Fema / RBI : RBI plans to ease registration norms for low-risk NBFCs to reduce compliance burden. The move aims to encourage innovation while m...
CA, CS, CMA : CBDT corrected multiple ITR forms to fix structural and computational errors. The update ensures accurate tax reporting and reduce...
Fema / RBI : The issue concerns liability in unauthorised digital transactions. The ruling insight highlights that absence of a clear definitio...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
CA, CS, CMA : The latest amendments aim to simplify compliance and promote investment while reducing penalties. The update signals a major shift...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : Rajasthan High Court stays a ₹7 crore deposit for Tijaria Polypipes' OTS, directing Bank of India to comply with RBI circulars a...
Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...
Fema / RBI : The RBI has consolidated all previous e-mandate guidelines into a single framework governing recurring digital payments. The key t...
Fema / RBI : The update prohibits most INR derivative contracts with related entities. Only specific transactions such as cancellations and non...
Fema / RBI : The issue involved restrictive branch approval requirements for NBFCs. RBI removed prior approval norms, allowing easier expansion...
Fema / RBI : The RBI proposes replacing the existing dual methodology with a single asset-based criterion for identifying NBFC-UL entities. The...
Fema / RBI : The discussion paper addresses increasing APP frauds and proposes preventive safeguards like transaction delays and authentication...
The Directions introduce a unified responsible-business framework for NBFCs, focusing on transparency, fair pricing, and ethical recovery. Mandatory KFS disclosures, limits on penal charges, and borrower-friendly loan resets significantly enhance consumer protection.
Separate asset classification and provisioning norms apply to Base, Middle, and Upper Layer NBFCs. The change strengthens proportional regulation based on systemic risk and size.
The 2025 Directions comprehensively revamp rules governing Asset Reconstruction Companies. They tighten governance, capital, valuation, and disclosure norms to ensure transparent and time-bound recovery of stressed assets.
The new Directions mandate a single holding company structure for banks and group financial entities. They aim to prevent contagion risks and strengthen consolidated supervision.
The Directions mandate prudential capital standards for All India Financial Institutions. They aim to enhance resilience and align AIFIs with financial stability objectives.
Mandatory board-approved policies, diversification limits, and alignment with group risk frameworks are prescribed. The decision underscores heightened governance expectations.
The regulator fixes an umbrella borrowing ceiling linked to net owned funds while removing the older overall borrowing limit. AIFIs must now strictly align funding plans with the retained cap.
The updated Directions clarify that P2P platforms can only act as intermediaries and cannot lend, guarantee returns, or absorb losses. The key takeaway is complete risk transfer to lenders with enhanced disclosures.
The new Directions consolidate fragmented ALM instructions into a single, principle-based regime. They strengthen oversight through ALCO governance, stress testing, and maturity mismatch limits.
Fresh directions regulate how All-India Financial Institutions undertake financial services and investments. The key takeaway is tighter oversight, capital discipline, and reduced systemic risk.
