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A clarion call to the nation

May 12, 2021 789 Views 0 comment Print

Mahatma Gandhi said, ‘Unity to be real must stand the severest strain without breaking’. Mahatma Gandhi exhorted the people of India on the importance of unity during the movement for the independence and uniting them and leading them to freedom. Today our country is facing yet another unprecedented calamity of great proportion on account of […]

Let us do our karma Diligently

May 4, 2021 2844 Views 0 comment Print

Principle of karma, wherein intent and actions of an individual (cause) influence the future of that individual (effect): good intent and good deeds contribute to good karma and happier rebirths, while bad intent and bad deeds contribute to bad karma and bad rebirths

Budget Remedy for Non-Performing Assets (NPA)

February 5, 2021 3600 Views 1 comment Print

THE IDEA OF BAD BANK BY WAY OF ASSET RECONSTRUCTION COMPANY (ARC) Governor of Reserve Bank of India Shaktikanta Das during the question-and-answer session at the 39th Palkhivala Memorial Lecture said, ‘If there is a proposal to set up a bad bank, the RBI will look at it’. The Union Budget presented on 1st February […]

Farmers’ Agitation – The Great Betrayal-The Hidden Agenda Exposed

January 29, 2021 1530 Views 0 comment Print

The purported peaceful Kisan agitation started and carried forward by a section of farmers from Punjab, Haryana and Western U. P to redress their grievances against the three agri reform bills enacted by the government was only a calm before a storm. The agitation started peacefully with the objective of alleviating the apprehensions and doubts […]

On going farmers’ agitation

January 14, 2021 1275 Views 0 comment Print

The present ongoing agitation is led by 35 farmers’ union out of which 31 are from Punjab alone who are mostly cultivators of wheat and paddy and the others being from Haryana, western U.P and M.P. The farmers’ unions affiliated to left wing political parties, Aam Admi Party, Akali Dal and the Congress have also […]

Is another Shaheen Bagh agitation in the making?

December 8, 2020 1113 Views 1 comment Print

The incidents of the Shaheen Bagh agitation are still fresh in the minds of the general public. Yet another situation is developing which may cause even greater damages to the public and private properties and the economy of the nation and also aggravate the already ongoing threat of the contagious pandemic COVID 19 effects. Seemingly […]

The Farmers’ Agitation and The Farm Reforms

December 1, 2020 2496 Views 0 comment Print

The enraging ongoing agitation of the farmers of Punjab, Haryana and the Western U.P is an ill-conceived wrongly motivated incident affecting the peace and tranquillity of the nation especially viewed in the background of the resurging COVID 19 cases.  The three-part bill of the Agri reforms consists of (1) The Farmers’ Produce Trade and Commerce […]

Is Man The Master of His Own Destiny or Fate?

October 8, 2020 6432 Views 5 comments Print

When I was taking one of the classes for the MBA (Finance) students, I was asked a question by a curious student. He asked me, ‘Sir, can we make our own destinies?’. I said that it was a very good thought-provoking question to be pondered over. I asked the other students whether anyone knew the […]

Financial Stability of Banking Sector – Bank & Borrower

July 26, 2020 1326 Views 0 comment Print

THE FINANCIAL STABILITY OF THE BANKING SECTOR THE BANK AND THE BORROWER A RELATIONSHIP OF TRUST, FAITH, HOPE AND UNDERSTANDING. The advent of banking reforms in India has brought the concept of NPA (Non-Performing Asset) which has changed drastically the perception and approach of the bank and the customer when dealing with loans financed by […]

Supervision of co-operative banks by RBI

July 2, 2020 1620 Views 2 comments Print

The Government ordinance to empower Reserve Bank of India to supervise the Urban Co-operative Banks is a welcome step in the right direction so that they have a control over the affairs and performance and particularly the lending portfolios of the Urban Co-operative Banks. Many of them are already under RBI watch list with some […]

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