Govt Introduce new Platform CHAMPIONS for MSMEs Know 36 Subsidy & Financial Assistance Scheme for MSMEs and Process to apply Online

CHAMPIONS stand here for Creation and Harmonious Application of Modern Processes for Increasing the Output and National Strength. Accordingly, the name of the system is CHAMPIONS.

As the name suggests, the portal is basically for making the smaller units big by solving their grievances, encouraging, supporting, helping and hand-holding. It is a real one-stop-shop solution of MSME Ministry.

It has been felt necessary to put up and promote a unified, empowered, robust and technology driven platform for helping and promoting the Micro, Small and Medium Enterprises of the country. This is basically for making the MSME sector robust by solving their grievances and by encouraging, supporting, helping and hand-holding them. That’s how the tagline: “Our small hands to make you LARGE”

Broad objectives of CHAMPIONS:

1. Grievance Redressal: Resolve the problems of MSMEs including those of finance, raw materials, labour, regulatory permissions etc particularly in the Covid created difficult situation;

2. To help them capture new opportunities: Including manufacturing of medical equipment’s and accessories like PPEs, masks, etc and supply them in National and International markets;

3. To identify and encourage the sparks: i.e. The potential MSMEs who are able to withstand the current rough weather and can become national and international champions.

36 Scheme by Government of India for MSMEs with Scheme Name, objectives, Key Benefits and online process to apply

Name of Scheme
Key Benefits
Scheme applicable for
How to apply
Micro & Small Enterprises Cluster Development Programme (MSE – CDP)
Technology support / Skill development
• Creation of Common Facility Centers including Plug & Play Facilities
• Thematic Interventions- Activities such as Training Programmes, Exposure Visits
Existing Entrepreneurs (in form of a SPV)
MSME Technology Centres (TCs)
Technology support / Skill development
• Design & Manufacture Dies, Moulds using Latest Technology, prototyping
• Skill Development: Tool Design, CNC Machine, Mechatronics, CAD / CAM, Footwear, Fragrance
• Consultancy: Tool Design, new product development
Existing Entrepreneurs / Aspiring Entrepreneurs
Credit Guarantee Scheme for Micro & Small Enterprises (CGTMSE)
Credit support
• Credit guarantee for loans upto Rs. 2 crore, without collateral and third party guarantee.
• Guarantee coverage ranges from 85% (Micro Enterprise up to Rs 5 lakh) to 75% (others).
• 50% coverage is for retail activity .
Existing Entrepreneurs & Aspiring Entrepreneurs
Through Member Lending Institutions ( Banks and NBFCs), list of MLIs are available at
Credit Linked Capital Subsidy Component
(CLCS & TU Scheme)
Technology support /
Credit Support
Induction of established and improved technologies.
• 15% Subsidy on institutional credit upto Rs 1.00 crore with a subsidy cap of Rs.15.00 lakh.
Existing Entrepreneurs & Aspiring Entrepreneurs
As per Scheme guidelines – Through Prime lending Institution / Nodal Banks.
Interest Subvention Scheme for MSMEs-2018
Credit support
• 2% interest subvention for incremental credit to MSMEs.
Existing Entrepreneurs & Aspiring Entrepreneurs
SIDBI is the Nodal Agency.
Implemented through Member Lending Institutions.,-2018—Circular-and-FAQs.pdf
Promotion of MSMEs in NER and Sikkim- a sub component of Central Sector Scheme “ Technology and Enterprise, Resource Center” .
Technology support / Skill development
• Establishment & Up-gradation of Mini Technology Centers.
• Development of New & Existing Industrial Estates
• Capacity Building of Officers engaged in promotion of MSMEs in NER & Sikkim.
Existing Entrepreneurs / Aspiring Entrepreneurs
Proposals through the State Govts.
Procurement and Marketing Support (PMS) scheme
Marketing Support
• Participation of Individual MSEs in domestic Trade Fair / Exhibition
• Capacity building of MSMEs in Modern Packaging Technique / Development of Marketing Haats.
• Organizing Domestic Trade Fair & Exhibition / Vendor Development Programs / National & International Workshops & Seminars / Awareness programs
Existing Entrepreneurs Reg/COMMatu.aspx
ZED Certification Scheme
Technology support
• Promote adaptation of Quality tools / systems and Energy Efficient manufacturing.
• Financial assistance will be provided to the MSMEs in obtaining a ZED certification.
• Reimbursement of Certification fees / Consultancy charges on successful certification, subject to an upper ceiling as per the scheme guideline. This can be claimed only once each for National and International Standards.
