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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


4 primary factors to consider when investing in property

October 13, 2017 1728 Views 1 comment Print

There are some important factors to consider when investing in property. If these factors are considered when investing in property, it will help increase the capital appreciation and rental income from the property. So pay proper attention to these primary factors to consider when investing in property.

3 influential factors that can make or break your stock market investments

October 7, 2017 1452 Views 0 comment Print

It happens to many of us. Perhaps it does not happen universally, but, deep in our heart we know that this syndrome is a reality. There is a task at hand or perhaps a hard decision is demanded by the situation, the odds for the success of the job or decision ranges from mildly favorable to unfavorable; often in such situations we are tempted to call quits.

3 ‘Simple’ Suggestions for Superior Wealth Creation

October 6, 2017 2070 Views 0 comment Print

Today we are flooded with a lot of information, much of it is useless since it does not meet our investment needs. Whatever is relevant, may not always be comprehensible, so we are unable to derive benefit out of it.

Why your personal finance is out of your control and how to bring it under your control?

October 6, 2017 1452 Views 0 comment Print

I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 years. The liquid fund where I kept the sizable emergency fund was not giving me good returns. So I invested that money in a small property. Now I have an emergency and the property is not easily liquidable.

How to create an Integrated Investment Portfolio?

September 27, 2017 1356 Views 0 comment Print

It needs a perfect recipe for a dish to taste good and the best cut will give the suit the right fit. It is no different for investments, the correct mix of investment options goes on to create the coveted portfolio which optimizes returns and minimizes risk.

Unveiling the Little Known Secrets on Most Profitable and Best Long Term Stock Market Investment Strategy

September 21, 2017 1719 Views 0 comment Print

All investors would be keen to have answers to these questions so that they scale the pinnacle of success through their most profitable and the best long term stock market investment strategy. Well, bargain per se, is the process of understanding the difference between the price and the value of a product.

How to calculate your Debt-to-Income Ratio and monitor your financial standing?

September 20, 2017 1725 Views 0 comment Print

It is common wisdom to keep your debt at manageable level for sound financial health. But what is the threshold beyond which debt can go berserk? That can be judged against your income level. If your debt is too high compared to your income, sooner or later you will sink into the debt trap – […]

To Buy or Not to Buy one more House

September 17, 2017 3696 Views 0 comment Print

In line with the perennial Shakespearian dilemma – to do or not to do, …., a lot of us face similar predicament when we have to decide whether to buy or not to buy another residential property.

Here’s a Quick way to manage your Personal Finance Documents

September 17, 2017 2094 Views 0 comment Print

We all come across situations wherein our personal finances go beyond control. Despite trying hard to maintain it every month, we fail. This happens as we do not keep important personal finance documents at one place and update them on a regular basis. Due to this, our entire expenses of house get mixed up and we land up in trouble.

ABC of Rental Management for NRI Investors

September 13, 2017 1023 Views 0 comment Print

Beside the obvious reason of the home offering us a world of our own, a house also has the potential to generate wealth through rental income. NRI investors often invest in homes with this dual purpose of earning rental out of them while away, and settling down when they return.

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