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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Legality of Foreign Remittance for Interest on Advance Payments in Imports

Fema / RBI : Explore the validity of foreign remittance for interest on advance payments in imports, uncovering contractual intricacies and cla...

April 30, 2024 369 Views 0 comment Print

NBFCs and IT Governance: Ensuring Future Readiness

Fema / RBI : Discover how NBFCs are navigating IT governance challenges and embracing RBIs directives for cybersecurity. Explore key insights a...

April 29, 2024 150 Views 0 comment Print

FEMA Guidelines for Indian Startups: FDI, ECB, Remittances & Compliance

Fema / RBI : The Foreign Exchange Management Act (FEMA) lays out the rules for investments in Indian startups and for transactions involving fo...

April 28, 2024 744 Views 0 comment Print

RBI Guidelines on Default Loss Guarantee in Digital Lending: FAQs

Fema / RBI : Explore the key provisions of RBI's Guidelines on Default Loss Guarantee (DLG) in Digital Lending, including limits, conditions, a...

April 28, 2024 381 Views 0 comment Print

NBFC Management Transfers: Compliance and Approval Process

Fema / RBI : Learn the intricacies of Non-Banking Financial Company (NBFC) management transfers, including compliance requirements and the appr...

April 11, 2024 915 Views 0 comment Print


Latest News


Insights into Regulatory Frameworks: Reserve Bank of India’s Approach

Fema / RBI : Explore the comprehensive regulatory insights shared by Shri M. Rajeshwar Rao, Deputy Governor of the Reserve Bank of India, focus...

April 4, 2024 318 Views 0 comment Print

Framework for Recognizing SROs for RBI Regulated Entities

Fema / RBI : Explore how the Reserve Bank of India is fostering self-regulation through SROs, setting industry standards, and enhancing complia...

March 22, 2024 420 Views 0 comment Print

RBI FAQs on Credit Card and Debit Card – Issuance and Conduct Directions, 2022

Fema / RBI : Explore FAQs on Credit Card Issuance, Activation, Usage, and Complaints. Understand rules, rights, and procedures in the Master Di...

March 9, 2024 279 Views 0 comment Print

UDGAM Portal: RBI FAQs

Fema / RBI : Explore the UDGAM portal by RBI, a centralized tool for searching unclaimed deposits. Learn about registration, search inputs, and...

March 6, 2024 1440 Views 0 comment Print

Depositor Education and Awareness (DEA) Fund Scheme, 2014: RBI FAQs

Fema / RBI : Dive into the Depositor Education and Awareness (DEA) Fund Scheme, 2014 by RBI. Learn about unclaimed deposits, transfer process, ...

March 6, 2024 381 Views 0 comment Print


Latest Judiciary


Lender Banks Required to Provide Audit Reports to Borrowers & Allow Representation Before Classifying Accounts as Fraud

Fema / RBI : Lender Banks Required to Provide Audit Reports to Borrowers and Allow Representation Before Classifying Accounts as Fraud, Along w...

February 22, 2024 732 Views 0 comment Print

Lawyers empanelled By Banks were not entitled for reservation under Article 16 for their Appointment

Fema / RBI : Lawyers empanelled by the banks to represent them in cases did not hold a civil post and thus the laws of reservation would not be...

February 12, 2024 582 Views 0 comment Print

Lack of Evidence for FEMA Act Contravention in Bogus Import of Service via Cash Bean App: Writ Petition Dismissed

Fema / RBI : Assessee-company was engaged in the business of providing unsecured short-term loans to its customers/borrowers in India via its D...

December 25, 2023 462 Views 0 comment Print

Denial of bail merely alleging that petitioner is Hawala Operator unjustified

Fema / RBI : Delhi High Court granted the bail application in the extortion case concluding that merely because the petitioner has been alleged...

December 12, 2023 525 Views 0 comment Print

Rajasthan high court directs to release goods seized by Enforcement Directorate

Fema / RBI : Read Rajasthan High Court's judgment in Bhagwati Jewellers regarding release of seized gold bullion and goods by Enforcement Direc...

October 9, 2023 1848 Views 0 comment Print


Latest Notifications


Fair Practices Code for Lenders – Charging of Interest

Fema / RBI : RBI issues directive on fair interest charging practices for lenders, highlighting instances of unfairness and transparency concer...

