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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


A Guide to Deposit Insurance and Credit Guarantee Corporation (DICGC)

Fema / RBI : Understand DICGCs role in insuring bank deposits up to ₹5 lakh. Learn about compliance requirements, premium calculations, and p...

August 14, 2024 323 Views 0 comment Print

RBI Cautions against Non-Compliance of Regulatory Standards by Banks & NBFCs

Fema / RBI : RBI cautions banks and NBFCs on non-compliance with regulatory standards, highlighting risks associated with rapid home equity loa...

August 14, 2024 492 Views 0 comment Print

Registration With The Flair Portal For Filing Of Fla Return

Fema / RBI : Learn the FLA return filing process for Indian companies and LLPs with foreign investments. Mandatory by July 15 annually. Avoid p...

August 12, 2024 522 Views 0 comment Print

RBI Monetary Policy August 2024: Key Decisions

Fema / RBI : RBI keeps repo rate unchanged at 6.5%, projects 7.2% GDP growth for 2024-25. Introduces public depository for digital lending apps...

August 8, 2024 1785 Views 0 comment Print

Impact of August 2024 Monetary Policy Committee meeting in simple language

Fema / RBI : RBIs August 2024 meeting keeps repo and SDF rates unchanged. Focus on reducing inflation and enhancing credit reporting. Impact on...

August 8, 2024 333 Views 0 comment Print


Latest News


Penalty for not maintaining Average Monthly Minimum Balance

Fema / RBI : Details on penalties for not maintaining AMB in savings accounts, criteria for calculation, and government's stance on rationalizi...

July 29, 2024 1146 Views 0 comment Print

‘HaRBInger 2024- Innovation for Transformation’

Fema / RBI : Discover RBI's third global hackathon, 'HaRBInger 2024 - Innovation for Transformation,' aimed at enhancing India's financial land...

July 12, 2024 729 Views 0 comment Print

Credit card latest rules: You can now decide billing cycle of your card

Fema / RBI : The ability for cardholders to determine their billing cycle signifies that credit cards are not merely tools for cashless transac...

May 14, 2024 1971 Views 0 comment Print

Insights into Regulatory Frameworks: Reserve Bank of India’s Approach

Fema / RBI : Explore the comprehensive regulatory insights shared by Shri M. Rajeshwar Rao, Deputy Governor of the Reserve Bank of India, focus...

April 4, 2024 468 Views 0 comment Print

Framework for Recognizing SROs for RBI Regulated Entities

Fema / RBI : Explore how the Reserve Bank of India is fostering self-regulation through SROs, setting industry standards, and enhancing complia...

March 22, 2024 597 Views 0 comment Print


Latest Judiciary


RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 879 Views 0 comment Print

Lender Banks Required to Provide Audit Reports to Borrowers & Allow Representation Before Classifying Accounts as Fraud

Fema / RBI : Lender Banks Required to Provide Audit Reports to Borrowers and Allow Representation Before Classifying Accounts as Fraud, Along w...

February 22, 2024 981 Views 0 comment Print

Lawyers empanelled By Banks were not entitled for reservation under Article 16 for their Appointment

Fema / RBI : Lawyers empanelled by the banks to represent them in cases did not hold a civil post and thus the laws of reservation would not be...

February 12, 2024 900 Views 0 comment Print

Lack of Evidence for FEMA Act Contravention in Bogus Import of Service via Cash Bean App: Writ Petition Dismissed

Fema / RBI : Assessee-company was engaged in the business of providing unsecured short-term loans to its customers/borrowers in India via its D...

December 25, 2023 639 Views 0 comment Print

Denial of bail merely alleging that petitioner is Hawala Operator unjustified

Fema / RBI : Delhi High Court granted the bail application in the extortion case concluding that merely because the petitioner has been alleged...

December 12, 2023 741 Views 0 comment Print


Latest Notifications


Banking Laws (Amendment) Bill, 2024 as introduced in Lok Sabha

Fema / RBI : The Banking Laws (Amendment) Bill, 2024 revises key provisions in the Reserve Bank of India Act, Banking Regulation Act, and relat...

August 13, 2024 291 Views 0 comment Print

Foreign Exchange Management (Debt Instruments) (Third Amendment) Regulations, 2024

Fema / RBI : RBI's 2024 amendment to FEMA regulations allows foreign investors to buy Sovereign Green Bonds in India’s IFSC and remit proceed...

August 12, 2024 489 Views 0 comment Print

RBI Updates Risk Weights for Housing Finance Companies

Fema / RBI : RBI revises risk weights for Housing Finance Companies, capping undisbursed loan risk weights and adjusting risk weights for comme...

