The new Directions mandate a single holding company structure for banks and group financial entities. They aim to prevent contagion risks and strengthen consolidated supervision.
Mandatory board-approved policies, diversification limits, and alignment with group risk frameworks are prescribed. The decision underscores heightened governance expectations.
The updated Directions clarify that P2P platforms can only act as intermediaries and cannot lend, guarantee returns, or absorb losses. The key takeaway is complete risk transfer to lenders with enhanced disclosures.
The regulator has overhauled the framework for mortgage guarantee firms, prescribing higher capital, strict risk management, and governance standards. The key takeaway is enhanced financial resilience and systemic stability.
The regulator has overhauled the Account Aggregator framework for NBFCs, mandating explicit consent, real-time data sharing, and strong IT safeguards. The move strengthens customer data protection while standardising operations across the ecosystem.
The Directions overhaul capital adequacy, leverage limits, and governance standards for CICs. The key takeaway is stronger prudential oversight and enhanced Board accountability.
The Directions overhaul capital adequacy, credit risk, and market risk requirements for standalone primary dealers. The key takeaway is a stricter, uniform prudential framework with enhanced supervision.
The Directions lay down mandatory policies, allocation norms, and oversight for green deposits and climate finance. The key takeaway is stricter governance, third-party verification, and impact reporting to curb greenwashing.
The new Directions lay down a unified risk-management framework for financial and IT outsourcing by NBFCs. Boards remain fully accountable, with mandatory due diligence, contractual safeguards, and RBI oversight.
Fresh directions overhaul how NBFCs can declare dividends, linking payouts to capital adequacy, asset quality, and regulatory compliance to safeguard financial stability.
