Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...
Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...
Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...
Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...
Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....
Though debt funds have got their own advantages, they are mostly ignored by common investors. Debt funds have got a unique place in your portfolio. Here are five simple situations, in which debt funds can be used by prudent investors.
Depositing our pay cheques in bank and using the credit and ATM card for spending seems easy. However keeping the track of your income and expenses, to get full value for your money is possible only with budgeting. Budgeting helps most of us to keep track of our income and spending and not overspend.
Careful planning is the key to safe and swift travel.- This very much applies to the many especially young executives who look for lucrative and better job opportunities. But careful planning and following a financial checklist before one change a job can give them all the benefits of the change and more. For the smooth transition from one job to the other you need to carefully attend to the points discussed in the below checklist.
Prabu was a college student till yesterday. Today he has got a job. He has changed his costume from T-shirt and jeans to a formal wear with a tie. When he got his first pay cheque, his father advised him to save, his girl friend asked him to take her out on a date, and his friends wanted a party. Prabu was totally confused what to do with his first salary. What are all his actual priorities? Let us help him by laying out a step by step initial financial plan for him.
Portfolio management scheme popularly known as PMS are specialized investment vehicle for lump sum investments. The portfolio manager invests the money in shares and other securities and manages the portfolio on behalf of the client.
Most of today’s problems are yesterday’s challenges overlooked. It is always considered a wise thing to perceive problems before they arise and attend to them at the earliest. By doing so, you will be spared from the trouble you may have to undergo in the later stages. Here are few pointers to assist you in identifying the problems related to your spending and saving patterns.
It has always been a question of common belief that the male member or the bread winner of the family only needs to be insured. This belief has emerged due to the fact that the financial interests of the other dependent family members had to be protected in case of death of the bread winner. […]
Budgeting is the base for financial planning. Irrespective of its very strong construction, a building becomes weak if the foundation is weak. Success of the financial plan depends on the successful budgeting. You may belong to the society of hand to mouth existence; or you may belong to the affluent society, but budgeting is very crucial for your financial strength irrespective of your background
The month of annual bonuses seems like paradise when we start planning in advance on how to spend it. This excitement will get us into impulses of spending on things that give momentary pleasure only. This leaves us regretting for our decisions later.
Most of us tend to think that planning on investment portfolios for attainment of goals is a one time job. However it is not true; we all need to review our investment portfolios on a regular basis and also take the help of professional financial planners