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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Impact of proposed draft Import/ Export framework

Fema / RBI : Explore the potential impacts of RBI's proposed draft Import/Export framework on business operations and foreign trade in India....

July 19, 2024 78 Views 0 comment Print

RBI allows remittances for all permissible purposes to IFSCs under LRS

Fema / RBI : Discover RBI's liberalized remittance rules for IFSCs under LRS, allowing all permissible transactions. Learn about IFSCs, LRS eli...

July 18, 2024 105 Views 0 comment Print

Remittances to IFSCs under Liberalised Remittance Scheme (LRS)

Fema / RBI : RBI new circular allows resident individuals to remit funds to IFSCs for all permissible LRS purposes, boosting financial services...

July 16, 2024 522 Views 0 comment Print

NBFC Fair Practice Code: RBI Scale Based Regulations

Fema / RBI : Explore NBFC Fair Practice Code under RBI Scale Based Regulations. Learn about guidelines, transparency, customer rights, and grie...

July 14, 2024 771 Views 0 comment Print

Annual Return on Foreign Liabilities and Assets (FLA) under FEMA 1999

Fema / RBI : FLA return is annual return required to be submitted by following entities which have received FDI and/or made FDI abroad (i.e. ov...

July 7, 2024 1719 Views 1 comment Print


Latest News


‘HaRBInger 2024- Innovation for Transformation’

Fema / RBI : Discover RBI's third global hackathon, 'HaRBInger 2024 - Innovation for Transformation,' aimed at enhancing India's financial land...

July 12, 2024 507 Views 0 comment Print

Credit card latest rules: You can now decide billing cycle of your card

Fema / RBI : The ability for cardholders to determine their billing cycle signifies that credit cards are not merely tools for cashless transac...

May 14, 2024 1908 Views 0 comment Print

Insights into Regulatory Frameworks: Reserve Bank of India’s Approach

Fema / RBI : Explore the comprehensive regulatory insights shared by Shri M. Rajeshwar Rao, Deputy Governor of the Reserve Bank of India, focus...

April 4, 2024 441 Views 0 comment Print

Framework for Recognizing SROs for RBI Regulated Entities

Fema / RBI : Explore how the Reserve Bank of India is fostering self-regulation through SROs, setting industry standards, and enhancing complia...

March 22, 2024 567 Views 0 comment Print

RBI FAQs on Credit Card and Debit Card – Issuance and Conduct Directions, 2022

Fema / RBI : Explore FAQs on Credit Card Issuance, Activation, Usage, and Complaints. Understand rules, rights, and procedures in the Master Di...

March 9, 2024 414 Views 0 comment Print


Latest Judiciary


RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 798 Views 0 comment Print

Lender Banks Required to Provide Audit Reports to Borrowers & Allow Representation Before Classifying Accounts as Fraud

Fema / RBI : Lender Banks Required to Provide Audit Reports to Borrowers and Allow Representation Before Classifying Accounts as Fraud, Along w...

February 22, 2024 951 Views 0 comment Print

Lawyers empanelled By Banks were not entitled for reservation under Article 16 for their Appointment

Fema / RBI : Lawyers empanelled by the banks to represent them in cases did not hold a civil post and thus the laws of reservation would not be...

February 12, 2024 825 Views 0 comment Print

Lack of Evidence for FEMA Act Contravention in Bogus Import of Service via Cash Bean App: Writ Petition Dismissed

Fema / RBI : Assessee-company was engaged in the business of providing unsecured short-term loans to its customers/borrowers in India via its D...

December 25, 2023 609 Views 0 comment Print

Denial of bail merely alleging that petitioner is Hawala Operator unjustified

Fema / RBI : Delhi High Court granted the bail application in the extortion case concluding that merely because the petitioner has been alleged...

December 12, 2023 699 Views 0 comment Print


Latest Notifications


RBI Master Directions on Fraud Risk Management in NBFCs (including HFCs)

Fema / RBI : Discover the 2024 Master Directions from RBI detailing fraud risk management guidelines for NBFCs. Learn about governance, early w...

July 15, 2024 1041 Views 0 comment Print

RBI Master Directions on Fraud Risk Management in Cooperative Banks

Fema / RBI : Explore RBI latest Master Directions on Fraud Risk Management in Urban Cooperative Banks (UCBs), State Cooperative Banks (StCBs), ...

July 15, 2024 330 Views 0 comment Print

RBI Master Directions on Fraud Risk Management in Banks & Financial Institutions

Fema / RBI : Explore RBI's latest Master Directions on Fraud Risk Management for Banks & AIFIs. Learn about governance, early detection framewo...

