SEBI : SEBI proposes omitting technical defaults from CRA guidelines to improve rating accuracy and consistency, preventing unintended ma...
Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...
Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...
Finance : A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decid...
Finance : Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly ...
CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...
Finance : ♦ Patna reports lowest literacy levels with only 22% of borrowers aware of their CIBIL score, followed by Kolkata (25%) and Mumb...
Finance : Moody’s Investors Service (“Moody’s”) has upgraded the Government of India’s local and foreign curre...
Fema / RBI : WEF 01.01.2017, all Credit Information Companies shall provide, upon request provide a Free Full Credit Report popularly known as ...
Fema / RBI : The information contained in the CIR (which contains credit score) would be one of the factors that banks would consider before gr...
Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...
Finance : The issue under consideration is whether the writ petition filed against credit rating agency by stating that they are not authori...
Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...
Fema / RBI : RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers' repayment histories r...
Fema / RBI : RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 202...
SEBI : SEBI's circular authorizes Credit Rating Agencies (CRAs) to conduct ratings in IFSC-GIFT City under IFSCA guidelines. Learn implic...
SEBI : SEBI updates Credit Rating Agencies Regulations, defining "liquid asset" and ensuring effective rating processes. Learn about the ...
SEBI : Explore SEBI latest circular enhancing ease of doing business for Credit Rating Agencies (CRAs) with updated timelines and disclos...
Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores the applicability, registration process, categories, conditions, code of conduct, and more, ensuring transparency and reliability in ESG ratings.
Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly and on affordable terms. While your report is generally accurate, there may be instances where it may not represent the correct information.
Traditionally lender’s uses Credit Scoring as a major tool in its Credit Underwriting process. Traditionally lender verifies the Customer’s Credit Worthiness through the Credit Score of an individual.
Understand the significance of Credit Score – its history, types, computation, and importance. Explore the components that make up your creditworthiness, and learn how to improve your credit score for better financial opportunities.
Discover the importance of credit scores & how they impact financial decisions. Learn how to maintain a good credit score for better loan opportunities and financial stability.
Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy purposes
On and from the date of the Order, or the date of submission of request for surrender of certificate of registration to SEBI, as applicable, the concerned CRA shall disclose prominently on its website, the Order or the Request, as the case may be, and communicate the same to its clients within 15 days of the Order or the Request;
Credit score is a 3 digit number ranging between 300 to 900, showing your financial health. credit history, outstanding debts & payment pattern
Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of education loan. The petitioner wanted to study Post Graduate Diploma in Management (Securities Market) in the National Institute of Securities Markets (NISM), Navi Mumbai. The petitioner submitted application for education loan of ₹7,30,000/- to […]
A credit score is basically a numerical expression resulting from the level analysis of an individual’s credit files. It signifies the creditworthiness of the respective individual. In short, a credit score is a measure of an individual’s capability to pay back the debt. The credit score is more useful to the lenders like banks, credit […]
