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Latest Articles


Investment Options and Tax-Saving Schemes for NRIs Returning to India

Fema / RBI : Discover top investment options and tax-saving schemes for NRIs returning to India, including FDs, NPS, equity, real estate, mutua...

June 12, 2024 594 Views 0 comment Print

Is NPS Investment Under Section 80CCD Worth it for Salaried Individuals/HUFs?

Income Tax : Explore the worthiness of investing in NPS under Section 80CCD deduction for salary individuals/HUFs. Learn about tax benefits, re...

April 16, 2024 1362 Views 0 comment Print

Pension Schemes in India: Evolution, Challenges & Future Prospects

Corporate Law : Explore the evolution of pension schemes in India, from the traditional old pension scheme to the modern New Pension Scheme (NPS)....

January 31, 2024 825 Views 0 comment Print

5 Tax saving investments with wealth creation for salaried person

Income Tax : Explore the best tax-saving investment options in India, including PPF, NPS, ULIPs, ELSS, and Tax Saving Fixed Deposits. Learn how...

January 15, 2024 4617 Views 0 comment Print

Taxability of Retirement Benefits in India

Income Tax : Discover tax treatment of retirement benefits in India, including gratuity, pensions, leave encashment, and provident funds. Under...

October 22, 2023 7272 Views 0 comment Print


Latest News


Draft Robust Risk Management Framework for CRAs in NPS Architecture

Corporate Law : Explore the proposed Risk Management Framework for Central Recordkeeping Agencies (CRAs) under NPS architecture. Provide feedback ...

December 13, 2023 255 Views 0 comment Print

Changes to National Pension Scheme (NPS): Government’s Plans and Consideration of Old Pension Scheme (OPS)

Corporate Law : Explore the Government's plans for offering a guaranteed pension under NPS and the consideration of reverting to Old Pension Schem...

August 11, 2023 4377 Views 0 comment Print

Updates on NPS-Lite-Swavalamban Scheme: Must-know Facts

Corporate Law : Important updates on NPS-Lite-Swavalamban Scheme for subscribers. Learn about contributions, migration, updates and more on your p...

July 29, 2023 1260 Views 0 comment Print

How to open/update NPS account using Driving License issued in DigiLocker

Corporate Law : Steps for opening NPS account and updating address in NPS account using Driving License issued in DigiLocker ...

October 19, 2022 720 Views 0 comment Print

Proposed Systematic Lump sum Withdrawal for NPS Subscribers

Corporate Law : Introduction of Systematic Lump sum Withdrawal (SLW) for the benefit of NPS Subscribers and facilitate them with smart withdrawal...

September 30, 2022 723 Views 0 comment Print


Latest Notifications


Same Day Investment of NPS Contributions (T+0) from 1st July 2024

Corporate Law : Explore PFRDA Circular No. PFRDA/2024/13/SUP-CRA/07 on same-day investment for NPS contributions effective from 1st July 2024. Und...

June 26, 2024 330 Views 0 comment Print

NPS/APY Functionalities released by CRAs during Quarter III & IV (FY 2023-­24)

Corporate Law : Explore the latest updates from CRAs under PFRDA for NPS/APY functionalities in FY 2023-24. Learn about new features, benefits, an...

June 14, 2024 276 Views 0 comment Print

NPS Contribution Made Easy: PFRDA Introduces QR Code for D-Remit

Corporate Law : Explore the latest PFRDA Circular (No: PFRDA/2023/35/Sup-CRA/11) enabling NPS subscribers to conveniently contribute via personali...

December 6, 2023 663 Views 0 comment Print

PFRDA Circular: Systematic Lump Sum Withdrawal (SLW) for NPS Subscribers

Corporate Law : Discover the PFRDA latest circular on Systematic Lump Sum Withdrawal (SLW) for NPS Subscribers. Learn about phased lump sum withdr...

October 27, 2023 771 Views 0 comment Print

NPS: Mandatory Penny Drop Verification for Withdrawal & Bank Account Updates

Corporate Law : Explore the PFRDA Circular on mandatory penny drop verification for NPS withdrawals and bank account updates, ensuring subscriber ...

October 25, 2023 2205 Views 0 comment Print


Effect of disciplinary proceedings on benefits from accumulated pension corpus under NPS

October 27, 2022 678 Views 0 comment Print

Provisions relating to effect of disciplinary proceedings on the benefits from accumulated pension corpus under National Pension System and gratuity in respect to Central Government employees covered under NPS.

Options to avail benefits under old pension scheme on death/Discharge of Govt servant under NPS

October 26, 2022 753 Views 0 comment Print

Options under Central Civil Services (Implementation of National Pension System) Rules, 2021 to avail benefits under old pension scheme on death of Government servant covered under National Pension System during service or his discharge from service on account of invalidation or disablement

Clarification regarding pension to be taken for commutation after retirement

October 25, 2022 2007 Views 0 comment Print

Doubts have been raised as to which pension i.e pension authorized at the time of retirement or the pension revised subsequently and payable at the time of application for commutation shall be allowed to be commuted.

Commutation value for Government servant whose date of birth is first of a month and who retires on afternoon of last day of preceding month

October 25, 2022 2319 Views 0 comment Print

Clarification regarding commutation value for Government servant whose date of birth is the first of a month and who retires on the afternoon of the last day of the preceding month-reg

Clarification regarding Dearness Relief payable on Original Basic Pension

October 25, 2022 915 Views 0 comment Print

It is clarified that dearness relief is payable on the original basic pension before commutation or such basic pension before commutation as revised on implementation of recommendations of Pay Commission etc. and not on the pension as reduced after deduction of commuted pension.

Deduction of commuted pension from pension revised in implementation of recommendations of Pay Commission

October 25, 2022 1401 Views 0 comment Print

What amount shall be deducted from pension in cases where the pension is subsequently revised on implementation of recommendations of Pay Commission, etc.

Monthly commuted pension not deductible from family pension if pensioner dies before restoration of commuted pension

October 25, 2022 903 Views 0 comment Print

whether deduction towards commutation are required to be made from family pension for the remaining period in cases where the pensioner dies before the restoration of commuted pension.

Emoluments for determining mandatory contributions under NPS

October 25, 2022 801 Views 0 comment Print

No. – 57/03/2022-P&PW(B)/8361 Government of India Ministry of Personnel, Public Grievances and Pensions Department of Pension and Pensioners’ Welfare *** 3rd Floor, Lok Nayak Bhavan, Khan Market, New Delhi, Dated the 25th October, 2022 OFFICE MEMORANDUM Subject: Emoluments for determining mandatory contributions under National Pension System in respect to Central Government employees covered under NPS. […]

Processing Death Claims where Nomination is changed post death of NPS Subscribers

October 20, 2022 561 Views 0 comment Print

Nomination can be made only by the subscriber. However, there are special provisions enabled as per exit regulations for treating the nomination as made in the service records to protect the interest of the subscribers who were employed and covered under NPS through their employers.

Guideline for Handling NPS corpus of deceased Subscribers meant for purchase of Annuity

October 19, 2022 597 Views 0 comment Print

It is observed that in certain cases, the subscribers post availing lump sum had met with unfortunate death but before issuance of annuity and the amount meant for Annuity lie in CRA System. In such cases, the following are the guidelines which can be applicable to handle the corpus meant for issue of Annuity,

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