The regulator tightened norms on lending to directors, relatives, and connected entities. The framework aims to eliminate conflicts of interest and strengthen governance in institutional lending.
The RBI has issued fresh directions standardising how Urban Co-operative Banks fix and pay interest on deposits. The key takeaway is a mandatory, transparent, and non-discriminatory interest rate policy across all deposit categories.
The RBI issued binding Directions to strengthen governance, due diligence, and oversight of IT outsourcing by Local Area Banks. The key takeaway is enhanced Board accountability and stricter controls over data security and service providers.
The regulator mandated a single, standardized credit reporting system for all major financial institutions. The ruling ensures consistency, data accuracy, and improved credit decision-making across the financial system.
The latest amendment to the Project Imports Regulations includes Jaipur Metro Projects and designates RMRCL officials as authorised officers. The update expands eligibility under the project imports framework.
New directions mandate uniform formats, frequent updates, and strict data quality standards. The key takeaway is stronger transparency and accountability in RRB credit reporting.
The RBI has issued comprehensive directions governing how UCBs can undertake financial services beyond core banking. The framework tightens governance, eligibility, and risk controls across activities.
The RBI has issued comprehensive directions governing digital banking channels for UCBs. The rules clarify eligibility, approval requirements, and customer protection norms, effective from January 1, 2026.
The RBI introduced binding exposure ceilings for Local Area Banks to prevent excessive borrower and sectoral concentration. The Directions strengthen balance-sheet resilience through clear caps and Board oversight.
The RBI issued new Directions mandating stricter credit risk management, UFCE monitoring, and governance norms for Local Area Banks to strengthen financial stability.