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reserve bank of india

Latest Articles


Digital Lending and RBI Strictness

Fema / RBI : Discover RBI's stringent guidelines on digital lending post-COVID. Learn key regulations for banks and NBFCs, ensuring fair practi...

June 26, 2024 603 Views 1 comment Print

RBI circular on investment in overseas funds by resident individuals & listed Indian companies

Fema / RBI : Gain insight into the RBI circular clarifying overseas investment rules for resident individuals and listed Indian companies, incl...

June 24, 2024 450 Views 0 comment Print

RBI – Three forward looking surveys

Fema / RBI : Explore RBI's forward-looking surveys on consumer confidence, inflation expectations, and economic forecasts. Understand their imp...

June 22, 2024 540 Views 0 comment Print

FAQs on Master Directions on Priority Sector Lending Guidelines

Fema / RBI : Learn how to compute Adjusted Net Bank Credit (ANBC) for Priority Sector Lending (PSL) targets, including adjustments for PSLC, TL...

June 22, 2024 6592 Views 0 comment Print

RBI – New vistas for deposit insurance in India (DICGC)

Fema / RBI : Explore the evolution of the Deposit Insurance and Credit Guarantee Corporation (DICGC) and its impact on safeguarding deposits in...

June 21, 2024 588 Views 0 comment Print


Latest News


‘HaRBInger 2024- Innovation for Transformation’

Fema / RBI : Discover RBI's third global hackathon, 'HaRBInger 2024 - Innovation for Transformation,' aimed at enhancing India's financial land...

July 12, 2024 495 Views 0 comment Print

Credit card latest rules: You can now decide billing cycle of your card

Fema / RBI : The ability for cardholders to determine their billing cycle signifies that credit cards are not merely tools for cashless transac...

May 14, 2024 1908 Views 0 comment Print

RBI FAQs on Credit Card and Debit Card – Issuance and Conduct Directions, 2022

Fema / RBI : Explore FAQs on Credit Card Issuance, Activation, Usage, and Complaints. Understand rules, rights, and procedures in the Master Di...

March 9, 2024 414 Views 0 comment Print

Rising UPI Transactions: A Paradigm Shift in India’s Digital Payment Landscape

Fema / RBI : Discover exponential growth of UPI transactions in India, from Rs. 1 lakh crore in FY 2017-18 to Rs. 139 lakh crore in FY 2022-23....

December 19, 2023 1299 Views 0 comment Print

RBI Report on Internationalisation of INR: Prospects and Recommendations

Corporate Law : Reserve Bank of India (RBI) has released a comprehensive report by the Inter-Departmental Group (IDG) on the internationalisation...

July 8, 2023 1824 Views 0 comment Print


Latest Judiciary


RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 789 Views 0 comment Print

GVK Energy Vs Axis Bank: IBC Prevails Over RBI Directions

Corporate Law : Unraveling the NCLAT Chennai verdict in the GVK Energy Vs Axis Bank case, underscoring the supremacy of IBC over RBI's directions ...

August 5, 2023 873 Views 0 comment Print

NCLT admits RBI application for initiating CIRP against Srei Infra

Company Law : Reserve Bank of India Vs Srei Infrastructure Finance Limited (NCLT Kolkata) 1. The Court convened via video conferencing. 2. This ...

October 12, 2021 1179 Views 0 comment Print

SC Lays Down Guidelines for Operation & Safety of Lockers

Fema / RBI : Supreme Court mandates strict procedures for bank lockers. Ensure compliance, notify changes, maintain records. Judgment details i...

February 19, 2021 5304 Views 0 comment Print

SC refuses to interfere with period of validity of cheque

Fema / RBI : In re Cognizance for Extension of Limitation (Supreme Court) With reference to the prayer, that the period of validity of a cheque...

July 10, 2020 18954 Views 1 comment Print


Latest Notifications


RBI keeps Repo Rate unchanged at 6.50%

Fema / RBI : fter a detailed assessment of the evolving macroeconomic and financial developments and the outlook, it decided by a 4 to 2 majori...

