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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


Uncovering the facts on a Sop called ESOP

August 10, 2017 2124 Views 0 comment Print

In this competitive world top talent is highly sought after. It gives the organizations that cutting edge. However recruiting alone is not an end to the process of building the organization, instead it is much more important to retain such talent in their ranks.

5 Dangerous Stock Market Myths Debunked

August 10, 2017 1551 Views 1 comment Print

A financial meltdown, a depressed business environment, a sudden fall in share market prices- all these phenomena are a part of any economy. These phases affect all those who are closely linked to the stock market. Such happenings give rise to an environment where myths are born.

4 Steps to Build an Outperforming Portfolio

August 9, 2017 1356 Views 0 comment Print

A disciplined approach towards building an investment portfolio is in itself a very good investment for the investor. Investors aim to achieve their financial goals through their investments and these goals vary widely across the investor community.

3 Serious Investment Hurdles and how to overcome them?

August 9, 2017 1452 Views 0 comment Print

Ever seen a hurdle race? Noticed how the athlete concentrates on overcoming the hurdles? How they time their leap at the right moment to sail smoothly over them? For these people the barrier is just a physical obstacle and not a mental one.

Is it the right time to invest?

August 8, 2017 3942 Views 1 comment Print

Each and every investor would like to know when the right time to invest is. The ideal time for one to invest is obviously when the market is at a much lower level. So as to do the market timing, one needs to predict the market movements. Is it possible to predict in advance as […]

Why you’ll never become RICH so long as you don’t follow this? A very obvious but much neglected money management code

August 6, 2017 4236 Views 2 comments Print

It’s a fact of life that, if you don’t follow this simple and very obvious money management code, you will never ever become rich. Don’t let the negligence to follow this, keep you from becoming rich. To become profitable and stay profitable, the bigger organizations always look at cost cutting methods. They cut a part […]

Get Richer by avoiding this Money Mistake

August 6, 2017 3189 Views 0 comment Print

Mental Accounting is one such money mistake even smart people are committing. Understanding this mistake and avoiding this could make us richer. Behavioral Finance experts say that mental accounting works this way: Let us say you have bought a Rs.200 ticket to a movie. When you show up at the entrance of the theater and […]

Do you know how Mutual Funds recover their Expenses?

August 3, 2017 3849 Views 0 comment Print

Have you ever given a thought how Mutual Funds recover their Expenses? Do they recover it from you before they declare the NAVs of the respective schemes? Are the returns you receive from your mutual funds investments is the net of expenses incurred by them while managing the funds? What is Mutual Fund Expense Ratio? A Mutual fund incurs […]

How to survive from market crashes without any negative impact emotionally as well as monetarily?

August 1, 2017 1584 Views 0 comment Print

Understand economic recessions and expect the unexpected market crashes. Don’t invest another rupee until you could do this. Once you could do this, then you are all set to survive from market crashes without any negative impact emotionally as well as monetarily. Also you are well prepared to accumulate wealth through your equity investments.

How to start Financial Planning?

July 31, 2017 1827 Views 0 comment Print

What is the first step to start financial planning? If you are planning a journey, the first step is to know ‘from where are you starting your journey’. Similarly to start financial planning the first step is to understand where you are financially. Then we can plan your journey from there to reach the financial destination you want.

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