July 15, 2024 402 Views 0 comment Print

RBI Withdraws 17 Obsolete Circulars for Simplification

Fema / RBI : The RBI has withdrawn several outdated circulars to streamline and simplify banking guidelines. Learn about the changes and their ...

July 13, 2024 366 Views 0 comment Print

RBI Circular: Updated Guidelines for Remittances to IFSCs under LRS 2024

Fema / RBI : Read about RBI's latest circular on Liberalised Remittance Scheme (LRS) allowing expanded remittances to IFSCs, implications, and ...

July 10, 2024 423 Views 0 comment Print


Scheme of raising ECB for working capital for Civil Aviation Sector to continue till March 31, 2015 – RBI

March 26, 2014 571 Views 0 comment Print

The directions contained in this circular have been issued under Sections 10(4) and 11(1) of the Foreign Exchange Management Act, 1999 (42 of 1999) and are without prejudice to permissions / approvals required, if any, under any other law.

Govt. Fixes limit for investment in Inflation Indexed National Savings Securities

March 26, 2014 1244 Views 0 comment Print

Government of India has vide their Notification dated March 25, 2014 notified that the maximum limit for investment in Inflation Indexed National Savings Securities- Cumulative has been increased to Rs. 10 lakh per annum for eligible individual investors and Rs. 25 lakh per annum for Institutions such as HUFs, Charitable Trusts, Education Endowments and similar institutions

Banks and RBI to facilitate Tax Payments on March 29, 30 and 31, 2014

March 26, 2014 2131 Views 0 comment Print

Agency banks doing Government business alone will be permitted to present instruments in the Special Clearing on other participating banks. Other member banks of the Clearing House (including the presenting banks) are required to keep their inward clearing processing infrastructure open during the Special Clearing hours and maintain sufficient balance in their clearing settlement account to meet settlement obligations arising out of the Special Clearing.

RBI announces ‘Foreign Portfolio Investment’ scheme for FIIS and QFIs

March 25, 2014 1586 Views 0 comment Print

The extant guidelines for Portfolio Investment Scheme for Foreign Institutional Investor (FII) and Qualified Foreign Investor (QFI) have since been reviewed and it has been decided to put in place a framework for investments under a new scheme called ‘Foreign Portfolio Investment’ scheme.

Foreign Exchange Management (Transfer or Issue of Security by a Person Resident Outside India) (Second Amendment) Regulations, 2014

March 13, 2014 1257 Views 0 comment Print

The designated branch of an authorised dealer may allow remittance of net sale proceeds (after payment of taxes) or credit the net amount of sale proceeds of shares / convertible debentures to the foreign currency account or a Special Non-resident Rupee Account of the registered Foreign Portfolio Investor concerned.

A Study of Corporate Bond Market in India: Theoretical and Policy Implications

March 4, 2014 684 Views 0 comment Print

The main objective of the study was to trace the reforms which have been put in place during the last decade in the corporate bond market in India and consequent developments. In addition, the study analysed the experience of other emerging and developing economies (EDEs) at similar stage of development, such as Japan, Korea, Singapore, Malaysia and Brazil, to capture lessons in relation to the development of Indian corporate bond market.

Pre-2005 banknotes – Dos and don’ts for Exchange, RBI extends date to 01.01.2015

March 3, 2014 4131 Views 0 comment Print

Banks should sensitize the members of public that the pre-2005 notes would continue to be legal tender. Banks should endeavour to organize note exchange melas in semi-urban/rural areas. All denominations of banknotes issued prior to 2005 series have to be exchanged.

Schedule for Withdrawal of Currency Notes in Circulation issued prior to 2005

February 21, 2014 436 Views 0 comment Print

Withdrawal of Currency Notes in Circulation The Reserve Bank of India (RBI) has announced the decision to withdraw from circulation all currency notes printed prior to 2005. It is a standard international practice to withdraw old series of banknotes from time to time. The reason for withdrawal of banknotes printed prior to 2005 is to […]

RBI liberalises third party payment for import of goods

February 4, 2014 3152 Views 0 comment Print

In view of the difficulties faced by exporters / importers in meeting the condition firm irrevocable order backed by a tripartite agreement should be in place specified in the above mentioned Circular, it has been decided that this requirement may not be insisted upon in case where documentary evidence for circumstances leading to third party payments / name of the third party being mentioned in the irrevocable order/ invoice has been produced.

Indian banks could be more competitive on lending front if they achieve 100% NSFR

February 1, 2014 349 Views 0 comment Print

Net Stable Funding Ratio (NSFR) is one of the two new liquidity ratios introduced by the Basel Committee on Banking Supervision (BCBS) after the financial crisis that began in 2007. NSFR defined as percentage ratio of available stable fund to required stable fund divulges liquidity risk in medium and longer term horizon and should be greater than 100.

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