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RBI’s NBFC Exemption: Unlocking a Surge of Specialized Lenders?

Fema / RBI : RBI plans to ease registration norms for low-risk NBFCs to reduce compliance burden. The move aims to encourage innovation while m...

April 13, 2026 240 Views 0 comment Print

Analysis of Notifications and Circulars for Week Ending 12th April 2026

CA, CS, CMA : CBDT corrected multiple ITR forms to fix structural and computational errors. The update ensures accurate tax reporting and reduce...

April 13, 2026 2208 Views 0 comment Print

Bank Liability in Digital Payment Fraud: Is India’s Legal Framework Adequate?

Fema / RBI : The issue concerns liability in unauthorised digital transactions. The ruling insight highlights that absence of a clear definitio...

April 10, 2026 414 Views 0 comment Print

RBI Monetary Policy April 2026 – Key Rates and Measures

Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...

April 9, 2026 1755 Views 0 comment Print

Analysis of Notifications and Circulars for Week Ending 5th April 2026

CA, CS, CMA : The latest amendments aim to simplify compliance and promote investment while reducing penalties. The update signals a major shift...

April 9, 2026 1245 Views 0 comment Print


Latest News


Draft RBI (Local Area Banks – Financial Statements: Presentation and Disclosures) Third Amendment Directions, 2026

Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...

April 9, 2026 201 Views 0 comment Print

Draft RBI (Commercial Banks – Financial Statements: Presentation and Disclosures) Sixth Amendment Directions, 2026

Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...

April 9, 2026 225 Views 0 comment Print

Draft RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...

April 9, 2026 195 Views 0 comment Print

Draft RBI (Regional Rural Banks – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...

April 9, 2026 201 Views 0 comment Print

Draft RBI (Rural Co-operative Banks – Classification, Valuation & Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...

April 9, 2026 123 Views 0 comment Print


Latest Judiciary


Calcutta HC Quashed Wilful Defaulter Tag for Non-Executive Director Due to RBI Clause Breach

Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...

January 19, 2026 438 Views 0 comment Print

Banks Cannot Rely on Assumed Negligence in Cyber Fraud Cases: HC Directs Refund to Customer

Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...

December 8, 2025 894 Views 0 comment Print

No Relief Under RBI Cyber-Fraud Circular When Customer Negligence Is Established: Allahabad HC

Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...

December 8, 2025 753 Views 0 comment Print

Rajasthan HC Stays ₹7 Cr Deposit Over RBI OTS Non-Compliance

Fema / RBI : Rajasthan High Court stays a ₹7 crore deposit for Tijaria Polypipes' OTS, directing Bank of India to comply with RBI circulars a...

July 18, 2025 492 Views 1 comment Print

RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 2217 Views 0 comment Print


Latest Notifications


RBI (Non-Banking Financial Companies – Branch Authorisation) Amendment Directions, 2026

Fema / RBI : The issue involved restrictive branch approval requirements for NBFCs. RBI removed prior approval norms, allowing easier expansion...

April 15, 2026 246 Views 0 comment Print

RBI Invites Comments on Draft Directions for NBFC-UL Identification & Govt NBFC Inclusion

Fema / RBI : The RBI proposes replacing the existing dual methodology with a single asset-based criterion for identifying NBFC-UL entities. The...

April 11, 2026 240 Views 0 comment Print

RBI Seeks Public Comments on Digital Payment Fraud Safeguards Paper

Fema / RBI : The discussion paper addresses increasing APP frauds and proposes preventive safeguards like transaction delays and authentication...

April 11, 2026 324 Views 0 comment Print

Master Direction – RBI (Non-resident Investment in Debt Instruments) Directions, 2025 – amendment

Fema / RBI : The issue was fragmented regulations on NRI debt investments. RBI consolidated and updated directions to streamline compliance und...

April 11, 2026 321 Views 0 comment Print

RBI Assigns Lead Bank Roles for Andhra Pradesh Districts of Polavaram & Markapuram

Fema / RBI : RBI has designated Union Bank of India as the Lead Bank for Polavaram and Markapuram districts. The move ensures smooth banking co...

April 11, 2026 123 Views 0 comment Print


RBI (Non-Banking Financial Companies – Undertaking of Financial Services) (Amendment) Directions, 2025

December 5, 2025 1212 Views 0 comment Print

The RBI mandates that NBFCs within bank groups must follow commercial bank financial service guidelines for overlapping activities. The update ensures uniform regulation and avoids regulatory arbitrage.

RBI (Non-Operative Financial Holding Company) (Amendment) Directions, 2025

December 5, 2025 792 Views 0 comment Print

The RBI amends provisions governing Non-Operative Financial Holding Companies, clarifying which activities belong within the bank and which must be undertaken through subsidiaries. The ruling reinforces restrictions on activities not permitted to banks.

Penal Interest on shortfall in CRR and SLR requirements – Change in Bank Rate

December 5, 2025 888 Views 0 comment Print

RBI reduces Bank Rate to 5.50% and repo rate under LAF to 5.25%, lowering penal interest on CRR/SLR shortfalls and easing liquidity for banks and primary dealers.

RBI issues Amendments to Gold Metal Loan (GML) Scheme

December 4, 2025 897 Views 0 comment Print

RBI finalizes amendments to streamline GML regulations, extend repayment tenor, and expand scope for domestic and exporter jewellers, enhancing ease of doing business.

RBI (Commercial Banks – Responsible Business Conduct) Amendment Directions, 2025

December 4, 2025 933 Views 0 comment Print

RBI’s 2025 amendment mandates expanded free facilities, clearer withdrawal rules, and stronger customer rights for BSBD accounts. Banks must provide essential services without minimum balance requirements.

RBI (Small Finance Banks – Responsible Business Conduct) Amendment Directions, 2025

December 4, 2025 798 Views 0 comment Print

RBI’s 2025 amendment mandates uniform, customer-friendly BSBD facilities in SFBs, including free ATM cards, cheque books, and digital banking without minimum balance requirements.

RBI (Payments Banks – Responsible Business Conduct) Amendment Directions, 2025

December 4, 2025 291 Views 0 comment Print

RBI revises BSBD norms for Payments Banks, mandating free essential services, flexible withdrawals, and no minimum balance requirements to enhance financial inclusion.

RBI (Local Area Banks – Responsible Business Conduct) Amendment Directions, 2025

December 4, 2025 378 Views 0 comment Print

RBI mandates LABs to offer free BSBD services with ATM cards, cheque books, digital banking, and no minimum balance, enhancing financial inclusion.

RBI (Regional Rural Banks – Responsible Business Conduct) Amendment Directions, 2025

December 4, 2025 426 Views 0 comment Print

RBI mandates RRBs to offer free BSBD services with ATM cards, cheque books, digital banking, and no minimum balance, enhancing financial inclusion.

RBI (Urban Co-operative Banks – Responsible Business Conduct) Amendment Directions, 2025

December 4, 2025 573 Views 0 comment Print

RBI mandates UCBs to offer free BSBD services with ATM cards, cheque books, digital banking, and no minimum balance, boosting financial inclusion.

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