April 29, 2024 228 Views 0 comment Print

RBI Draft Circular: Digital Lending Transparency Guidelines

Fema / RBI : Explore RBI's draft circular on digital lending transparency guidelines. Learn about the implications for lenders and borrowers...

April 28, 2024 237 Views 0 comment Print

RBI Circular: Limits for investment in debt & sale of Credit Default Swaps by FPIs

Fema / RBI : Get insights on RBI Circular 03/2024 detailing FPI investment limits for 2024-25 and guidelines for Credit Default Swaps. Stay inf...

April 26, 2024 186 Views 0 comment Print

Small Finance Banks Transitioning to Universal Banks: Guidelines & Process

Fema / RBI : Learn about RBI guidelines for Small Finance Banks transitioning to Universal Banks voluntarily. Know eligibility, process, and i...

April 26, 2024 243 Views 0 comment Print

RBI Warns Public about Unauthorized Prepaid Payment Instruments by Talk Charge

Fema / RBI : RBI warns against Talk Charge Technologies Pvt. Ltd. issuing unauthorized prepaid payment instruments. Learn about RBI's directive...

April 26, 2024 381 Views 0 comment Print


RBI guidelines to Banks, NBFCs on Penal Charges

September 8, 2023 1053 Views 0 comment Print

Explore the RBI’s proactive approach to curb customer complaints against banks. Learn about the guidelines restraining penal interest on loans, emphasizing fair practices. Discover how the RBI promotes credit discipline, protecting borrowers from debt traps. Ensure you comprehend the recent changes in lending practices to make informed financial decisions.

RBI Directive: Additional Balance Requirements for Banks

September 8, 2023 408 Views 0 comment Print

Read Reserve Bank of India (RBI) notification dated 8th September 2023, outlining additional average daily balance requirements for banks in India

Understanding RBI’s Decision to Phase Out Incremental CRR: What It Means for Banks

September 8, 2023 1068 Views 0 comment Print

RBI’s recent announcement on phasing out of Incremental Cash Reserve Ratio (I-CRR). Understand impact on system liquidity and what it means for various types of banks.

FEMA from the Auditor’s Perspective

September 4, 2023 2265 Views 0 comment Print

From an auditor’s perspective, the Federal Emergency Management Agency (FEMA) is a federal agency in the United States responsible for coordinating disaster response and providing financial assistance to state and local governments, as well as individuals and businesses, during and after natural or man-made disasters.

Impact of Increasing Repo Rates on Borrowers: Managing Financial Burden

September 4, 2023 978 Views 0 comment Print

Explore the profound impact of increasing repo rates on borrowers and discover strategies to manage the resulting financial burden effectively. Navigate through the complexities of loan tenures, bank responses, and psychological factors for informed decision-making.

RBI Expands UPI to Include Pre-Sanctioned Credit Lines

September 4, 2023 684 Views 0 comment Print

Reserve Bank of India extends Unified Payments Interface (UPI) to include pre-sanctioned credit lines from Scheduled Commercial Banks.

93% of ₹2000 Banknotes in Circulation as of May 19, 2023 Returned

September 1, 2023 411 Views 0 comment Print

Reserve Bank of India’s decision to withdraw ₹2000 banknotes has been highly effective, with 93% of these notes already returned from circulation.

RBI Increases Offline Small Value Digital Payment Limit to ₹500

August 24, 2023 1290 Views 0 comment Print

RBI increases offline small value payment limit to ₹500 as per August 10, 2023 policy. Learn about the impact and implications of this enhancement

Overseas Investment Rules 2022: Resident Individuals and Indian Entities

August 20, 2023 6357 Views 0 comment Print

Understand regulations for making overseas investments by resident individuals and Indian entities in foreign parent companies, subsidiaries, and step-down subsidiaries. Get insights into the conditions, limitations, and compliance requirements under the Foreign Exchange Management (Overseas Investment) Rules, 2022.

RBI: Fair Lending Practice – Changes in Penal Charges for Loan Accounts

August 19, 2023 1545 Views 0 comment Print

Stay informed about the recent RBI guidelines on fair lending practices and changes in penal charges for loan accounts. Learn about the treatment of penal charges, additional interest components, and board-approved policies. Ensure transparency in disclosure and communication of charges. Effective from January 1, 2024, these guidelines apply to various financial institutions. For more details, refer to the RBI circular dated August 18, 2023.

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