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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


What every NRI needs to know about NRI demat account?

March 18, 2018 2004 Views 0 comment Print

The NRI Demat account is important for NRIs looking forward to invest in the shares, bonds, and Initial Public Offers (IPOs). The Demat account is maintained to hold shares or securities in electronic form.

Stop Chasing Past Mutual Fund Returns

March 16, 2018 5262 Views 2 comments Print

It is a widely-acknowledged practice to invest in a mutual fund that has yielded good returns in the past believing it will do well in future as well.

Investing in Mutual Fund through Power of Attorney

March 10, 2018 4497 Views 0 comment Print

An investor will prefer to invest in mutual fund through a power of attorney under some special situations. Let us see a few examples of those special situations:

7 Effective ways to Save on your Car Insurance Premium

February 20, 2018 2280 Views 0 comment Print

Amidst the ever increasing fuel rates which is making driving a car an expensive proposition , If I say that I can give you magic mantras which will reduce the annual budget of your car or I can make driving your car cheaper than earlier , Will you believe me?

Can I invest directly in stock market or invest through mutual funds?

February 15, 2018 3255 Views 0 comment Print

The answer for both the questions is investing in stock market. Once you decide to invest in stock market, you have got two options

How to Cultivate Right Mindset to be a Successful Investor?

February 14, 2018 1263 Views 0 comment Print

Sigmund Freud made a name for himself by interpreting dreams through the use of his knowledge of psychoanalysis. He succeeded in deciphering the various quirks inside the human brain which influenced their behavior.

The First Step to Financial Success / ABC of Financial Success

February 10, 2018 1758 Views 0 comment Print

When we have a desire or dream which is not yet fulfilled or we have not taken any step to fulfill it, then it becomes an incomplete cycle.

3 Simple Financial Tasks but looking very harder from outside

February 10, 2018 3795 Views 0 comment Print

At the outset, they may appear harder. However, they are simpler if you understand the basics and you start practicing it.

Should you continue to have faith in your ULIP Policy or you are thinking of surrendering it?

February 7, 2018 1140 Views 0 comment Print

All of us who have invested in ULIPs over the years have this question before us? In most situations ULIP have given below expected returns and you may tempted to think of cutting your loss

Unpleasant reality about “Return of Premium in Term Insurance Plan”

February 6, 2018 2139 Views 1 comment Print

Term Plan Life Insurance is a plan in which a person takes a life cover and pays a premium for the period of cover. The premium is usually paid annually, however other options as half-yearly and quarterly premium are also available. In case the person dies during the plan period, the beneficiary named in the policy will get the assured sum, and in case the person lives up to the period of maturity, he gets nothing.

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