Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : The article explains that a company qualifies as an NBFC only when more than 50% of both its assets and income arise from financia...
Fema / RBI : RBI has created a new category called Unregistered Type 1 NBFC for companies operating only with internal or group funds and witho...
Fema / RBI : RBI plans to ease registration norms for low-risk NBFCs to reduce compliance burden. The move aims to encourage innovation while m...
Fema / RBI : The draft directions require compulsory registration once assets cross ₹1,000 crore. Regulatory intensity now rises with systemi...
Fema / RBI : RBI drafts amendments to NBFC Scale Based Regulation, introducing 'High-quality infrastructure projects' and tiered risk weights o...
Fema / RBI : The RBI's draft directions for NBFCs, effective April 1, 2026, revise guidelines on lending to 'related parties' to manage conflic...
CA, CS, CMA : RBI prescribes that an audit firm can concurrently take up audit of maximum of eight NBFCs during a year, irrespective of the asse...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Income Tax : An NBFC's claim for on an irrecoverable loan was allowed by the ITAT, which overturned the disallowance. The court ruled that non-...
Income Tax : ITAT Mumbai held the disallowance on basis that the ESOP expenses is contingent in nature cannot be sustained. However, amount cla...
Fema / RBI : Delhi High Court sets aside RBI's cancellation of NBFC registration for failure to meet Rs. 200 Lakh NOF, directs fresh review of ...
Corporate Law : Supreme Court held that Banks/ Non-Banking Financial Companies (NBFCs) are obliged to adopt restructuring process of MSME as conte...
Fema / RBI : NBFCs can retain or upgrade borrower accounts to standard upon resolution plan implementation. The amendment balances borrower rel...
Fema / RBI : The RBI proposes replacing the existing dual methodology with a single asset-based criterion for identifying NBFC-UL entities. The...
Fema / RBI : RBI’s Amendment Directions enable NUCFDC to raise capital beyond statutory private placement limits. The decision ensures broade...
Fema / RBI : The RBI amended NBFC Credit Facilities Directions to align asset classification and provisioning with updated prudential norms. Th...
Fema / RBI : The RBI has amended IRACP norms to permit NBFCs to factor in Default Loss Guarantee arrangements while computing Expected Credit L...
NBFCs in India provide flexible, unsecured education loans for domestic and overseas study, with faster processing and higher loan amounts than banks.
RBI’s draft lending framework for NBFCs expands the ‘related party’ definition and mandates Board approvals, recusal, and transparent policies for intra-group exposures.
NBFC-MFI Directors’ Report 2025 reviews financials, noting capital adequacy exceeding the 15% mandate and the required Statutory Reserve transfer. The report highlights heightened microfinance industry stress, compliance with RBI guidelines, and the transition to 100% demat shareholding.
RBI drafts amendments to NBFC Scale Based Regulation, introducing ‘High-quality infrastructure projects’ and tiered risk weights of 50% or 75% based on repayment history.
NBFC-MFI shifts to NBFC-ICC to diversify loans, including secured and unsecured credit. RBI norms, NOF ₹10 crore, and compliance guide the transition.
RBI issued draft directions on Capital Market Exposure for banks and amendments to NBFC Scale-Based Regulation, inviting public and stakeholder comments by November 21, 2025.
The RBI Account Aggregator framework mandates a ₹2 Cr NOF and digital-first compliance. Understand the AA licensing process, post-registration audits, and security requirements.
The RBI’s draft directions for NBFCs, effective April 1, 2026, revise guidelines on lending to ‘related parties’ to manage conflict of interest. It sets new materiality thresholds based on NBFC layers, mandates credit policy provisions, and outlines robust monitoring, reporting, and disclosure requirements.
An NBFC’s claim for on an irrecoverable loan was allowed by the ITAT, which overturned the disallowance. The court ruled that non-recovery of a business loan differs from a loan waiver, qualifying the amount as a business loss or bad deb
Banks and NBFCs differ primarily in regulation and deposits. Banks accept demand deposits and issue cheques; NBFCs offer specialized credit to underserved segments.
