Invocation of extraordinary writ jurisdiction under Article 226 unjustified when effective alternative remedy is available

Chengalam Service Co-Operative Bank Ltd. Vs Rajkumar (Kerala High Court) Facts- In the writ petition, the petitioners allege that they had availed loans from the third respondent-the Bank, by offering 99.9 cents of property as security. Due to the onset of Covid pandemic, they were unable to make prompt repayments. As on date, the balance amount outstanding is not substantial. Hence, if a breathing time is given, the petitioners will clear the outstanding liability. The petitioners have not received any notice from the Bank calling upon them to make any payments. They were taken aback on recei...