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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11967 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23166 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 16038 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9510 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 34117 Views 17 comments Print


7 Major Risks Every Investor need to Know

January 9, 2018 1683 Views 0 comment Print

Investing your money and dealing with the associated risks is a great challenge that every investor must accept in order to reap higher returns.

What Every NRI ought to know about retirement plans?

January 6, 2018 852 Views 0 comment Print

As an NRI, are you completely satisfied in the way you have been planning for your retirement? In the case of NRIs, there are some crucial pointers that determine the success or failure of a retirement plan. Key to that is whether you are heading back to India and when. As an NRI, it becomes more important to have a dipstick of various possible investments for when you retire and/or return back home.

A less-known Investment Method: Mutual Fund SIP in Debt Funds

December 30, 2017 1686 Views 0 comment Print

What is the best way to optimize my investment portfolio? How can I survive when the equity market is going down? Is there any fixed income scheme available better than the traditional FDs or RDs?

Do you invest for Applause or Returns?

December 28, 2017 1386 Views 0 comment Print

Recently, while waiting at the airport lounge, I had an opportunity to converse with a young man who had an attractive engineering degree from a no. 1 institution in India, and masters done from a top notch business school abroad

10 Things to know about Mutual Fund KYC for NRIs

December 26, 2017 1851 Views 1 comment Print

KYC is nothing but the short name (acronym) for know your client. This is actually a procedure laid down by SEBI for its financial institutions, intermediaries and depositories. It is essential for an investor to be a KYC compliant

How much Health Insurance Cover You need to have?

December 24, 2017 3351 Views 1 comment Print

Depending upon the insurance amount, Insurance Company, type of the insurance and other additional taxes you will have to pay the premium. You need to work out on your affordability to pay the premium.

All you wanted to know about Sovereign Gold Bond Scheme

December 20, 2017 2859 Views 0 comment Print

The Government of India has recently launched the Sovereign Gold Bond (SGB) Scheme as an alternate investment form to physical gold.

The surprising Truth about Alternative Investments

December 18, 2017 1755 Views 0 comment Print

Other than the conventional forms of investments like bonds and shares, investors may often explore non-conventional areas for investment, like structured investment product, venture capital, equity crowd funding, rare coins, stamps, forestry and art.

How to Invest in Mutual Funds?

December 15, 2017 4311 Views 0 comment Print

Investment in mutual funds is one of the better options available to you as an investor with a long term perspective.

10 Simple and Easy to Follow Rules for Effective Personal Finance Management

November 30, 2017 2340 Views 0 comment Print

The definition of middle class or upper middle class is changing rapidly along with the increasing earning power. Effective management of your personal finance is mandatory to cope up with the collective demand the world is putting on your plate.

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