• For MSMEs supplying for Defence, reimbursement shall be admissible additionally on Defence related certificates / Standards only once.
Existing Entrepreneurs
Lean Manufacturing Competit-iveness for MSMEs
Technology support
• Financial assistance is provided for implementation of lean manufacturing techniques, primarily the cost of lean manufacturing consultant (80% by GoI and 20% by beneficiaries).
Existing Entrepreneurs
Design Clinic for Design Expertise to MSMEs
Technology Support
• To facilitate MSMEs to develop new Design strategies and or design related products through design interventions and consultancy. Financial assistance to the MSMEs for engagement of design consultants for design intervention (GoI contribution @ 75% for micro, 60% for SMEs for the project range up to Rs. 40 lakh).
• The Design Scheme shall support design work by reimbursing 75% of expenses incurred up to Rs. 1.5 lakh for final year student project done for MSMEs
Existing Entrepreneurs
MSMEs can submit their proposal to Implementing Agency (IA) as per scheme guideline. The scheme guideline at:
Digital MSME
Technology Support
• To make MSMEs digitally empowered and motivate them to adopt Information Communication Technology (ICT) tools and application in their production and business process.
Existing Entrepreneurs
Entrepre-neurial and Managerial Development of SMEs through Incubators
New Enterprise Creation
• Funding support up to Rs. 15 lakhs for development of innovative ideas in to commercial products
• Seed funding support up to Rs. 100 lakhs for setting up new units for commercia-lization of successful innovative ideas
Existing Entrepreneurs / Aspiring Entrepreneurs
Awareness on Intellectual Property Rights (IPR)
Technology support
Reimbursement of Patent / Trademark / GI:
1. Patent:
A. Indian Patent upto Rs.1.00 Lakh
B. Foreign Patent upto Rs. 5.00 Lakh
2.Trademark upto Rs. 0.10 Lakh
3. GI Registration Rs. 2.00 Lakh
• Assistance for setting up IP Facilitation Centre upto Rs. 1.00 cr. for period of 5 years
Existing Entrepreneurs
ESDP Scheme
New Enterprise Creation and Skill development
• Motivation
• Entrepreneurship & Skill Training
• Management Training
Aspiring Entrepreneurs
Aspiring and Existing Entrepreneurs
Existing Entrepreneurs
To be apply through MSME-DI, MSME-TC websites. The scheme link-
Assistance to Training Institutions (ATI) Scheme
Skill development
• Support for infrastructure and capacity building of training institutions of Ministry and existing State level EDIs.
• Support for skill development programmes by training institutions of the Ministry of MSME.
Only for training institutions of Ministry of MSME and State level EDIs.
Based on proposals received from the training institutions of the Ministry of MSME and State level EDIs.
International Cooperation (IC) Scheme
Marketing Support
• Reimbursement for participation / visit in international exhibitions / fairs
• Reimbursement for holding international conferences and seminars by industry associations / Govt. organizations.
Existing Entrepreneurs
Coir Vikas Yojana
Science & Technology
Technology Support
• Modernization of production processes.
• Development of machinery & equipment’s.
• Technology Transfer, incubation and service facilities.
Existing and Aspiring Entrepreneurs.>my Coir
Coir Industry Technology Upgradation Scheme
Credit support / New Enterprise creation
• To establish new state of the art coir processing units
• To provide modern infrastructure facilities to the production units.
• Upper ceiling of Financial assistance will be Rs.2.50 crores.
Existing and Aspiring Entrepreneurs.>my Coir
Skill Upgradation and Mahila Coir Yojana
Skill Development / New enterprise creation
• Training to personnel in the cadres of supervisors / Instructors / artisans in coir industry.
• EDPS / Workshops / Seminars on development of coir industry.
• Financial Assistance under PMEGP
Existing and Aspiring entrepreneurs.>my Coir
Export Market Promotion
Export Marketing support.
• Participation in international exhibitions & Buyer Seller Meets.
• External Market Development Assistance.
Existing and Aspiring entrepreneurs.>my Coir
Domestic Market Promotion
Domestic Marketing Support.
• Market Development Assistance to Apex Bodies of coir co-operatives, PSUs in coir sector, etc.
• Sales of coir products through showrooms of Coir Board.
• Publicity for coir products.
Existing and Aspiring Entrepreneurs.>my Coir
Trade & Industry Related Functional Support Services