August 12, 2024 180 Views 0 comment Print

RBI Guidelines on Acceptance of Public Deposits applicable to HFCs & NBFCs

Fema / RBI : RBI revises regulations for HFCs and NBFCs, harmonizing deposit acceptance norms and enhancing liquidity requirements as of August...

August 12, 2024 216 Views 0 comment Print

RBI Keeps Repo Rate at 6.50% in August 2024 Policy Review

Fema / RBI : RBI maintains policy repo rate at 6.50% in August 2024. Focus on controlling inflation while supporting growth. Projected GDP grow...

August 8, 2024 141 Views 0 comment Print


Reg. Opening of NRO Accounts by Long Term Visa (LTV) holders

March 28, 2019 978 Views 0 comment Print

Foreign Exchange Management (Deposit) Regulations, 2016 – Opening of NRO Accounts by Long Term Visa (LTV) holders, changes related to Special Non-Resident Rupee (SNRR) Account and Escrow Account

Establishment of BO/ LO / PO or any other place of business in India by foreign entities

March 28, 2019 3240 Views 0 comment Print

For opening of a Branch Office (BO) / Liaison Office (LO) / Project Office (PO) or any other place of business in India, where the principal business of the applicant falls in the Defence, Telecom, Private Security and Information and Broadcasting sector, have since been reviewed in consultation with the Government of India and the amendments have been notified by Government vide Notification No. FEMA 22(R)(2)/2019-RB dated January 21, 2019.

RBI revises Trade Credit Policy Framework

March 28, 2019 7314 Views 0 comment Print

Reserve Bank of India (‘RBI’) vide notification dated 13th March, 2019 (RBI/2018-2019/140) had notified revised framework for trade credit.

Special Clearing operations on March 30 and 31, 2019 in Banks

March 28, 2019 1726 Views 0 comment Print

With a view to facilitate accounting of all the Government transactions for the current financial year (2018-19) by March 31, 2019, it has been decided to conduct Special Clearing at all clearing houses across the country on March 30 and 31, 2019 as detailed below:

Conditions in Certain Cases for Issue of Capital Instruments in FDI

March 27, 2019 4656 Views 1 comment Print

Streamlining of Issue of shares through Rights Issue and Bonus Issue The NEW FDI Regulations have streamlined the issue of shares under the right issue and bonus issue subject to adherence: 1. The offer made by the Indian company is in compliance with the provisions of the Companies Act, 2013 2. Such issue shall not […]

Annual Closing of Govt A/cs- Special RBI Measures for FY 2018-19

March 26, 2019 993 Views 0 comment Print

The Government of India has desired that all government transactions done by agency banks for Financial Year 2018-19 must be accounted for within the same financial year and has requested that, as in previous years, certain special arrangements be made for this purpose.

Master Direction- ECBs, Trade Credits & Structured Obligations

March 26, 2019 3582 Views 0 comment Print

Instructions issued in respect of External Commercial Borrowings and Trade Credits have been compiled in this Master Direction in supersession of earlier directions contained in Master Direction – External Commercial Borrowings, Trade Credit, Borrowing and Lending in  Foreign Currency by Authorised Dealers and Persons other than Authorised Dealers dated  January 1, 2016, as amended from time to time.

All Agency Banks to remain open for public on March 31, 2019 (Sunday)

March 26, 2019 1815 Views 1 comment Print

RESERVE BANK OF INDIA RBI/2018-19/150 DBR.No.Leg.BC.30/09.07.005/2018-19 March 26, 2019 All Agency Banks Dear Sir/ Madam All Agency Banks to remain open for public on March 31, 2019 (Sunday) The Government of India has advised that all Pay and Account Offices will remain open on March 31, 2019 (Sunday) to facilitate government receipt and payment transactions. […]

Type of Instruments in FDI & its Conditions

March 26, 2019 12867 Views 0 comment Print

An Indian company is permitted to receive foreign investment by issuing capital instruments to the investor. The capital instruments are equity shares, debentures, preference shares and share warrants issued by the Indian company. Equity shares: Equity shares are those issued in accordance with the provisions of the Companies Act, 2013 and will include equity shares […]

Opportunities and Challenges of FinTech

March 25, 2019 2691 Views 0 comment Print

In general, FinTech stands for financial technology and describes technologically enabled financial innovations. From ‘start-ups’ to ‘big-techs’ to established financial institutions, all the key players are harnessing this technological edge along the financial services’ value chain to provide agile, efficient and differentiated experiences to the end-user.

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