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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


How to get better investment returns than your friends or others?

August 22, 2016 4241 Views 1 comment Print

In order to invest at a right place, you need to understand few things first. You should be aware about your motive to invest. Generally, we all aim to secure our future by investing into shares and mutual funds. Mutual funds are more secure than shares but also are little slower when it comes to return on investment.

How do you know if you are actually ready to retire

August 22, 2016 3191 Views 0 comment Print

Should you quit your never-ending job, and make a decision to retire early? What else do I need to have, in order to consider my retirement seriously? These are just a few, but very common questions popping up in the minds of most young and middle-aged working person. The thought of early retirement instantly lets […]

10 Practical Tips for Early and Wealthy Retirement

August 22, 2016 5183 Views 0 comment Print

The key to early retirement planning, via smart wealth building is not only about learning, but about living by the tips mentioned below:

How to get most out of idle money in your savings account?

August 19, 2016 12149 Views 5 comments Print

Almost everyone has a tendency to save some excess money in his or her bank accounts, to use the same for any unplanned expenses in future, or during any unexpected situations, or even sometimes just as a factor of comfort.

Dos and Don’ts to remember when buying a life insurance policy

August 18, 2016 3050 Views 0 comment Print

How do we define a good life insurance policy? A life insurance will be termed as satisfying, if it provides: a decent financial support at the minimal cost to our loved ones, in a situation when the person insured suffers an ill-timed end of his/her life.

How to protect yourself from misleading or fraudulent Investment Schemes?

August 18, 2016 2564 Views 0 comment Print

Every now and then, one gets to read some kind of fraud investment plans or fake how-to-get-rich-quick schemes. Having a deep thought over such incidents, we may realize that these scams are a reflection of our own over-attraction towards the investments, which yield good returns. But in such temptation of ours, have we ever thought […]

Mutual funds – Are ratings the real indicators?

August 3, 2016 19695 Views 0 comment Print

When it comes to investing, most of us believe in lady luck, intuitions and fate. Successful investing is not based on destiny; it involves a right blend of logic, research, discipline and planning. Investing for returns is directly proportional to the risk tolerance of the individual. Based on the risk appetite

The Fall and Rise of the Indian Rupee

January 2, 2013 1284 Views 3 comments Print

Factors that contributed for Rupee’s Fall- Every incident occurs due to the presence of one or more factors which may directly or indirectly influence it. The story of the fall of the Rupee can also be linked to a host of elements which may not apparently look to be attributable to the fall, but has actually contributed to its drop. Let us look at some of such factors which went on to make the Rupee vulnerable:

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