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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


A Guide to Deposit Insurance and Credit Guarantee Corporation (DICGC)

Fema / RBI : Understand DICGCs role in insuring bank deposits up to ₹5 lakh. Learn about compliance requirements, premium calculations, and p...

August 14, 2024 290 Views 0 comment Print

RBI Cautions against Non-Compliance of Regulatory Standards by Banks & NBFCs

Fema / RBI : RBI cautions banks and NBFCs on non-compliance with regulatory standards, highlighting risks associated with rapid home equity loa...

August 14, 2024 450 Views 0 comment Print

Registration With The Flair Portal For Filing Of Fla Return

Fema / RBI : Learn the FLA return filing process for Indian companies and LLPs with foreign investments. Mandatory by July 15 annually. Avoid p...

August 12, 2024 492 Views 0 comment Print

RBI Monetary Policy August 2024: Key Decisions

Fema / RBI : RBI keeps repo rate unchanged at 6.5%, projects 7.2% GDP growth for 2024-25. Introduces public depository for digital lending apps...

August 8, 2024 1773 Views 0 comment Print

Impact of August 2024 Monetary Policy Committee meeting in simple language

Fema / RBI : RBIs August 2024 meeting keeps repo and SDF rates unchanged. Focus on reducing inflation and enhancing credit reporting. Impact on...

August 8, 2024 330 Views 0 comment Print


Latest News


Penalty for not maintaining Average Monthly Minimum Balance

Fema / RBI : Details on penalties for not maintaining AMB in savings accounts, criteria for calculation, and government's stance on rationalizi...

July 29, 2024 1137 Views 0 comment Print

‘HaRBInger 2024- Innovation for Transformation’

Fema / RBI : Discover RBI's third global hackathon, 'HaRBInger 2024 - Innovation for Transformation,' aimed at enhancing India's financial land...

July 12, 2024 720 Views 0 comment Print

Credit card latest rules: You can now decide billing cycle of your card

Fema / RBI : The ability for cardholders to determine their billing cycle signifies that credit cards are not merely tools for cashless transac...

May 14, 2024 1962 Views 0 comment Print

Insights into Regulatory Frameworks: Reserve Bank of India’s Approach

Fema / RBI : Explore the comprehensive regulatory insights shared by Shri M. Rajeshwar Rao, Deputy Governor of the Reserve Bank of India, focus...

April 4, 2024 468 Views 0 comment Print

Framework for Recognizing SROs for RBI Regulated Entities

Fema / RBI : Explore how the Reserve Bank of India is fostering self-regulation through SROs, setting industry standards, and enhancing complia...

March 22, 2024 597 Views 0 comment Print


Latest Judiciary


RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 876 Views 0 comment Print

Lender Banks Required to Provide Audit Reports to Borrowers & Allow Representation Before Classifying Accounts as Fraud

Fema / RBI : Lender Banks Required to Provide Audit Reports to Borrowers and Allow Representation Before Classifying Accounts as Fraud, Along w...

February 22, 2024 981 Views 0 comment Print

Lawyers empanelled By Banks were not entitled for reservation under Article 16 for their Appointment

Fema / RBI : Lawyers empanelled by the banks to represent them in cases did not hold a civil post and thus the laws of reservation would not be...

February 12, 2024 894 Views 0 comment Print

Lack of Evidence for FEMA Act Contravention in Bogus Import of Service via Cash Bean App: Writ Petition Dismissed

Fema / RBI : Assessee-company was engaged in the business of providing unsecured short-term loans to its customers/borrowers in India via its D...

December 25, 2023 633 Views 0 comment Print

Denial of bail merely alleging that petitioner is Hawala Operator unjustified

Fema / RBI : Delhi High Court granted the bail application in the extortion case concluding that merely because the petitioner has been alleged...

December 12, 2023 735 Views 0 comment Print


Latest Notifications


Banking Laws (Amendment) Bill, 2024 as introduced in Lok Sabha

Fema / RBI : The Banking Laws (Amendment) Bill, 2024 revises key provisions in the Reserve Bank of India Act, Banking Regulation Act, and relat...