June 7, 2024 492 Views 0 comment Print

RBI Releases Final Framework for FinTech SRO Recognition

Fema / RBI : RBI unveils the definitive framework for recognizing Self-Regulatory Organizations (SROs) in the FinTech sector, aiming for balanc...

May 30, 2024 327 Views 0 comment Print

RBI launches PRAVAAH Portal for streamlining some regulatory approvals for individuals & entities

Fema / RBI : Discover the RBI's new PRAVAAH portal, streamlining regulatory approvals. Apply online seamlessly with key features. Track your ap...

May 28, 2024 1467 Views 0 comment Print

CBDT exempts RBI from Section 206CCA provisions (TCS Collection at higher rate)

Income Tax : The Ministry of Finance exempts RBI from Section 206CCA of Income Tax Act, 1961 through Notification No. 46/2024 dated 27th May, 2...

May 27, 2024 3693 Views 0 comment Print

RBI Withdraws 8 Obsolete Circulars issued between 1995-2006

Fema / RBI : RBI's internal review leads to withdrawal of outdated circulars from 1995 to 2006. Learn the details, implications, and analysis o...

May 21, 2024 351 Views 0 comment Print


Rising UPI Transactions: A Paradigm Shift in India’s Digital Payment Landscape

December 19, 2023 1299 Views 0 comment Print

Discover exponential growth of UPI transactions in India, from Rs. 1 lakh crore in FY 2017-18 to Rs. 139 lakh crore in FY 2022-23. Explore driving forces and government initiatives

Why Banks Avoid Standalone ATM Cards: Insights & Solutions

December 11, 2023 702 Views 1 comment Print

Explore why banks refrain from issuing standalone ATM cards and favor debit cards. Understand implications, risks, and potential solutions for varied customer needs.

Need for Clarifications/FAQs on Penal Charges in Loan Accounts from RBI

December 10, 2023 1329 Views 0 comment Print

Explore need for FAQs and clarifications on RBI’s recent guidelines transitioning from penal interest to penal charges for loans. Key issues and challenges addressed.

Card Network Portability in India: What Users Need to Know & ambiguity

December 3, 2023 1344 Views 2 comments Print

Starting Oct 1, 2023, Indian cardholders can switch between Visa, MasterCard, Ru-Pay, etc. Learn the benefits, process, and implications for banks and users

Middle-Layer NBFCs: Navigating Scale-Based Regulations

November 24, 2023 5799 Views 0 comment Print

Navigating Middle-layer NBFC Scale-Based Regulations with the RBI’s Master Direction. Learn about the 4-layered structure for NBFC’s & INR 1,000 crore asset size requirement.

RBI Governor on Economic Impact & Stability

October 23, 2023 477 Views 0 comment Print

Explore RBI Governor’s insights on economic impact and the necessity of both price and financial stability, highlighting India’s role in the global financial landscape.

RBI Education Loan Guidelines: Everything You Need to Know

October 18, 2023 924 Views 0 comment Print

Discover the latest RBI guidelines on education loans, interest rates, collateral requirements, and grievance redressal. Get clarity on educational loans in India.

RBI FAQS on Infrastructure Finance Companies (IFCs)

October 10, 2023 2782 Views 0 comment Print

Explore RBI’s frequently asked questions (FAQs) on Infrastructure Finance Companies (IFCs), covering their definition, exposure limits, risk weight, and more.

Equitable Application of Penal Charges: Ensuring Fair Lending Practices

October 3, 2023 690 Views 0 comment Print

Explore RBI’s groundbreaking guidelines on penal charges in loan accounts, promoting fair lending practices. Understand the key changes and their impact on borrowers and lenders.

FAQs on ₹2000 Denomination Banknotes – Withdrawal from Circulation

September 30, 2023 9900 Views 1 comment Print

Public can continue to use ₹2000 banknotes for their transactions and also receive them in payment. However, they are encouraged to deposit and/or exchange these banknotes

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