Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank b...
Fema / RBI : The requirement applies if foreign assets or liabilities exist as of 31 March, even without fresh transactions. The rule ensures d...
Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Reimbursement of interim payments from insured banks in priority to other liabilities was a valid exercise of legislative competen...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : RBI has reiterated that old series banknotes issued before 2005 remain legal tender but should not be re-issued by banks. The circ...
Fema / RBI : The RBI has consolidated all directions relating to the withdrawal of ₹2000 banknotes from circulation. The circular reiterates ...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements until September 30, 2026. The measure is aimed at attract...
Fema / RBI : RBI has exempted fresh FCNR(B) deposits mobilized between June 8 and September 30, 2026 from CRR and SLR requirements. The move ai...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements for urban co-operative banks. The move aims to attract fo...
The 2026 framework links dividend payouts to capital strength, asset quality, and adjusted profits. It ensures dividends do not weaken financial stability or regulatory compliance.
The draft norms link dividend payouts by Payment Banks to their Tier 1 capital ratios and overall capital adequacy. Only well-capitalised banks with sustainable profits can distribute dividends, ensuring financial stability.
The regulator has introduced a capital-linked dividend framework for Small Finance Banks effective FY 2026–27. Dividend payouts are capped and graded based on Tier 1 capital ratios, ensuring distributions do not weaken financial resilience.
The regulator has linked dividend payouts to CET1 capital ratios and imposed an overall cap to protect financial stability. Banks must now align shareholder distributions with prudential capital buffers.
The regulations replace the 2000 framework and restrict resident participation in guarantees involving non-residents, subject to defined permissions and exemptions. They also introduce enhanced reporting and compliance requirements.
The central bank has released draft Directions revising dividend and profit remittance rules. The key takeaway is a proposed new methodology for calculating eligible dividend payouts.
The amendment directions comprehensively redefine related parties and tighten governance around loans to insiders. Banks must follow stricter limits, approvals, and monitoring to prevent conflicts of interest and concentration risk.
The amended directions introduce stricter definitions, prohibitions, and Board-level controls over related party lending by Small Finance Banks. Asset-based thresholds, recusal norms, and strong enforcement measures aim to curb conflicts of interest from April 2026.
The regulator has overhauled credit risk norms for Local Area Banks by redefining related parties and imposing stricter limits and approvals. The key takeaway is stronger governance and reduced conflict-of-interest risk in bank lending.
The amended directions introduce strict governance, approval thresholds, and monitoring mechanisms for loans to related parties. The key takeaway is stronger board oversight and reduced scope for conflicts of interest in RRB lending.
