions lay down minimum pricing norms for fixed-rate loans and detailed rules for floating and hybrid loans. The decision balances bank flexibility with safeguards against under-pricing and unfair charges.
The new Directions impose board-level accountability, curb director-linked lending, and strengthen monitoring to reduce NPAs. UCBs must realign policies immediately to comply.
The RBI lays down a self-contained framework governing loan transfers by Local Area Banks. The rules strictly limit activities to stressed loans and ensure real transfer of risk without credit enhancement.
RBI’s 2025 Directions provide a clear framework for payments banks merging with banks or NBFCs, detailing approvals, compliance, and shareholder rights.
