Finance : Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, ...
SEBI : SEBI proposes omitting technical defaults from CRA guidelines to improve rating accuracy and consistency, preventing unintended ma...
Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...
Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...
Finance : A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decid...
Finance : The government addresses concerns about CIBIL scores, detailing how credit information companies are regulated and the steps taken...
Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...
CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...
Finance : ♦ Patna reports lowest literacy levels with only 22% of borrowers aware of their CIBIL score, followed by Kolkata (25%) and Mumb...
Finance : Moody’s Investors Service (“Moody’s”) has upgraded the Government of India’s local and foreign curre...
Income Tax : The Court directed issuance of a new PAN after a duplicate allotment caused the petitioner’s financial record to be linked to an...
Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...
Finance : The issue under consideration is whether the writ petition filed against credit rating agency by stating that they are not authori...
Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...
Fema / RBI : RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers' repayment histories r...
Fema / RBI : RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 202...
SEBI : SEBI's circular authorizes Credit Rating Agencies (CRAs) to conduct ratings in IFSC-GIFT City under IFSCA guidelines. Learn implic...
SEBI : SEBI updates Credit Rating Agencies Regulations, defining "liquid asset" and ensuring effective rating processes. Learn about the ...
SEBI : Explore SEBI latest circular enhancing ease of doing business for Credit Rating Agencies (CRAs) with updated timelines and disclos...
आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और लागू किए गए सख्त नियम का पालन करें. सोचिए अपने सिबिल स्कोर को!
Introduction: The Securities and Exchange Board of India (SEBI) has recently released Circular No. SEBI/HO/DDHS/DDHS-POD2/P/CIR/2023/151 dated September 4, 2023. This circular addresses the mechanism for the sharing of information by Credit Rating Agencies (CRAs) to Debenture Trustees (DTs). The aim is to enhance the efficiency and accessibility of data sharing while ensuring compliance with the […]
If you’re trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score is. In simplest terms, a credit score is a numerical representation of your creditworthiness, or how likely you are to repay borrowed money.
A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decide whether or not to approve your loan. This is because it is linked to your creditworthiness as it is calculated based on your credit history.
Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores the applicability, registration process, categories, conditions, code of conduct, and more, ensuring transparency and reliability in ESG ratings.
Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly and on affordable terms. While your report is generally accurate, there may be instances where it may not represent the correct information.
Traditionally lender’s uses Credit Scoring as a major tool in its Credit Underwriting process. Traditionally lender verifies the Customer’s Credit Worthiness through the Credit Score of an individual.
Understand the significance of Credit Score – its history, types, computation, and importance. Explore the components that make up your creditworthiness, and learn how to improve your credit score for better financial opportunities.
Discover the importance of credit scores & how they impact financial decisions. Learn how to maintain a good credit score for better loan opportunities and financial stability.
Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy purposes
