Pradhan Mantri Garib Kalyan Yojana : A Scheme to implement the PMGKY package for credit of employee’s & employer’s share of EPF & EPS contributions (24% of wages) for three months by Govt. of India.


The Govt. of India on 26.03.2020 relief package under Pradhan Mantri Garib Kalyan Yojana (PMGKY) and the Central Govt. proposes to pay 24 % of the monthly wages into EPF accounts for next three months of Wage-earners below Rupees 15,000/- per month, who are employed in establishments having up to one hundred employees, with 90% or more of such employees earning monthly wages less than Rs.15000/-

Validity of Scheme :The Scheme will be in operation for the wage months- March, 2020, April, 2020 and May, 2020.

Scheme Objectives

  • To support establishments employing up to one 100 employees,
  • the entire employees EPF contributions (12% of wages) and employers’ EPF & EPS contribution (12% of wages), totaling 24% of the monthly wages for the next three months shall be directly paid bythe Central Govt. in the EPF accounts (UAN) of employees, who :
    • are already members of EPF Scheme, 1952,
    • drawing wages less than Rs.15000/- per month and
    • employed in establishments, already covered under the EPF & MP Act, 1952,
    • employing up to 100 employees, with 90% or more of such employees earning less than Rs.15,000/-monthly wages.

Definitions for the Scheme

The definitions mentioned in various sub-sections of section 2 of The Employees’Provident Fund & Misc. Provisions Act, 1952 and Para 2 of the Employees’ Provident Funds Scheme, 1952, would be applicable mutatis mutandis to this scheme as well.

Eligibility for Scheme benefits:

For Establishments: For Employees:
The establishment or factory should already be covered and registered under the Employees’ Provident Funds & Misc. Provisions Act, 1952. Employee should be employed in any eligible establishment earning monthly wages of less than Rs.15000/-. The UAN of the employee should be seeded with his/her Aadhaar.




The total number of employees employed in the establishment should be up to 100 (one hundred), with 90% or more of such employees should be drawing monthly wages less than Rs.15000/-.

Employee should be a member of EPF Scheme, 1952 & Employees’ Pension Scheme, 1995 whose contributions are received for any period during last six months (September 2019 to February 2020) in the ECR filed by any eligible establishment against his/her UAN.

Such contributions in ECR should have been received on monthly wage of less than Rs. 15000/-

It is clarified that if any employee is already a registered beneficiary and his/her employer is availing benefits of payment of employer’s share by Central Govt. under PMRPY/PMPRPY 2016, no such benefit in r/o such employee shall be available under this Scheme of PMGKY.

Modalities for implementation of the Scheme

    • EPFO shall develop a software for implementing this Scheme and also develop aprocedure which is transparent and accountable at their own end.
    • EPFO shall credit the funds in the Aadhaar seeded accounts of members of EPF inelectronic manner.

Monitoring Mechanism

√ EPFO shall put in place a robust mechanism to monitor the implementation of the Scheme on a daily basis.

√ EPFO shall provide weekly reports to the Ministry of Labour & Employment(Directorate General of Employment), Govt. of India for effective monitoring of the Scheme.

Third Party evaluation

√ EPFO shall undertake Third Party Evaluation of the Scheme within a period of three months from the closure of the Scheme and send a report to the Ministry of labour&Employment, Govt. of India.

√ The expenditure incurred towards evaluation of the Scheme shall be borne by the EPFO out of its own resources.

Also Read-All about Govt. Relief For EPF & EPS contributions (24% of wages)

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  1. Mayur Manohar Rekha Chavan says:

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    Kalyan West,Thane,Maharashtra,INDIA.
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  2. Uttam says:

    hello sir, I’m employer of a company, my questions about that PMGKY. I want to just clarifying my self to my all employee’s monthly wages in 15000 there are optional way to register with pf and so we are not register those account in my pf establishment whose salary is greater than 15000.
    my some question below 👇
    1. those employees will also count in 90% of employees/ or just registered employees on these scheme eligible?
    2. am I eligible for it or not? because (I’m showing my menu on eligible to fill form 5a and upload ecr from March2020 to may2020)

    plz tell me to work on this clearly.
    my mail is [email protected]

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