Data and Information related support.
• Dissemination of data on all aspects of coir industry.
Existing and Aspiring Entrepreneurs.>my Coir
Welfare Measures
Welfare of workers in the industry
• Enrollment of coir workers under Pradhan Mantri Suraksha Bima Yojana (PMSBY).
Coir workers>my Coir
KVIC schemes
Prime Minister’s Employment Generation Programme (PMEGP)
Encourage first Generation Entrepreneur through credit-linked subsidy support
• Bank financed subsidy program for setting up new micro-enterprises in non-farm sector.
• Margin Money subsidy on Bank Loan ranges from 15% to 35% for projects up to Rs. 25 lakhs in manufacturing and Rs. 10 lakhs in service sector
• For beneficiaries belonging to special categories such as SC / ST / Women / PH / Minorities / Ex-Servicemen / NER, the margin money subsidy is 35% in rural areas and 25% in urban areas. The maximum cost of projects is Rs.25.00 lakh in the manufacturing sector and Rs.10.00 lakh in the service sector.
Aspiring Entrepreneurs
2nd Loan for up-gradation of the existing PMEGP / MUDRA units
Technology support and expansion of existing units through credit support
• To fulfill the need of additional financial assistance for upgradation and expansion of successful / well performing existing units
• The maximum cost of the project under manufacturing sector for up-gradation is Rs.1.00 crore and Rs.25.00 lakh under Service / Trading sector.
• Maximum subsidy would be 15% of the project cost (20% for NER and Hill States). The balance amount of the total project cost is provided by Banks as term loan.
Existing well performing PMEGP/MUDRA units
Infrastructure Support, Marketing Support and
Skill Development
• To reorient KIs activities extending adequate emphasis towards increasing artisans’ earnings as well as ensuring quality of Khadi to customers
• MMDA on Production aims at uniform distribution of sales throughout the year this would help Khadi Institutions to keep inventory levels down, thereby offering greater scope for mobilization of required working capital
All KIs and their artisans
Working capital support to Khadi Institutions
• Credit at the concessional rate of interest is made available as per the requirement of the Khadi Institutions to mobilize additional requirements of fund from the Financial Institutions / Banks.
• The KI is required to pay only 4% interest rate. The difference between the actual Interest charged by the Bank and 4% is borne by the KVIC as “Interest Subsidy”
All Khadi Institutions registered with the KVIC or State Khadi and Village Industries Boards (KVIBs) can avail of financing.
Work-Shed Scheme for Khadi Artisans
To provide a better working environment
• To provide better ambience by providing a better work place to artisans to enable them to carry out their spinning and weaving work efficiently.
• To provide more storing and working space for housing slivers, raw material, implements etc.
• To help in improving the efficiency and thereby the production, productivity of spinners, weavers and also to increase their earnings.
Khadi / polyvastra producing Institutions and Khadi Artisans
Strength-ening of Infrastructure of Existing Weak Khadi Institutions and Assistance for Marketing Infrastructure
To revive weak Khadi Institutions
• To assist the identified weak KIs, so as to enable them to regain their status and revive their potential for employment generation
• To improve the marketing of Khadi products through development of marketing infrastructure, including renovation of selected sales outlets of KIs
• To bring in a transformation in the Khadi sector and re-affirm its significance as a sustainable employment provider for rural artisans
• Existing C and weak Khadi and Polyvastra Producing Institutions
Rojgar Yukt Gaon
For development of Khadi and creation of sustainable employment
• to transform socio-economically distressed villages into sustainable and self-reliant Khadi based enterprises.
• To give further motivation to Khadi Sector it is proposed to introduce RYG scheme with enterprise-led business model for strengthening Khadi Institutions.
New Entrepreneur or Corporate entity with partnership with KIs
(under implementation)
Honey Mission Programme / Beekeeping
Technology support, Skill Development and New Enterprise creation
• To uplift people leaving in rural areas by introducing and popularizing modern beekeeping techniques
• To create sustainable employment and income opportunities to rural unemployed people
• supplement the income of farmers, Adivasies