August 13, 2024 264 Views 0 comment Print

Foreign Exchange Management (Debt Instruments) (Third Amendment) Regulations, 2024

Fema / RBI : RBI's 2024 amendment to FEMA regulations allows foreign investors to buy Sovereign Green Bonds in India’s IFSC and remit proceed...

August 12, 2024 429 Views 0 comment Print

RBI Updates Risk Weights for Housing Finance Companies

Fema / RBI : RBI revises risk weights for Housing Finance Companies, capping undisbursed loan risk weights and adjusting risk weights for comme...

August 12, 2024 162 Views 0 comment Print

RBI Guidelines on Acceptance of Public Deposits applicable to HFCs & NBFCs

Fema / RBI : RBI revises regulations for HFCs and NBFCs, harmonizing deposit acceptance norms and enhancing liquidity requirements as of August...

August 12, 2024 201 Views 0 comment Print

RBI Keeps Repo Rate at 6.50% in August 2024 Policy Review

Fema / RBI : RBI maintains policy repo rate at 6.50% in August 2024. Focus on controlling inflation while supporting growth. Projected GDP grow...

August 8, 2024 138 Views 0 comment Print


RBI Introduces Data Quality Index for Commercial & Microfinance Segments

September 20, 2023 2451 Views 0 comment Print

RBI’s latest circular introduces a Data Quality Index (DQI) for Commercial and Microfinance segments, aiming to assess data quality in financial sector.

Are only companies obliged to file Foreign Liabilities & Assets (FLA) Returns?

September 14, 2023 876 Views 0 comment Print

Discover which entities, including companies, LLPs, and more, are required to file FLA returns with RBI, and learn about exceptions to this filing requirement.

RBI Announces List of NBFCs in Upper Layer for 2023-24

September 14, 2023 23748 Views 0 comment Print

RBI has released list of NBFCs in Upper Layer under Scale Based Regulation for NBFCs for 2023-24. Learn more about classification and regulatory framework.

RBI’s Responsible Lending Guidelines for Release of Property Documents

September 13, 2023 7425 Views 1 comment Print

Reserve Bank of India issues guidelines for releasing movable and immovable property documents upon personal loan repayment. Learn more about responsible lending conduct.

RBI Circular: PM Vishwakarma Scheme for Artisans

September 13, 2023 2523 Views 0 comment Print

Read RBI circular dated September 13, 2023, regarding ‘PM Vishwakarma Scheme,’ designed to empower artisans and craftspeople in India.

Master Direction – Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2023

September 12, 2023 2754 Views 0 comment Print

RBI introduced revised guidelines for classification, valuation, and operation of investment portfolios for commercial banks. Learn about the changes.

Overseas Direct Investment: FEMA Compliance Rules for Indian Entities

September 10, 2023 8262 Views 0 comment Print

Navigating Overseas Direct Investment (ODI) in India? Understand the FEMA regulations that apply, including NOC requirements, Form FC, Annual Performance Reports, and penalties.

Overseas Direct Investment (ODI) and Establishment of Branch Abroad

September 9, 2023 8703 Views 0 comment Print

Explore Overseas Direct Investment (ODI) guidelines by the Reserve Bank of India, covering eligibility, prohibited sectors, investment limits, reporting requirements, and penalties for non-compliance. Learn about ODI for Indian parties and resident individuals, with insights into FEMA regulations. Additionally, understand the establishment of branches abroad, eligibility criteria, remittance of funds, conditions, and reporting requirements. Stay informed about prohibited sectors, application processes, and compliance for seamless overseas business expansion.

RBI guidelines to Banks, NBFCs on Penal Charges

September 8, 2023 1254 Views 0 comment Print

Explore the RBI’s proactive approach to curb customer complaints against banks. Learn about the guidelines restraining penal interest on loans, emphasizing fair practices. Discover how the RBI promotes credit discipline, protecting borrowers from debt traps. Ensure you comprehend the recent changes in lending practices to make informed financial decisions.

RBI Directive: Additional Balance Requirements for Banks

September 8, 2023 435 Views 0 comment Print

Read Reserve Bank of India (RBI) notification dated 8th September 2023, outlining additional average daily balance requirements for banks in India

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