The 2025 Directions overhaul asset liability management norms for AIFIs with clear Board and ALCO accountability. The key takeaway is tighter control over liquidity gaps and interest rate exposure through structured monitoring and reporting.
The 2025 Directions lay down a clear, two-stage approval framework for voluntary amalgamations, ensuring financial strength, governance reforms, and depositor protection during rural bank consolidation.
The Directions introduce stricter governance, sectoral lending curbs, and enhanced Board oversight to strengthen credit risk management in rural co-operative banks.
The RBI’s 2025 Directions mandate prior approval, fitness criteria, and monitoring for major shareholders in local area banks to ensure transparency and diversified ownership.
The 2025 Directions overhaul how AIFIs classify, value, and manage investments. They introduce stricter governance, valuation, and risk controls to improve transparency and financial stability.
New directions require all rural cooperative banks to follow standardised credit reporting formats and timelines. The key takeaway is stronger data accuracy, transparency, and system-wide consistency in rural credit reporting.
The RBI has introduced a detailed, due-process-driven mechanism for classifying wilful defaulters in RRBs. The key takeaway is mandatory transparency and committee-based decision-making.
The regulator issued comprehensive Directions governing loan transfers, stressed asset sales, and co-lending by NBFCs. The framework aims to improve transparency, risk discipline, and systemic stability.
The Directions mandate stronger Board oversight, risk evaluation, and accountability to prevent governance and customer data failures in outsourced banking functions.
The central bank has notified comprehensive directions governing how NBFCs must present and disclose financial statements. The rules apply across regulatory layers to enhance consistency, transparency, and supervisory oversight. Immediate implementation underscores tighter reporting discipline.