Unemployed Youth
Interested entrepreneurs
Mission Solar Charkha
Infrastructure Support
• 50 solar clusters with the financial outlay of Rs. 550 crore during 2018-19 and 2019-20 will be set up.
• One cluster will have maximum 2,000 artisans. Each artisan will be given two 10 spindle charkha. Maximum Govt. of India subsidy provided to each cluster is Rs.9.60 Crores.
Promoter Agencies i.e. SPV, Section 8 Company, Producer Company
Scheme of Fund for Regeneration of Traditional Industries (SFURTI)
Technology support, Skill Development, Marketing Support
• Support to traditional artisans to provide sustainable employment
• Government of India support up to Rs. 2.5 cr. up to 500 artisans and Rs. 5 cr. for more than 500 artisans
• Set up physical infrastructure with CFCs, latest machines, training, etc. in clusters.
Existing artisans from traditional industries
A Scheme for Promotion of Innovation, Rural Industries and Entrepre-neurship (ASPIRE)
Skill Development
• Set up LBIs and TBIs to skill youths for own enterprises and incubation of innovative ideas
• Maximum Rs. 1 cr. to Government agencies and maximum Rs. 50 lakhs to private agencies for procuring plant and machinery
• Maximum Rs. 1 cr. given to new TBIs and maximum Rs. 30 lakhs to existing TBIs for procurement of plants and machinery.
For LBIs:
Any agency / institution of Govt. of India/State Govt.
Any Private Institution under PPP mode with any agency of Govt. of India/State Govt.
For TBIs:
Existing Incubation Centers under Ministries / Departments of Govt. of India
National/ Regional institutions of Govt. of India/ State Govt.
New TBIs can be set up by Industry Associations, Academic Institutions, R&D labs, Universities, Govt. entities and Technology Parks
Proposal to be filled up as per the prescribed format given in https:// and submitted to the Ministry through Member Secretary, Scheme Steering Committee at
Mahatma Gandhi Institute for Rural Industri-alization (MGIRI)
Technology Support
Skill Development
• Science and technology Intervention & Innovations for Rural Industries
• Networking and National / International Collaboration on R&D and Technology Transfer related to KVI Sector
• Skill / Entrepreneurship Development Training for Enterprise development in KVI sector
Existing and Aspiring Entrepreneurs
National SC-ST Hub
Marketing Support
• To achieve 4% Public Procurement target from SC-ST entrepreneurs
• Facilitating SC / ST Entrepreneurs to be part of vendor development programs and mentoring support
• Collection, collation and dissemination of information regarding SC / ST enterprises and entrepreneurs
• Distribution of trade specific tool kits to trained candidates
Existing and Aspiring SC/ST Entrepreneurs
Special Credit Linked Capital Subsidy Scheme
Technology Support
• To upgrade their plant & machinery with state-of-the-art technology
Existing SC/ST Entrepreneurs
Special Marketing Assistance Scheme
Marketing Support
• For the enhancement of competitiveness and marketability of the products
• Vendor Development Programmes
• Organizing Workshops / Seminars / Awareness Campaigns
Existing SC/ST Entrepreneurs
Single Point Registration Scheme
Marketing Support
• Issue of the Tender Sets free of cost
• Exemption from payment of Earnest Money Deposit (EMD)
Existing SC/ST Entrepreneurs
Bank Loan Processing Reimbu-rsement Scheme
Credit Support
• Reimbursement on Bank loan processing charges paid by SC / ST MSEs in availing business loans.
Existing SC/ST Entrepreneurs
Bank Guarantee Charges Reimburs-ement Scheme
Credit Support
• Reimbursement on Performance Bank guarantee charges paid by SC / ST MSEs for participation in tenders of Central / State Govt. and PSEs.
Existing SC/ST Entrepreneurs
Testing Fee Reimbur-sement Scheme
Technology support
• Reimbursement on Testing fee, for availing testing services from NABL accredited laboratories & license or certification fee from BIS, in a financial year.
Existing SC/ST Entrepreneurs
Export Promotion Council Membership Reimburse-ment Scheme
Marketing Support
• Reimbursement on membership fees charged by Export Promotion Councils (EPCs).
Existing SC/ST Entrepreneurs
Top 50 NIRF Rated Management Institution’s Short-Term Training Program Fee Reimburse-ment Scheme
Skill Development
• Reimbursement of course fees for training programs from top 50 management institutes identified by Ministry of Human Resource Development under the National Institute Ranking Framework (NIRF).
Existing SC/ST Entrepreneurs or their ward over the age of 18 years

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