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At the time of Covid-19 pandemic, the whole suffered from the job losses, adverse business conditions and falling of economy. The economy of whole world would suffer the loss of trillions of dollars. Jobs are vanishing day by day, daily expenses are increasing rapidly, saving are going down and business are getting ruined. But at […]
Corporate fixed deposits sound lucrative due to higher interest rates as compared to bank FDs. Nevertheless, one must realise that these are unsecured. Investors rely on corporate reputation and credit rating when investing in them. Credit rating companies have in the past, however, gone wrong on ratings many times. Hence it would help if you […]
We Indians are crazy on yellow metal. The rate of 10 grams of pure 24 Karat gold was sold at Rs.1,670 in the year 1981 and it is being sold now (2020) at Rs 46,790. We were able to see a 33% price hike between 2019 and 2020. In the history of last 40 years, […]
Dematerialised or Demat account, is a digitized form of account which holds a customer’s portfolios of shares and other securities. It has annulled the requirement of holding physical share certificates. Demat is a trading account which was introduced in India in the year 1996, for National Stock Exchange (NSE) transactions. As per the SEBI guidelines, all the […]
I am writing this post regarding what are the points to be considered before investing and same includes General Observation, News, economy Trend, Sectoral Trend, Analysis from Various Stock Screeners, Certain Extraordinary Situations, Your Area of Expertise, Competitive Edge, Fundamental and Technical Analysis and The Sense.
1. Credit Score: Credit score is a number which calculated by various Credit Rating Agencies. Try to Improve your credit score by not defaulting any credit card payment or any EMI payment. If you delay the credit card payment, it impacts your credit card. Do not apply loan again & again. It affects your Credit […]
Getting battle ready for post covid 19 world is the real test of time and could rack one brain to extreme unseen possibilities of life as nothing is going to remain same as earlier. Series of changes will be witnessed including the life style changes, changes in standard of living, changes in government policies, company […]
Capital crunch in business – 11 possible ways of refinancing your business- ‘ART OF FUND RAISING’ Art of Fund Raising ♦ Business profile should be sound. ♦ CIBIL Record should be good ♦ Documentation should be complete. ♦ Project Report/Projections should be sound. ♦ Bank transactions should be frequent with constant inflows. ♦ Cheque should […]
It is a common sight of small investors, who are new to the stock market, trying their so-called luck, squandering money, getting dejected and forever staying out of the market. For those who are interested in the stock market, but have not been able to make their way through it due to inexperience or misinformation, […]
In the case of NGOs also, if they need Government Grants, CSR Funding from Companies then they also require Project report. There is no fixed format of the Project report; however, a project report must consist of a basic detail of all aspects which may impact the banker/ Donor funding decision. In below points, I am trying to describe the basic details which must be present in project report. Some desired changes are required to be made by NGO’s as per the applicability of the below points in their project report.
